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Catpfish

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Everything posted by Catpfish

  1. Catpfish
    Just head's up, it takes 7-10 days to ship and I have no clue on how long the transit time is.
  2. Catpfish
    There are smoking deals to be had
  3. Catpfish
    Also go with the darkest grout you can. I think it looks like shadowing and gives it more "depth" on the very thin grout lines...also hides dirt better
  4. Catpfish
  5. Catpfish
    Aren't these fundamentally at odds with each other? The whole purpose of the foam insulation is to seal the envelope. I know that when we want a fire in the fireplace, we have to crack a window to get it going. Once it's going, it will draw from a separate vent we put into the chimney for that purpose.
  6. Catpfish
    It's definitely worth a try. Since they like to use median, you can also include a high priced one just to show that you didn't only pick the low ones. You'll probably have to defend your choices beyond being the same square footage as they have some crazy rating system based on "corners" (or at least they used to) and that was how they tried to justify rating house construction as lower or higher quality even though the house was built at the same time, by the same builder and in the same neighborhood. The lead appraiser several years ago (I think it was Dismukes) was barely above the IQ of warm spit.
  7. Catpfish
    One more thing, their comp equity grid did show a value of $340K...explain that one to me. I guess people aren't protesting their valuations and are paying over 10% in taxes more than they should be
  8. Catpfish
    In a shocking update, the appraisal district is full of shit. Protested my dad's house and (being a realtor) took in all of the sales from the subdivision to support our claim. The appraiser said that realtors only care about price per square foot and that the county doesn't go by that. Yet, they use the exact same sales in the exact same manner...and then come up with their valuation. They had my dad's house at roughly $340K on their valuation and when they sent their evidence packet, their own comp sales grid had a value of $307K. When questioned about it, the guy was like "Oh, I guess someone made a mistake. We've got your valuation at $307K." No, you didn't, you lying mother fucker, the tax appraisal statement clearly states $340K. If we hadn't said something, it would have never changed.
  9. Catpfish
    Don't know in this particular instance, but some companies have a fee when escrow is waived because they will have to verify that taxes and insurance have been paid and that fee would be more than any pittance you would earn in interest
  10. Catpfish
    So be very careful in this instance with your tax escrows and how you handle them. When your valuation takes a big jump in 2019, it's very possible that the lender will be behind the curve and you could be headed for a dramatic increase in your payment. State law only allows escrow accounts to maintain a certain level, any overage is refunded to the owner. If your payment was calculated using completed value, you'll have a large balance in escrow after taxes at the end of the year and you should get a refund. If the loan servicing company resets your payment using the 2018 valuation as a guide, you'll be woefully short on escrow at the end of 2019. You'll have to make up the difference, essentially doubling your escrow tax payment to catch up the shortage and pay for the 2020 taxes. I've seen payments go up by more than $500 when people weren't expecting it and weren't prepared.
  11. Catpfish
    I don't know nothing 'bout nothing, but isn't it possible that the best plan just happens to be with a company that plays along with Energy Ogre? If half of the companies play along, you should get the lowest cost plan about half the time, right?
  12. Catpfish
  13. Catpfish
    The Sandpiper just got it's roof inspected and passed within the last month. They are thinking August/September since they just started the sheetrock. They took all of the sheetrock out up to two feet and all the way in certain rooms/floors. I would imagine that the Seagull is in a similar situation. They lost half of the brick on the south wall.
  14. Catpfish
    Javert
  15. Catpfish
    Saw the Hooters open for Bryan Adams in late 80's/very early 90's. Hell of a show. I always liked this video for some reason http://www.youtube.com/watch?v=noS1viHX6zA Can't figure out how to embed video links
  16. Catpfish
    That's entirely possible. I was only going off of what was reported on the Austin news and they said that the guy had originally been detained by the loss prevention guy at Home Depot
  17. Catpfish
    I wonder if he got an officer's gun somehow. If he was willing to shoot his way out, it seems he would have done it sooner before the police arrived.
  18. Catpfish
    If they were keeping pace, how would skipping a hole prevent further issues? Sounds to me like there was an open hole between them and the group in front of them
  19. Catpfish
    Yeah, the flushable wipes aren't really flushable unless it means that they'll make it at least part way down the pipes before clogging everything up. And if you are on a septic system, they'll be in your tank until they are pumped out.
  20. Catpfish
    My Honda has the composite deck that is guaranteed not to rust. It still is fairly heavy.
  21. Catpfish
    I have the reversible one, but I haven't noticed that it heats particularly well. Of course, when I was trying it, the temp dropped back to the high 40s/low 50s and there is no way an electric heater will be able to keep up with that change. Maybe I'll give it a go when we reach a point without rain and the chilly mornings in the forecast.
  22. Catpfish
    Wouldn't there be something recorded with the county of residence as proof of release of lien?
  23. Catpfish
    And just like that, the rain and wind are gone. Still a nice light show
  24. Catpfish
    Raining sideways east of Pville. Windows on the back patio are wet all the way at the top and the windows are about 16 feet in. Small hall, lightning like crazy and 40 mph wind gusts.
  25. Catpfish
    The tax value really has little to no impact on sales price. I can show you houses on the tax rolls that will sell for twice what they are on the tax roll for. There are also houses where the owners have never protested that couldn't sell for 80% of the tax value. The timing of the market really doesn't matter either. Most people just look at it as they will protest the taxes the next year and use their closing statement and pay less on taxes.

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