Not sure about her credit report, but this is from the website listed on the document:
Question 1. Why did I receive a Notice of Violation?
The registered owner of this motor vehicle was photographed passing a stopped school bus, in violation of Chapter 12-1, Article 7 of the Austin City Code: The owner of a motor vehicle that is operated in violation of Section 545.066 of the Texas Transportation Code, as amended, by passing a stopped camera enforced school bus displaying the visual signals required by Section 547.701(c) of the Texas Transportation Code, as amended, commits a civil offense and is liable for a civil fine under this regulation (www.austintexas.gov/resident/city-code).
Question 2. Will this be reported to my insurance or go against my driving record?
No, this is a civil penalty. Failure to pay the civil fine, or to timely request an Administrative Adjudication Hearing, is considered an admission of liability for the school bus stop arm violation and is a waiver of your right to appeal the imposition of the civil fine which will result in the assessment of appropriate civil fines, penalties, and costs.
www.violationinfo.com