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conVINCEd

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Posts posted by conVINCEd

  1. 16 minutes ago, NeverMarryAStripper said:

    Earnings within the policy and death benefits paid from the policy are non taxable. However, if the policy loans and accrued interest exceed the cash value of the policy it can trigger a lapse in the policy. If this happens distribution of the policy’s cash value to repay the loans and accrued interest will be taxable.

    This.  I had a little whole life policy that my grandfather got me when I was a kid.  Got to the point where the dividends paid the premium.  I got in a tough spot in college that I didn't want to tell anyone about, so I took out a loan and forgot about it, as I had never had to pay the premium myself, and like most college students, my address changed frequently, so I wasn't receiving the notices.  15 years later, the interest due passed the dividends paid, and I had to make a choice.

  2. 12 hours ago, DaysOff said:

    True fact: The agricultural and mechanical college of Texas lost their first ever football game to a high school.

    Powerhouse Galveston Ball High school.

    Well, Casey Hampton was really fucking good.

    • Like 1
  3. 1 minute ago, Vic Mackey said:

    He doesn't look as quick as he did in 2016. Even on that long run earlier in the game, he looked a step slower.

    Agreed, but better than last week.  It's almost like the preseason might be helpful in preparing players for regular season games.

  4. 2 hours ago, Onboard 2.0 said:

    UNC is or used to be one of the hardest state supported schools to get into if you're not from NC...... or an athlete.

    I’m sure it is.  I’m a really good test taker.  I’m guessing I probably could’ve gotten in.  Like a lot of folks, my parents made enough money to disqualify me from any need-based financial aid, but not enough to not give a fuck about a $100k difference in price for a comparable education.  That was 20+ years ago when tuition at UT was damn near free.  The math might be a little different today when factoring in increased tuition at UT, and the cost of living in Austin.  

  5. I sent my SAT scored to 3 schools (UT, Michigan, UNC).  I received an acceptance letter from UT about a month later that asked me to check a box for what I wanted to major in, and my choiced were not limited at all.  Before I pursued things any further with UM or UNC, I had a talk with my parents about the financial aspect of things, and I checked the box for the business school and mailed it back to UT that day.

  6. 8 minutes ago, Superhero said:

    I scan the headlines every morning just to see if dipshit is still the president.

    And come away disappointed that he's still wasting oxygen.

    Kind of like the false hope that fills my heart every time the Sandusky thread gets bumped.

  7. On 9/12/2018 at 9:51 PM, Lobo said:

    It says on the tickets that this is the first ever franklin & friends pre-Texas Monthly BBQ Festival event in history.  But maybe there some different incarnation a couple of years ago.  Again, this is not the public  festival at the Long Center.  

    I was talking about just Franklin.  2 years ago it was $100/head to host a private event at his restaurant.

  8. 19 minutes ago, conVINCEd said:

    If you have something resembling decent car insurance you are covered on rentals.  Doesn't mean that underwriting won't review your policy when it's up for renewal and decide that someone who drives a rental car into a hurricane is an unacceptable risk.  On second thought, this might be the only circumstance where I would recommend that someone take out the insurance offered by the rental company.

    And the rental company is moronic to offer it, if they do.  I've worked for a few insurance companies, and there are normally restrictions on binding coverage when there is a threatening natural disaster.

  9. 2 minutes ago, jimmyjazz said:

    I don't.

     

    2 minutes ago, JimmyJames said:

    Well I can assure you we’re different people. In fact, I actually remember arguing with the guy on I think the GoBig12 website back in the day about whether to not to restore the cotton bowl to allow the Cowboys to play there. I could be wrong though as that was a long time ago. It might’ve been the early verision of Ketch’s site, the university.com. Memories fade. 

    I have no doubt that neither of you do.  As for the rest of us...

  10. 6 minutes ago, Francisco 2.0 said:

    I recall once upon a time people bitching about Obama and this and how he would abuse it.  Wonder how the #MAGA crowd will react this time:

     

    There better be a fucking option to opt out.  I don't want a deranged dotus having the ability to make my phone make noise at 3 a.m.

    • Haha 1
  11. 3 hours ago, Updawg said:

    I noticed it looked like they had rentals. Even with the full rental insurance I wonder what would happen if they damage the cars driving around in a hurricane.

    If you have something resembling decent car insurance you are covered on rentals.  Doesn't mean that underwriting won't review your policy when it's up for renewal and decide that someone who drives a rental car into a hurricane is an unacceptable risk.  On second thought, this might be the only circumstance where I would recommend that someone take out the insurance offered by the rental company.

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