It disincentivizes the wealth from treating a basic human need- housing- as an investment opportunity as to more what it actually should be, a public interest, and that's particularly true when those in power are barking about making homelessness a crime.
You're playing a rhetorical shell game while throwing up platitudes because your libertarian solutions to expanding home ownership, as evidenced by this back and forth, are non-existent.
Home ownership is wee bit of an oof to family formation. I'll offer no solutions other than accelerated more of what we've been doing the past half century.
The same thing that happened to their base once they benefited from "socialism!" aka Return On Investments/Taxes in practice that their previous saint railed against before it became a "you better not touch this" issue.
I mostly just remember the one skinny black dude at their West Mall table 85-90ish constantly trying to engage passerbys. Like Chappelle's one white dude in a black gang.