Everything posted by DalTxHornFan
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Maui
We stayed in a AirBNB yurt on a farm in north Maui, it was a cool place. All in all, we hated all of the traffic in Maui. We did Hana and actually took the forbidden southern and western road around the island. It looked like Texas ranch land mostly. We had a fun visit at the vineyard that mostly does pineapple wines. If I was a better golfer, I'm sure that I'd enjoy the great resorts on the western side of the island. I doubt that we will revisit Maui. Kauai and Big Island are our favorites.
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Texas @ TCU Series Thread
We're Texas! We need to stop giving up free bases on walks. Great to see EK coming back with the bat. Not our best infield, but our E's have not been egregious. There is no reason that the Horns don't have a good shot at beating any team they line up against the rest of this season.
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Texas @ TCU Series Thread
Omaha. Always Omaha.
- Texas @ TCU Series Thread
- Texas @ TCU Series Thread
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Texas @ TCU Series Thread
I like him even more, 2 outs.
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Texas @ TCU Series Thread
I like Tole thus far. 1 0ut.
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Overrated Austin restaurants?
- Overrated Austin restaurants?
Never been there. Thanks for the warning!- The Gun Owner’s thread
That is nucking futs. You used to be able to get a couple of hookers and a ton of blow for that kind of money in East Austin! (Allegedly.)- Texas BBQ
They don't cook at that location -- just ship it in from Lockhart. Terry Black's or (dare I say it) Lambert's would be a better choice. Tourists always have fun at County Line, as well.- Brokered CDs
While not brokered, a CD ladder is what I have my 88 year old Dad doing. He has four CDs and he always enjoys going in town to the bank to flirt with the tellers to roll one over every 6 months or so. Simple and he always has ready cash -- which, thankfully, he never needs.- 2023 bank failures
If you have issues with management, it is kind of difficult to get past that in an overall rating about a financial institution's safety and soundness.- 2023 bank failures
Anyone looking objectively at the embedded losses in the HTM portfolio vs. the stated equity of the bank would/should have smelled a rat. It was out in the open in the KPMG audit report issued only days before SVB was closed.- 2023 bank failures
I find it amazing that the bank operated so long without an incumbent ALCO officer. I know that I've mentioned this upstream, but asset/liability matching is banking 101. The current interest rate environment did not happen overnight. An ALCO officer or committee that wasn't asleep at the switch would have had time to respond to the problem.- 2023 bank failures
The CAMEL system's objective is to evaluate the "safety and soundness" of the financial institution under examination. The overall CAMEL 3 rating indicates "below average" and triggers "regulatory concerns" about the financial institution.- 2023 bank failures
Significantly increased regulatory attention in 2022. Declined ratings in the 2022 regulatory examination. SVB was a known problem. Fed didn't do much about this, it would seem.- 2023 bank failures
- TexMex
El Tiempo is no bueno in my experience.- Public service announcement-prolific masturbator roams free in Austin
Obligatory: What's his Surly handle?- What kind of lawyer do I need?
This might be a useful resource: https://www.texasable.org/- What kind of lawyer do I need?
Truth be told, the billboard guys like TJH, The Texas Hammer, and whoever else is buying a billboard this month are just the same. Paper mills.- What kind of lawyer do I need?
Paper mills. Very seldom does the attorney actually interact with the client in these kinds of places.- What kind of lawyer do I need?
Don't know her personally, but what she says on her website directly fits the bill of what has been discussed upthread. She has a special needs kid, so this kind of stuff would be personal to her.- Texas Southern @ Texas - 6:30 on LHN
Isn't it a bit chickenshit for TSU to be stealing bases when down 18-2 in the last inning of the game? - Overrated Austin restaurants?
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