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Anastasis

Certifiably Surly
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Everything posted by Anastasis

  1. GLP1s ftw or something.
  2. swap out Lilly and Abbvie for JNJ and MRK on the 10y and that covers the top 4 pharma by market cap.
  3. Top 3 insurers plots against the two largest for profit hospital groups and two admittedly cherry picked pharma. 5 and 10 year plots.
  4. I hope that neither my wife nor daughter would be stupid enough to drive into the middle of an ice convoy with their lights blaring and the associated protest scene.
  5. would appear so. same yellow lettering on the back of his vest.
  6. He puts at least one in the front window. But yeah, we are arguing nuance and details that are unnecessary. The cop was going to be fine. He was trigger happy in a tense situation. Not sure that it is murder, but certainly seems like negligent homicide.
  7. Why I'd like to see the run up to all of this. The context of how she got into the middle of an ICE convoy would be helpful. Doesn't really change the assessment as to whether it was a bad shoot or not. I see no way to justify that shooting. I've been nearly run over by cars plenty of times, something doing dumb shit myself, sometime not. Far more close calls than that. I never really felt like I needed to shoot the driver to make it out the other side. I never really thought that my life was in danger.
  8. If you watch the video closely, you will see that she has the wheels pointed at the ice agent when she initially guns it. She doesn't get traction though, turns to the right and then gets traction and lurches forward. She may have picked him up at some point and thus the hard right. Bad shoot. I would also like the see the video of what lead up to the situation.
  9. The guy at the front of the vehicle walked into position from outside her field of view. She was looking at the agents to teh left of her vehicle that were giving her conflicting instructions and never saw the guy creep in front of her. She tried to high tail it out. The shoot was unnecessary.
  10. M4A should be a universal catastrophic coverage, imo. Let the witches figure out what the max OOP should be for coverage to kick in. Divorce insurance coverage from employment, and let insurers figure out a market to insure people up to the gap amount. Or people can free ball it up to the OOP max if they want. Safety net programs like Medicaid continue, with a focus on coverage up to the max OOP. Every american should have access to HSA with a very generous contribution limit. Force some price transparency and make certain regulatory changes at FDA to require cost-effectiveness analyses be conducted as part of the drug approval process. It's not a perfect solution, but it would be a good start.
  11. Agree, physicians and other providers are not driving the increases in health care costs. It's hospital and pharmacy spend. From KFF:
  12. With SCOTUS tariff ruling this Friday, getting on some VIX options seems prudent to me.
  13. Yeah, your situation is relatively unique in that you get a look under the hood and where all the money is being spent. $2m/150 employees = 13k per year. And you haven't even paid for a doctors visit yet.
  14. Premiums are a simple math equation. The inputs are drugs costs and hospital/ed costs. The outputs are determined by risk share and benefit design. Witches (actuaries) run the numbers.
  15. And you've certainly not seen one that includes "precision medicine" either.
  16. Cute bumper sticker. Pharma and hospital margins are the healthcare play. The rest is simply a volume game.
  17. The rise of biologics and the related costs kill rx coverage. We're talking 10-20k per year drugs, expanding indications. Throw in the GLP1s at 5k per year, and basically every American under the indication, that is how with end up with 25k+ per year premiums.
  18. ACA plans are really not viable for anyone, either the members, the providers, or the payers.
  19. Premium comparisons without type, design, and employee/employer contributions are of limited value. For my fam: Commercial, high deductible (max OOP: 6k individual/12k fam), large group. My share is ~$35 biweekly, employer share is ~$900. HSA contribution is maxed.
  20. How hard is it to file a form 1 directly? I have a Silencer Shop trust and have used them for all my form 4. They charge $50 to file the form 1 through their system, which includes submitting the fingerprints and doing a QC check on the submission.
  21. Lol at any one talking about democracy in this exchange.
  22. President of Denmark atm.
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