Skipper

Yeah, it's just a shitty environment. Both our current vehicles have been paid off a couple of years now but were financed at 0% (and their wasn't any cash discount available). Now those $25 or 30K notes (after trade-ins) would be $50K+ notes after trade-ins on the same vehicle, and if we wanted to finance, even with great credit scores, it would be well over 5%. And right now cash is drawing > 4%. We really do need more space but trying to hold out as long as I can on my wife's new car but will probably have to just bite the bullet and cut a check in the next 6 months. P.S. - My wife loves the Navigator as well, all things equal that would be her choice, but really try to talk her into that we don't need THAT much space.

I'm the same (and even the super high net worth people I'm around don't really waste money on $100K+ cars), but I also don't live in Frisco or McKinney or similar. Maybe I'm stereotyping with that statement but you combine the current new car pricing (particularly SUV's and trucks) with current interest rates and you have a shitload of people with $1000+ car note. There is no way around it. Just because you and I don't know them personally doesn't mean they aren't out there. Because I don't think there is any chance it's all super high net worth people paying cash for $70-$110K cars that result in Tahoe's, Escalades, etc. etc. selling at or over MSRP. I read through Car Dealership Guy tweets the other day after coming across him and one thing that stuck out was something like over 65% of consumers with $1000+ monthly payment financed over 8.5%. That's crazy. I think it really is the combo of inflation + low inventory + interest rates that have made what might have been considered a "reasonable" purchase 2013-2020 completely unreasonable now. And people refuse to downgrade when looking for a new car. Back on topic, I'm not in a rush but thinking about going the step down from the large SUV to something like the Atlas, Telluride, etc. as I don't need towing capacity and the step down probably has enough room. Toyoya has a new Grand Highlander that's caught my eye but those just started hitting lots and selling at a premium. Once the initial rush settles down would like to check it out. Started following a facebook group on those and numerous people are talking about trading in 2 and 3 year old Highlanders or 4Runners just to get the next "new" Toyoya product. Another WTF.

Welp. They got us to football season. More than we can say most years.

Ha. Ok - I mean in that case maybe he can justify wasting 100K on a truck. Most buyers probably aren't in that position.

Most people with means to afford shit like that have the means to afford it because they have made financial decisions over the past 10-20 years that don't include things like spending 109K on a fucking truck (no doubt financed at today's stupid rates). I see some of the financial decisions some of my wife's extended family makes and it blows my mind. We probably have 8X annual income of those I'm thinking of and they spend way more freely in a bunch of different categories than we do (then bitch about not having savings). We live in a country of morons.

Certainly not my area but I've seen enough chatter from former Cumulus employees (not to mention bitching from Ticket hosts over the years) to form an opinion that Cumulus appears to be uniquely shitty in the industry.

It's been talked to death but the downfall of Desantis has been amazing. Had the name recognition and donors lined up, perfect opportunity, and yet just becoming more irrelevant by the day including on this stage tonight. He's not embarrassing himself (at least to any competent person) like Vivek but he's just flat out not memorable. Just dull.

Can you imagine this Vivek fuck on the ticket with Trump. Just pure fucking idiocy. And perfect encapsulation of MAGA.

Giving Christie a small donation. No wonder Trump didn't show up. These MAGA poors don't want to hear it but he's speaking truths.

I watched the Donaghy documentary recently and he said something to the effect that the refs knew the NBA wanted series to go longer (Lakers/Kings game 6; Mavs/Heat 06) and didn't need to be told who to favor. That it wasn't a coincidence that if refs created the outcomes the league wanted (stars not fouling out, series prolonged, right teams advancing) that refs helping that outcome were rewarded with more high profile opportunities (playoff, all star games, etc.). This is the same exact shit. These assholes are just saying it outloud. It was clear Texas/OU were both getting fucked last year and this year will even be worse. First time it happens Sark or CDC needs to flat out say something about it and reference what the jackasses in charge of this shit conference have said publicly.

35 YL. $200 for all 4.

The OL was absolutely the weak link on what was otherwise an elite team. They were not good and it was a harbinger of things to come.

Would love to hear conversations the Musers/HL hosts are having among themselves. I know the common thought is most only care about their own situation but (i) The Ticket brand has taken a big hit over the summer which none of them can be happy about and (ii) even if looking at it from a selfish perspective, I'm sure they all have bonuses tied to ratings so they have to be concerned about what that means this fall. I bet Donnie in particular is frustrated as hell.

Rangers/Astros both completely shitting the bed at home this weekend was not what I expected. Sheesh.

I was on a criminal jury trial this summer (felony domestic assault). We convicted in literally 5 minutes. There really wasn't anything to debate on the guilt phase. But deliberated probably 6 hours total (over the course of 2 days) in the punishment phase. Super interesting experience.

Quick math - Adolis is 4-37 with 19 K's and only 3 RBI's the last 10 games. Absolutely killing us in the 4 hole. They have to give him a rest or move him down the lineup.

Welp....... Hard pass on this place. I went in really hopeful but for the meat, it was Cattleack prices at sub Rudy's quality. Really disappointing and shocking quality at that price point ($29/pound for brisket). It was also clear not smoking high quality meats as well. The sides were all pretty solid but not even close to redeeming overall. Put this in the category that if craving a BBQ sandwich might swing by but otherwise doubt I'll ever be back. Crazy to me that neighborhood people were apparently talking this place up on social media. It's clear many people just don't know good BBQ. Seemed like a nice family that runs it but I'll be shocked if they make it. If they really used to do competition, I'm guessing they just sacrificed quality trying to run a brick and mortar that's open 11-7. I still think an above average BBQ spot could kill it over here but this one aint it.

I get it's just a pleading drafted by lawyers that probably have never listened to The Ticket and are just trying to make the best argument, but I also wonder how much the corporate brass/ in-house counsel just doesn't get it. The passage below is a bit laughable. This lawsuit, regardless of whether Cumulus is right or can "win" is causing the damage to The Ticket. Not the competing podcast with like 4K subscribers. Cumulus winning the battle to lose the war is so on brand. Fuck em. I've never listened less.

Just curious because at the end of the day, lipids are lipids. Was curious if you had LDL-P or APO(b) measurement that was discordant with LDL-C. Clearly your low LDL is now treated but maybe that marker made it higher in the past before treatment? Also, everyone should check LP(a) once (which was my genetic marker/gift). No drug lowers it currently but one is in phase 3 trials and if successful will be out in 2025 (and at that point, everyone will know about it as it will become a standard test once pharma marketing picks up). If my GP would have ever heard of it/tested it, I would have been on statins to treat LDL maximally years earlier.

Not following this. What was the specific measurement in the labwork you are referencing?

Pretty unlikely you can get your LDL under 70 from diet and exercise. Statins have for some reason gotten a bad rap but I'm on a max statin given high genetic risk and CAC and I've have had zero side effects after 6.5 years. Also, if you dive in to lipids, LDL-C isn't the best test. Should have your Dr. test apo(b) which is more precise because sometimes (rarely) LDL-(c) and apo(b) can be discordant (although they typically track - mine always has). Should probably find a preventative cardiologist (preferably one that is also a lipidologist) rather than just utilizing a GP to check in with once per year. I learned a lot about all of this stuff via Peter Attia who brought on top cardiologist/lipidologist for his podcasts after I figured out my risk. Those are all available and good listens as well (some are very technical and somewhat geared towards medical professionals), but he just released a book earlier this year (Outlive) which synthesizes a lot of the current info/guidance on lipids/heart disease but also dives into all the other important stuff (diet, exercise, sleep, cancer risk, etc.). I just started getting through it a couple of weeks ago and kind of gave me a renewed focus after I've let my diet/drinking habits slip over the summer. I'm actually doing a Dexa Scan later today and bloodwork tomorrow to see how far I've slipped (probably got a bit lazy starting with the Stars playoff run last spring) and plan to lose 5-7 LB's over the next couple of months and reset.

This. Seems like he's claiming the entire family made a bunch of money off the movie. The family is claiming that is BS. That should be a pretty easy fact to prove one way or another. To the extent the family did in fact make a bunch of $$ and they use NCAA eligibility as a defense, that's BS, because as a fiduciary, it seems reasonable to wait 12-18 months to sign up the deal so the primary subject could share in the profits. As a projected first round draft pick it's not like the story was going to go stale by waiting until he played his last game as a junior.

Probably time to start researching. Need something like a Tahoe although doesn't necessarily have to be a Tahoe assuming Tahoe's are still impossible to get a deal on.

Anyone been in the market recently? Need to upsize my wife's almost 8 YO Jeep Grand Cherokee to something larger. Curious if dealerships are still regularly charging above MSRP or if that BS is dying down. Was hoping with these rates things were getting better but I see Texans are just financing at these idiotic rates. I'll be paying cash with these rates unless I need to "finance" to get a better deal (in which case, I'll confirm no prepayment penalty and write a check the next month).

Should have pitched around him. Oh well. That's baseball.