My gen 3 rides again.
The insurance jerked me around for a few months and it ended up costing them dearly.
I was very clear about the damage and researched the cost I even found a local shop (at the insurance request) and they towed the car to it. The first estimator, the shop, and I all agreed on what needed done.
I did not want a branded tittle for a door lock or ignition switch (no other damage) so the insurance sent me a no adjuster claim link to fill out with pictures, liability, etc. I filled and submitted everything.
The car sat there for nearly 2 months and no movement from insurance. The shop guy started calling me which made me the middle man…
The insurance then totaled my car because the cost…
They clearly didn’t listen. So i asked them to produce the rationale and that’s when clarity ensued.
They used an estimate of cost for things that could “possibly” be required and then valued my car as a 2 wheel drive.
They wanted to cut me a check for 4k$. I refused and hired an attorney/estimator.
They ended up paying the shop $5500, me $4900, and my attorney fees just because they were too stupid to pay the $2000 to fix it. I also won on the branded title claim.
They would have had pay me replacement cost ($14k) plus all the third parties when they could have just fixed the damn car…
Btw. As of today, it’s now fixed and it cost me about $1200