oh yeah, MrCooper currently has one of our mortgages... it was originally financed (refinanced?) by USAA FSB, who had it underwritten by Chase, who nearly immediately sold it to Dovenmuhle (sp?), who then sold it to Nationstar, which is now named MrCooper.
BUT, this was actually AFTER we refinanced. We originally financed though Washington Mutual, who then died and it became Chase. We didn't like Chase and rates went through the floor, thus the refinance... which, as I said, immediately went right back to Chase. Hahaha!
None of this matters to you except for when you read your free annual credit report and see the chain there.
Our current place was financed through Loan Depot, where we refinanced again through themselves at some stupidly low rate. People call us with offers:
"You wanna lower interest rate?"
"Can you beat 2.5% fixed on a 30 year loan?"
"Uhm. No. Ok you're good, never mind."
I get the feeling Loan Depot is stuck with us at that rate; nobody else wants it. 🤣