Wordle 245 5/6 [emoji834][emoji834][emoji834]🟨[emoji834] [emoji834][emoji834][emoji834][emoji834][emoji834] 🟩[emoji834]🟩🟩🟩 🟩[emoji834]🟩🟩🟩 🟩🟩🟩🟩🟩 Third guess came in clutch
2 weeks ago, watching my kid hen peck on his keyboard
Me: Son, you really need to practice your typing using the home row. You'll never type fast typing with 2 fingers.
Him: I try to type fast but I have trouble with my D's.
Me: Show me
Him: *Opens google search window, furiously types 'deez nuts' followed by uncontrollable laughter
Me: ......damnit
Fast forward to Monday
Me: You score some good loot at school exchanging valentines?
Him: Yeah, I got a bunch of different type of candies.
Me: Oh yeah, what kind of candies did you get?
Him: Candies nuts fit in your mouth *uncontrollable laughter* GOT EEEM!
Me:
Thanks for the reply and thorough explanation. My main concern is rates creeping up to 5%. I'm going new construction and am not under contract yet so this is TBD but looking at $375k purchase with 20% down so prob a loan of around $300k. My issue is I'm probably one of the lowest paid network engineers in the Austin metro so assuming I am still in the same spot come later this year/early next year when it comes time to close, my DTI is on a razor's edge for qualifiying conventional. I have some wiggle room for rates to creep a little but if they get up around 5%, then things get tricky.
So what is everyone's thoughts on where rates are headed from here? I've already gotten fucked once last year trying to build a home when the builder went to a bidding system right before my spot in line came up. Now I found another builder that has shit I can afford but only if rates don't go crazy. My broker and I sat down in December running the numbers and said I should be go as long as we don't go much north of 4% and his opinion (along with every other article I read) was it might creep up to 4% by EOY 22 which is around when I'd be looking at closing. Now that we're above that in fucking February, can someone give me an idea if I am going to get fucked with no lube again?
I've watched the crazy/hot matrix way back when bub rubb and lil sis were making the whistles go wooooooooo BUT, I had never seen this until now. Pretty funny and to the point. I bet it applies to a not insignificant number of posters in this thread too.