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Latest Posts
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378
Game Week 14, 2024- Texas v Georgia SEC Championship Game
It’s all speculation. As mentioned this game at the time was an outlier for the Georgia defense. They played so much better against us than they had showed all season. (Looking forward after that game it still holds true). Our offensive line was supposed to be one of the best in the country but the Georgia defense destroyed them both in the run and pass game. I thought and had commented at the time that we must have been tipping or something and still believe that. Then this post seemed to confirm it but I’ve never been able to find this video. Shortly after that the in-encrypted headset stuff came out which adds more fuel to the fire. 🤷🏼♂️ -
3697
2024 CFB polls/rankings - Texas #2/ #2 /#2 (CFP/AP/Coaches)
Agree on G5, Boise is rated too high. Disagree on 3 loss vs 2 loss champion. Clemson played Georgia and SC non-con; not Mississippi St or Iowa. -
308
CEO of UHG Shot and Killed in NYC - WTF is wrong with you New York
A quote I think about a fair bit. One of the 3 sayings I think fit America to a T. "The rich have forgotten to fear the poor" -
308
CEO of UHG Shot and Killed in NYC - WTF is wrong with you New York
Private security details for errbody. -
308
CEO of UHG Shot and Killed in NYC - WTF is wrong with you New York
Many companies - even mid and smaller ones - are self-insured, to a point. They have a form of super-cat insurance for major issues. When I was at a smaller company a few years back, we'd have folks spending 1/2 a day on the phone fighting through a $400 denied claim and/or looking for an approval. Boss (at the time) and I just asked our benefits coordinator (also HR person) to approve these and we'd eat the cost. For the most part it was small and it kept people focused on what we hired them to do. That said, the culture at places like UHC and others is to make their customers happy about the service and financials. As a result, there is incentive to deny claims and push back. Some folks acquiesce and eat the costs. Insurer then comes back and says, "We billed you $2mm this year for services and your claims were low last year. As a result, your premium for next year will not go up the 10% everyone else is seeing. You'll see a 3% increase." A friend is at a larger company and his daughter had issues in 2023 and 2024 that cost nearly 7 figures. That company had no problems taking care of it. In fact, that company approved his daughter being extended on their health plan beyond age 26, which was astonishing to me. They're footing the bill (or the super-cat limit kicked in).
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