1. You're tacking on additional shit I didn't say. I didn't say "great" or "never been better"
2. The Fed tracks this data every year in its annual Economic Well-Being Surveys. Most recent data was from 2022, when 73% of respondents said their personal financial situation was "okay", "good", or "great". That's down from 78% in 2021, but in line with the average of 74% since 2017. (By comparison that number was below 70% for the the entire period between 2012-16).
Digging through the data, most of the decline came from lower income folks with a HS diploma or less. College Grads were at 88%, near all-time highs.
The big "wow" is that 50% of respondents rated the national economy as "good or excellent" in 2019. That dropped to 26% in 2020, and all the way down to 18% in 2022.
I don't see any way of interpreting the data other than that people's assessment of their personal financial situation has not changed all that much in the past 4 years, while their assessment of the national economy has fallen off a cliff. People by and large think they're doing at least OK, but that the country as a whole is worse off than even 2007.
3. Not to be a dick, but it's pretty apparent from this thread you're inclined to discount any economic data that doesn't vibe with your ongoing personal experience of "it sucks to be in the mortgage business in 2023." I try not to do the opposite and ignore negative data because I work in O&G.