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Bozo_Casanova

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Everything posted by Bozo_Casanova

  1. “Medicare for all” is a phrase that is not specific to one proposal. To what are you referring here?
  2. Who shuns Bill Russell for Jordan?
  3. I think you can. Colt was just too historically great at his position. He’s probably the *best* QB, meaning the best best player of the quarterback position we ever had.
  4. This. Street is #2 on my list, to wit: 1) VY 2) Street 3) Colt McCoy 4) Bobby Layne 5) Applewhite 6) James Brown If Quinn Ewers plays well enough to win national championship this year, I think he moves up to #4. As of right now he will probably bump Major. Jesus. I can’t believe I’m saying this, but stick to baseball?
  5. 𝐁𝐑𝐄𝐀𝐊𝐈𝐍𝐆 𝐑𝐔𝐌𝐎𝐑: There has been "whispers" around the league that message board shitposter Bozo_Casanova would consider entering the NFL Draft if he was "certain" he would be a top 3 pick.
  6. Advil is a good example- when you pay for advil it’s inexpensive. When you multiple layers of buyers exist between you and the advil that adds cost. HDHPs should go back to what they used to be: low-premium insurance policies against unpredictable, catastrophic events, used by people who could afford to pay for their own preventative care (ie the entire middle class) if they had pre-tax money set aside for that purpose.
  7. EXACTLY! you need insurance for catastrophic, expensive, unforeseen events. Using a risk management product to pay for things you know you need, can afford, and happen on a schedule only adds cost to those things. why pay insurance carriers a profit for predictable, inexpensive things? That’s money that should go elsewhere. Sure, but in addition to accidents a major avoidable social cost caused by automobiles is productivity loss caused by broken cars. it’s Similar to the productivity loss caused by lost time at work due to avoidable illness and poor self care. Look, we want people to get preventative care. That’s not the question is whether forcing people to insure predictable inexpensive events is an incentive. There are plenty ways to incentivize them. Using insurance to pay for it is a lousy, terrible, no-good way to do it.
  8. It’s the worst, nvm.
  9. I’m glad you do all that, but *legally requiring* preventative care to be provided through a third party carrier when your enployees could apply out of pocket cost to their deductible is simply bad law that accomplishes nothing other than adding cost. Ive used an HDHP for years, well before ACA required it. At my old employer, requiring preventative care to be included in HDHPs added costs to our plans and had no impact, meaning *zero* impact to our employees utilization of preventative care. It just made the HDHPs policies more expensive.
  10. Auto liability insurance is required in most states. Would requiring policies to also cover oil changes, wiper blades, brake pads and tires “incentivize” people to keep their cars roadworthy?
  11. They have to burn down the village to save it
  12. Have you had suits made by them? How many fittings did you need and what was your cost all-in? I like my tailor but I want to try another guy.
  13. Taos is great. Don’t tell anybody
  14. Strongly agree, esp with bolded portion, and of the many things HR/benefits teams need to to better, teaching employees how to use them and explaining why they are better is right at the top. I'd also add that in my opinion the worst thing about the ACA was forcing HDHP policies to cover routine care, i.e. checkups, vaccinations, etc. That's preciately the kind of out of pocket expense people with jobs should be paying for out of pocket, counted towards their deductible. Insurance is a risk management product, not a payment service.
  15. To continue that very apt metaphor, the Democrats messaging and platform had about as much to do with what happened in the 2024 election as fixed fortifications had to do with French success in the field from 40-42. about 10 years ago I posted that I was concerned that Democrats at the national level were falling into the strategic and organizational model of the Texas Democratic Party of 1990-2000’s. I’m very sorry to have been right about that one.
  16. Sorry @TwiceHorn I didn’t finish the thought. The relationship between revenue and spending is mediated by the effect of each on productivity. So deficit reduction is really about landing the plane- modest tax increases in the aggregate but mostly reallocating the overall tax burden off of spenders in order to sustain productivity; and simultaneous modest spending cuts in the aggregate, while reallocating the remaining spending towards productivity support and away from categories that generate long term cost.
  17. All financed with debt, no less. Sort of. It’s is true enough, but the relationship here is far more complicated than that, because revenue often rises when taxes are reduced, and revenue will often decline when outlays are decreased materially.
  18. Only stuff that helps people. Stuff that hurts people or transfers dollars from the public to favored special interests are don’t have to be either useful or effective. The Juicero guy should have gotten in with these guys- there would be a Juicero in every prison cell and public school cafeteria America.
  19. Debating whether or not to weigh into this thread, but for now- you need to factor in what your employer pays, because that’s pre-tax compensation. We can’t really have a meaningful understanding of healthcare costs or the effect of health insurance costs on income and entrepreneurship without thinking in those terms. Part of why voters in the workforce struggle with this is because they don’t understand that most of what they pay for with health insurance premiums is a combination of administrative costs and predictable, routine care. in other words- they are paying a middleman to do paperwork and pay bills they could easily covers if they simply had the money in their pocket instead of paying it to the carrier along with the carrier’s vig. That’s part of why HDHPs are so much better for the worker and so much cheaper for workers to use in almost any scenario- you get the carrier’s price, but you pay it directly with pretax dollars in your possession.
  20. No. I don’t play word games. I don’t Agree that you have been, other than your obvious support for lowering marginal income tax rates for top earners. Do you have examples of the others?
  21. I know that’s what was sold to the rubes voters, but his real offense against his party was fiscal conservatism and a serious approach to deficit reduction. Other than his massive debt funded tax policy and wars of convenience and also new entitlements and and proposed borrowing to finance the transition and stuff, sure.
  22. For grins, obviously. I don’t think of you as remotely conservative*. That said, you do have an interesting point of view on things and generally present it in good faith, and that’s why I tapped you in. *in all honesty I don’t, but I would also say that about the vast majority of voters in your coalition.
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