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Skipper

Certifiably Surly
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Everything posted by Skipper

  1. HELOC or a full blown refi are the only things that make sense to me here. Run the numbers on both. It makes zero sense to worry about "getting house paid in full" when you are carrying that kind of high interest credit card debt. You are just pissing money away monthly. Get quotes for HELOC and full blown refi, run the numbers on what makes sense, then get out of credit card debt, cut up the cards and use debit card/ pay all bills from checking account, then use any excess each month to either pay off HELOC principal or mortgage principal to eventually get back where you are now with respect to home equity.
  2. Texas has a history of hiring more established assistants that get here and feel like "they made it" and get lazy in recruiting and all other aspects of their job (particularly back in the Mack era). I don't have an issue with Sark taking a flyer on a young guy he views as hungry. He's earned that leeway in my view. If it doesn't work out it's not like he's not going to be in a position to cut him loose after 1 season.
  3. Helobious is just doing a bit right? Has to be.
  4. Beard had a ton more leverage than RT. It will be interesting to see how his deal is structured. I could see RT's agent negotiating for a higher buyout percentage year 1 to protect against this scenario. Isn't this all subject to a public information act request? Not sure why it's not out there if so.
  5. And people are still running with it. Surely some enterprising reporter is going to figure this out sooner or later given the outlook on the season. There probably aren't many scenarios that can get RT fired this year but 3-15 in conference should absolutely be one of them were that to play out.
  6. Scroll back a couple of pages and that was how people were referencing it. I also would not expect that to be the case but haven't researched it and couldn't find it based on a couple of quick google searches.
  7. Regarding buyout, do we know for sure his deal is fully guaranteed? I kind of assumed buyout would be lower than standard given the circumstances.
  8. I read an article on the Dallas dining scene recently that basically came to this same conclusion. That high end (big night out) places and low end (high volume) places are still doing well. But middle tier restaurants are struggling significantly absent bringing something really unique to the table that drives customers.
  9. For those keeping score, I did in fact stay home from work after fever went from normal to 103+ in a span of 3 hours last night. Total beatdown. Pretty sure this one is the flu. I've had a nice run of probably 8-10 years without a meaningful flu but guess I was due. Hoping the flu vax at least makes this short lived.
  10. Would be nice to actually win a game against someone other than Minn or Chicago one of these days. Maybe start tonight?
  11. If not frozen too long trying pouring hot water into the pump. I'm not sure when things froze for me but I was able to bring mine back after a couple of cycles of hot water. If that didn't work, I was just going to shut power off to the pool equipment and pull drain plugs and hope for the best as it thawed.
  12. I think this is a big chunk of it. In particular the older generation and the undecuated. I'll add in a couple of other categories among those that are educated when I tried to drill down into this last election. 1. People that feel so strongly about pro-life that it trumps (no pun intended) everything. I don't really pretend to understand these people or how they can reconcile morality voting for Trump but they exist. 2. People that think the liberalism in society is a bigger problem than Trump. Last cycle it was BLM riots and more locally Eyes of Texas and Homeless infiltration in Texas cities. This cycle it will be DEI and open borders among other issues. Fox News and social media will help shift focus from Trump's idiocy onto these and similar social issues to convince educated whites that holding their nose and voting Trump is better than 4 years of further spiraling and "becoming California or Chicago". It doesn't necessarily need to make logical sense as none of these voters are going to do a critical analysis as to how much Biden's policies actually impact whatever perceived issue they have. It's enough to get this type to say I don't like Trump but I'm not voting for "X liberal policy" and that's that.
  13. Mine just flips back and forth between spa and pool on 30 minute intervals unless I lock it. It worked fine in the 2021 freeze. Not sure what happened this time. Regardless, it seems to have done ok after I thawed it out Sunday afternoon. But the bigger question - what is the downside to just draining all equipment and draining pool below the tile line when you have an event like this forecasted?
  14. Looked out yesterday and didn't see flow. Sure enough, some valve was stuck (which according to my pool guy shouldn't have stopped the flow) but there was obviously something frozen somewhere even though equipment still trying to run. Before draining equipment and salvage what I could, I turned pump off, poured a big ass bucket of hot water into the pump and ran it. Did that a couple of times and second time did the trick. My auto freeze switches from pool to spa in 30 min intervals but ended up just locking it in pool mode and seems to be doing ok 24 hours later. Still don't know WTF happened. Weird.
  15. Exactly, you can't. If you or your kids have a fever or otherwise feel like shit, then stay home. But with a preschooler and first grader, if we kept someone home and/or "tested" every time someone had a cough or the sniffles, it would be a damn near daily occurrence November-February.
  16. I had a bank client that put this policy in place after dealing with some fraud internalluy. The individuals wouldn't get a ton of advance notice of their time off if I remember correctly (maybe a month or so) and would not even have access to email etc. during their off period. Think it was 10 days for them. But the thought of a mandatory vacation without access to email sounds absolutely amazing.
  17. He's probably not interested. The locker rooms get pretty hot at DKR I hear.
  18. I'm betting FPI and similar will set our win total at 9 or 9.5. But then Vegas will bump that up to 10. Because as evidenced by this thread, give Texas fans a hint of success and any basic understanding of probabilities goes out the window.
  19. Our floor certainly wasn't 11-1 or 10-2 this year either if you have any understanding of what that word means. You can't look back at outcome and call that a floor SMH.
  20. This. Anyone calling 2 losses a "floor" is either insane or has no idea what "floor" means. 10-2 is a reasonable prediction and would frankly represent an extremely successful season and guaranteed playoff spot (almost certainly hosting first round with our schedule). But it seems like people forget about things like injuries to key players will occur and the fact that it's certain every team in the country is going to play some stinkers over the course of the year (and you just hope that doesn't happen against teams with a pulse). I mean we play @ Michigan, UGA and 3 rivalry games (2 on the road). We could easily lose 4 next year if the chips don't fall our way. I'm betting Vegas team totals for us is set at 9.5 or 10.
  21. TCU was fouled on the other end next possession as well and refs magically swallow their whistles for that one. It truly is amazing the calls that shit school gets at home. There can't be a more unfair place to play a conference game in the country and it's been like that since we joined the Big 12 at least.
  22. Seems to be a consensus that it will be cold in Dallas area. Just a matter of how cold, how long, and whether or not the precipitation will drop further south with it. And then for the rest of the state, how far down the cold will drop. Not seeing much from the local channel meteorologists yet but guessing this will be the big story by tomorrow night. I just went and double checked we were good on faucet covers etc. and didn't need to make a run this afternoon.
  23. Yeah, the weather nerds are starting to sound the alarm about massive cold blast starting Friday in North Texas severity TBD but potentially bad. Fucking Great.
  24. I see he is "week to week". Could be worse but time for others to step up and snag some points until we get healthy.
  25. Now that the year has turned and horns season is over I feel like it's finally time to start focusing on hockey. Took my son last night. Was a great game but brutal loss. Nervous about Heiskanen. This team will struggle to beat anyone without both him and Oettinger (particularly considering it's probably going to take a while for Otter to get back to form even when ready to play). I saw today they 'don't think' long term which is good. If it is anything remotely long term it almost forces a trade sooner rather than later to stay afloat.
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