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ROFL BOX

Burnt Ends
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Everything posted by ROFL BOX

  1. ROFL BOX
    If you are in Texas, you should allow @C-Man to quote you.
  2. ROFL BOX
    Hell
  3. ROFL BOX
    That's The Hartford. I like them for most of the claims I have worked; independent field adjusters & the desk adjusters haven't really been much of a hassle to work with.
  4. ROFL BOX
    Guess how wrong you are? I 100% paid the vehicle off. Did that prob. 4 years ago. I am still owed the title.
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  6. ROFL BOX
    Nor am I finding the "LoL", unless we're laughing ABOUT her, not AT her
  7. ROFL BOX
    Video possible later if he sends it to me. - Wood 2× tips ball. - Ball rolls down wooden valley, hits bucket (weighted w/ Milwaukee M18 batteries, bucket barely balanced on edge of plywood) - Bucket tips off, is connected to twine. - Twine is cut by knife & releases through (1) pulley & ( 1) EMT clamp. - Final end of string is weighted by (2) smaller blocks of 2×. - Weighted 2× taps computer keyboard & video that is set to pause then activates & plays.
  8. ROFL BOX
    My 1st wife's Dad grew up around 45 min. NW of OKC. Jim said "My dad would give me his trusty ol' rifle & a pair of .22 bullets to bring back rabbit for dinner. If I missed on the 1st rabbit, I sure as hell better line up two of 'em 'side by side' for that next shot."
  9. ROFL BOX
    Ron White joke: "We lived in a town so small, you actually DID know everyone else's family & everyone else DID know yours. One Friday, momma came home from the church yard sale with 'new' clothes. I wore 'em to school on Monday after she washed 'em. At recess, this kid comes up to me on the playground & says "Hey... that's my shirt you're wearin'!! Gimme that back!"
  10. ROFL BOX
    Puff
  11. ROFL BOX
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  12. ROFL BOX
    Would you like to round up for charity?
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  14. ROFL BOX
    It is my opinion that around 25 years ago, some roofing companies sorta developed a "system" to get more insurance business & that was canvassing neighborhoods with the promise of a "free roof" (back when most people had a flat $ 500 ~ # 1,000 deductible. The days of the craftsman roofer dwindled & volume increased. I will say that I do enjoy an insurance paid roof as there really isn't any negotiation with the customer required because insurance essentially "sets" the price. I don't have to worry that someone is going to undercut my price... the hassle now becomes what did the adjuster possibly mis-price or mis-calculate? (Got one Shagger² roof where the adj. used "roll roofing" for a flat roof section & it actually has a Mod Bit S/A product that we installed last year... I still have the receipts. The Roll Roofing price point is ½ of the correct Modified Bitumen system).
  15. ROFL BOX
    Better to discuss this now vs. later when memories get a bit fuzzier. You would be doing the right thing.
  16. ROFL BOX
    [mention=1629]Catpfish[/mention] , Don't miss out on the new "feature" where roofs that are aged 50% or more of the expected life span will NOT get a recoverable depreciation. Example: Roof replacement value (total cost) @ $ 20,000.⁰⁰ Insurer says "aged 16 years on a 30 year life span = Ø recoverable depreciation." 2% Deductible on a home valued @ $ 350,000.⁰⁰ = $ 7,000 policy holder responsibility. ACV (Actual Cash Value) = $ 10,000.⁰⁰ (i.e. the "up front $ for the life left in the shingles prior to the covered peril / loss"). $ 10k - $ 7k = $ 3,000.⁰⁰ to policy holder & Ø else. Total expense to property owner for total roof replacement: $ 17,000.⁰⁰ Pay VERY CLOSE ATTENTION to your H.O. policy language & what you're paying for v. what you are receiving. I have met MANY field adjusters who say they have to explain to customers about this "N.R.D." (Non Recoverable Depreciation) thing.
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  18. ROFL BOX
    Did "K" get in contact with you? It seems they did not include the shed (& FYI to the readers, this is a 16×20 building, not anything small).
  19. ROFL BOX
    Plus, auto insurance is actually more to protect people from YOU. Houses? That is to protect the loaner.
  20. ROFL BOX
    Tapa
  21. ROFL BOX
    Tapa
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  23. ROFL BOX
    FYI, we are ONLY NOW completing a long running 'rasslin match with USAA on a freeze claim from Jan '23 (customer contacted ne in March). USAA has turned over a LOT of their claims to AllCat & A.C. has bungled this one up multiple ways, even after sending a 2nd field adjuster for a full walk through. & SafeCo (owned by Liberty Bibberty) is being a PITA for an approx. $ 1,000 detail on the re-eoof for @dieucla98 . & I will reiterate that from the opinion of a restoration contractor, AllSnake & Snake Farm are horrible for basic details that should be evident for everyone.
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  25. ROFL BOX
    Apparently I do not know how to use the internet.

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