Longhornmaniac8

Hey. I appreciate the check-in. We all need to be supportive of one another in times like these. Yeah, the flight attendants had a call last night. I listened to a bit of the recording. It was pretty dire, but it seems to be the consensus that the Company has a penchant for scaring the flight attendants into submission. The story being told didn't really jell with what our established financial numbers show. I don't doubt that it's bad, but I think we're in a slightly better position than was described. The company was urgently calling on us all to reach out to the government leaders asking to include either grants or unsecured loans to help the regionals. Most of the regionals don't have enough assets to obtain loans that require assets as collateral. The good news is, the most recent package being discussed (tonight) seems to include $25 billion in grants for 121 passenger carriers. That would be roughly equivalent to 4.5 months of payroll for all the airlines, which might just get us through the worst of it. I actually have a line next month. We'll see how much of it I wind up flying. How are things going with you?

Just got the notice from our union, as well. We still have to abide by our FOM until they can get it changed, but that is good news. Now I won't feel as much like a criminal for not wearing it.

Wait, what?

I had 39 people total across 3 legs last Wednesday. So there's that. We had a flight go out with only a dog in the hold today (had they known before they pulled the jetbridge, they wouldn't have put it down there).

Got any low down-payment, no-PMI options that can beat 3.5%? They bottomed out at 3.375% last week before they started skyrocketing. The credit union I'm planning to go with that fits the above parameters has marched rates down 0.5% in the last 2 days. I'm about 60 days from close, and I think I'm about ready to lock it in.

It's astoundingly irresponsible to be going out in crowded places.

I'm waiting until I know I'm within 60 days, and then as soon as I feel like I'm going to get what I can get, I'll lock it in. The credit union I'm using doesn't charge extra for 45 or 60 day locks. I just don't want it to be 75 days and me have to go through the whole process again.

Just waiting for things to go back down. I'm roughly 60 days from close on my new build, and hoping that things stabilize a little bit. I saw my FTHB program rate go from 3.375% to 4.000% in like 5 days. It's back down to 3.875% now, so I'm hoping things may start calming down.

Maybe it's less than the posted number of cases? Explain how that might work, Dr. Salk.

Dude, open your brain. The CDC count is what it is because we have been totally unprepared to actually test people, not because it's the right number. We can't confirm a diagnosis with a test that hasn't been administered.

It's not because you're thinking differently, it's because your comments are ignorant, yet you're speaking like you're a voice of reason. Take your persecuted ass back to CR.

At that price point, Delamotte, if you can find it, is absolutely superb. Sister house of Salon, and they get the right of first refusal on all their grapes they don't use. It's one of my absolute favorites, and at around $50/bottle, you're getting a steep discount on what is basically Salon lite.

Feel free to reach out if you'd like about the training process and what you're looking forward to as you get to the airlines. I'm just about 3 years ahead of where you are, but I started (for all intents and purposes) at 28. Also happy to be a resource as a (still current) CFI/I.

Thanks, Gil. That clears it up. Based on what that and others say, it's based on the status of the lot as of 1/1/20. I don't believe they had started work on it at that point. I know for a fact the slab had not been poured. Sounds like I may get a break in tax year 2020, but that it will be appraised prior to 1/1/21. Thanks for the help, folks!

No, it's a specific mortgage program that I qualify for related to my profession, so I'm somewhat limited on options. I appreciate the sentiment of your posts, and fundamentally agree with them, but I'm really looking for someone who has specific knowledge of this in Travis County and can either tell me definitively how this plays out, or can direct me to someone who can. Suffice it to say there's lots of value in working with someone local, for this exact type of reason, but I'm willing to go through this type of hassle if it saves me a couple hundred dollars a month on a mortgage payment. Just looking for info/experiece, that's all.

My lender isn't local. I'm a first time homebuyer, so I don't know at all what the norm for this type of situation is. I believe him, but can also understand why he wouldn't be up with the rules/protocols in every jurisdiction around. That's not realistic.

Cross post: Trying to figure out new build homes get taxed before they're appraised. Travis County Appraisal District announced they aren't doing any appraisals in 2020, so I'm wondering what the implications are for my new home I'm building. Is there a mechanism other than an appraisal to change the value of a homesite from a vacant to an improved lot? Just trying to budget for closing and taxes for 2020. Based on what I've been told by my lender, I'm pretty much only going to pay tax on the value of the lot. Trying to confirm that with someone local and familiar with Travis County property taxes. Any thoughts or recommendations on who to talk to?

Trying to figure out new build homes get taxed before they're appraised. Travis County Appraisal District announced they aren't doing any appraisals in 2020, so I'm wondering what the implications are for my new home I'm building. Is there a mechanism other than an appraisal to change the value of a homesite from a vacant to an improved lot? Just trying to budget for closing and taxes for 2020. Based on what I've been told by my lender, I'm pretty much only going to pay tax on the value of the lot. Trying to confirm that with someone local and familiar with Travis County property taxes. Any thoughts or recommendations on who to talk to?

I know Lamar sucks, but this team may be a lot of fun to watch this year. Lord knows we'll be tested.

The longer we stay in this, the tighter KU will get. Shooting 3-19 from downtown and down by 2. Unreal.

Just as we all expected, right?

Guys, we're on pace for 50. That means we win, right?

He's also not remotely wrong.

Verizon phones shouldn't have any difficulty working abroad. They're all GSM in addition to CDMA. But seriously, the tourist sim takes all of 5 minutes to set up in the arrivals hall of REP or PNH at any of the kiosks specifically designed for that. They'll likely take a photocopy of his passport, that's normal. I was browsing Facebook in my tuk-tuk ride from the airport. And this was 2014. He'll have a working phone with Verizon if he gets into a jam, but why spend $10/day when you can spend $15-20 for the week with 4G speeds?

How dare you. I hand fly at least the first two minutes.