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Posts posted by ROFL BOX
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1 hour ago, Horns99 said:
Is there a time limit on the depreciable part of the claim? IE: we finally got the roof replaced 3+ years after the hail claim. Can we still try and get paid for the depreciable portion of the claim?That would probably depend on your carrier & the language in your policy. You are welcome to PM me for a quick discussion; I think @Elvis might also have some insight into this.
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2 minutes ago, jimmyjazz said:
Vincenza Young was lightning fast even at a young age.
I'll bet Vincenza scored better on his Wunderlich than... well... you know.
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6 hours ago, T’Boo Ted Marshall said:
Hire the roofers that knock on your door. They are legit.
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4 minutes ago, Pato del Muerto said:
Damn, congrats on having a time machine. But you should have gone somewhere other than the early 90s.
My wife's fave channel on XM radio is "80's on 8", so that should tell you a bit about who purchased the tickets.
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4 hours ago, TrashMaster G said:
She's hot, isn't she?
It's better than banging the maid, anyhow.
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On 11/2/2019 at 5:36 PM, hundredTT said:
So I have tickets for Clay Walker tonight, and she’s in the bed on her phone saying she doesn’t want to be rushed today, when the concerts at 7 and I know she’s gonna take forever to get ready, and we will miss half the show
We were on the floor, sect. 1, row Q. Seats did not suck. Lonestar was boring as fuck. Restless Heart was good. Clay was good. Not the worst gig I've ever been to, but far, FAR from the best.
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1 hour ago, T’Boo Ted Marshall said:
What if I don’t like pot roast?
https://thenationalmarijuananews.com/weed-recipes-special-pot-roast/
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Air Bud.
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^^
Where did you get those sunglasses?
& I think you have the sunscreen on a bit too thick. -
On 11/3/2019 at 6:16 PM, fattyflattie said:
Moving the gun safe and desk/credenza to the garage on the other hand...
Will the gun safe be going back to the office once the work is complete?
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There's a reason I'm the Contractor.
& Yes, I did assist on various parts but NO, I didn't get up into the trusses. -
@Assman, you out there?
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I give up, Stoogey - why did you give my OP a "Hate" reaction?
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Quickest info:
Total estimated cost (what the adjuster ...says... the cost is): $21,000.00. Could be higher, actually, because sometimes the adjuster makes a mistake; under-measures, forgets to include things, uses improper calculations, leaves off something that should have been paid for, etc. This can all be rectified on the back-end. It is done via supplemental invoice sent to insurance. A LOT of salesholes try to cheat the system & ask for shit after the fact whereas I try to get all of that approved up front & through conversations with the inside adjuster (the person who is cutting the check on behalf of your insurer).Up front money (ACV, or "Actual Ca$h Value") is to get materials purchased, pay part of the labor, etc.
Amount you get AFTER the work is completed & upon receipt of invoices: $ 6,500.00. E.T.A. I say "you get", but really that belongs to the contractor.
Your out of pocket is ONLY the deductible unless there is some kind of upgrade requested... ins. gets you to a 1:1 situation all for your deductible. Also, if in Texas you are now required by law to pay the full deductible & there's no "waiver" available.
Put all of that together & it equals the $ 21,000.00 figure.
We even have to list a specific set of language on our contracts & in size 12 font. https://www.tdi.texas.gov/news/2019/tdi08072019.html
PS: It is not uncommon for me to receive final payment on closing for real estate transactions. If there is a mortgage co. involved, this can entangle things a bit, however it's not too terribly difficult... the title co. should have experience in this as well.
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52 minutes ago, Assman said:
We are currently under contract to sell our home. The prospective buyer had an inspection done and the inspector noted hail damage on the roof. We called our insurance company who sent out an adjuster, who confirmed that the entire roof needed to be replaced. He gave us this estimate:
Replacement cost value: $21k
Less depreciation recoverable: $6.5k
Actual cash value: $14.5k
Less deductible: $2.5k
Net claim: $12k
The adjuster said the insurance would give us an initial check for $12k. Questions I have:
1. Are we only going to get reimbursed for the $12k since that is the net claim?
2. How does depreciation play into this?
3. Do they just pay us $12k and it's up to us to make it happen? Or do we send them an invoice of the work completed and they pay the roofing company?
Sending PM. Ain't no joking around.
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15 hours ago, Surly Bevo said:
I voted against it for that very reason... don't waste my time at the state level with this bullshit
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7 hours ago, Sam Lin said:9 hours ago, SDG said:
If he's willing to answer, ask if he can tell how he's getting a full range signal out of the Mazda head unit. Did he edit the Linux code to use one of the USB ports as a spdif output, or a signal processor onto the factory analog outputs? I thought the analog outputs all had a low freq cutoff and have been trying to confirm where to find a true full range signal.
It's for my Mazda in a foreign country. If it was in the US I'd have tools in the garage to hunt the signals myself.
Sent him a text with both of your questions; don't think he has joined Surly but did have 3 or 4 responses on Shag.
Provided thread links, so let's see how busy he is.
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You & I must be taking the same roads as I have seen prob. 6 quality bucks in my 5p or later drives.Rut is in full effect in Dripping Springs. I've seen more bucks coming out of the woodwork in the last week than I have all year. Saw six different mature bucks on my way home Wednesday night. Hadn't seen a single mature buck in that area in weeks.
I went for a run yesterday evening with my son in his jogging stroller and my yellow lab. We had two decent bucks chasing a hot doe through one of our neighbor's pasture. They couldn't have cared less that me, my son and my dog were watching. Probably 120 yds from the road. Nose to the ground, right on her tail.
Doesn't hurt that I have a high end light bar on my truck that I run on the back roads & can see them @ a decent distance.
Some nights, it's like you're playing that hunting arcade game.
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Latest stuff from my recommended guy; he's building for the "triple crown" high end car audio competition in Kentucky (I have no idea how this World Series of car audio landed in that state).
He built the A pillar speaker mounts himself & behind the shift knob on the center, there are some kind of custom dialing things on there. I have no idea what they do.
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On 10/31/2019 at 8:28 PM, RPM said:
They wanted $125 but I jewed them down to $100
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New Inspiron arrived today.
Have not had an opportunity to turn it on yet, working in the field all day.
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Post a pic that makes you lol
in Lulz
Posted