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Skipper

Certifiably Surly
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Everything posted by Skipper

  1. That statement is quintessential Surly football board.
  2. It's really not a bad idea. Take it out of the networks hands. It's only a real issue in a handful of States but Texas is definitely one of them.
  3. CDC has zero control over this. Zero. I've discussed this and whether any real ability to backroom deal on this with him directly. If he did we never would have played Rice or Louisiana in the afternoon 2 of the past 3 years. All schools in every power 5 conference basically traded flexibility for a big pile of $$. It will be the same thing in the SEC. Probably have a better likelihood lobbying the legislature for some rule that a college game can't kick off before 7 with a temp > 102 or something.
  4. 5 different pitchers blew saves this road trip. 5. There isn't a button to be pushed. The entire bullpen fucking sucks ass. It is what it is. Pretty obvious what the #1 priority is this offseason.
  5. Thank god real football starts tomorrow.
  6. Good job good effort Chapman. God he sucks.
  7. You can't make this shit up. Unbelievable
  8. Are you talking about with current interest rates or former. Because we financed our last vehicle with 0% interest and no cash discount option. Anyone that pays cash in that scenario is not sophisticated, not smart, and has an infant's view of finance.
  9. It's a big issue across all income level. There are lawyers/investment bankers that make >$1MM that have shit for net worth given their spend rate. I haven't looked for data to support this but Americans "god given right to live beyond their means" is absolutely a big driver of inflation. People want to bitch and moan about greedy corporations maximizing profit but hard to blame them if the demand is there. I keep waiting for demand to drop for discretionary spending generally and, for purposes of this thread, high end vehicle purchases, but we haven't really seen it yet.
  10. Odd as Seattle looks to have the toughest schedule in September overall. Surely they come down to earth. Stros probably the easiest schedule.
  11. The rate for top credit tier for a new car is currently at an average of a little over 5% and it only goes up from there. Agree PTI is the biggest issue but I would argue anyone paying > $1000 a month at > 5% is still a poor financial decision even for those making over $20K/month in most circumstances. That's expensive money for a depreciating asset.
  12. Watching yesterday and it hit me that this baseball team reminds me way too much of Texas football the last 4 years or so. Either win easily or give up a big lead and lose a close game. Just maddening. Fucking Zeke's baserunning yesterday was absolutely inexcusable - pure dumbassery and it cost us a run and the game. Way too many low IQ plays. Has to drive Semien and Seagar crazy playing with these idiots.
  13. LOL. Good luck with that. Please be sure to come back and tell us how it went.
  14. Yeah, it's just a shitty environment. Both our current vehicles have been paid off a couple of years now but were financed at 0% (and their wasn't any cash discount available). Now those $25 or 30K notes (after trade-ins) would be $50K+ notes after trade-ins on the same vehicle, and if we wanted to finance, even with great credit scores, it would be well over 5%. And right now cash is drawing > 4%. We really do need more space but trying to hold out as long as I can on my wife's new car but will probably have to just bite the bullet and cut a check in the next 6 months. P.S. - My wife loves the Navigator as well, all things equal that would be her choice, but really try to talk her into that we don't need THAT much space.
  15. I'm the same (and even the super high net worth people I'm around don't really waste money on $100K+ cars), but I also don't live in Frisco or McKinney or similar. Maybe I'm stereotyping with that statement but you combine the current new car pricing (particularly SUV's and trucks) with current interest rates and you have a shitload of people with $1000+ car note. There is no way around it. Just because you and I don't know them personally doesn't mean they aren't out there. Because I don't think there is any chance it's all super high net worth people paying cash for $70-$110K cars that result in Tahoe's, Escalades, etc. etc. selling at or over MSRP. I read through Car Dealership Guy tweets the other day after coming across him and one thing that stuck out was something like over 65% of consumers with $1000+ monthly payment financed over 8.5%. That's crazy. I think it really is the combo of inflation + low inventory + interest rates that have made what might have been considered a "reasonable" purchase 2013-2020 completely unreasonable now. And people refuse to downgrade when looking for a new car. Back on topic, I'm not in a rush but thinking about going the step down from the large SUV to something like the Atlas, Telluride, etc. as I don't need towing capacity and the step down probably has enough room. Toyoya has a new Grand Highlander that's caught my eye but those just started hitting lots and selling at a premium. Once the initial rush settles down would like to check it out. Started following a facebook group on those and numerous people are talking about trading in 2 and 3 year old Highlanders or 4Runners just to get the next "new" Toyoya product. Another WTF.
  16. Welp. They got us to football season. More than we can say most years.
  17. Ha. Ok - I mean in that case maybe he can justify wasting 100K on a truck. Most buyers probably aren't in that position.
  18. Most people with means to afford shit like that have the means to afford it because they have made financial decisions over the past 10-20 years that don't include things like spending 109K on a fucking truck (no doubt financed at today's stupid rates). I see some of the financial decisions some of my wife's extended family makes and it blows my mind. We probably have 8X annual income of those I'm thinking of and they spend way more freely in a bunch of different categories than we do (then bitch about not having savings). We live in a country of morons.
  19. Certainly not my area but I've seen enough chatter from former Cumulus employees (not to mention bitching from Ticket hosts over the years) to form an opinion that Cumulus appears to be uniquely shitty in the industry.
  20. It's been talked to death but the downfall of Desantis has been amazing. Had the name recognition and donors lined up, perfect opportunity, and yet just becoming more irrelevant by the day including on this stage tonight. He's not embarrassing himself (at least to any competent person) like Vivek but he's just flat out not memorable. Just dull.
  21. Can you imagine this Vivek fuck on the ticket with Trump. Just pure fucking idiocy. And perfect encapsulation of MAGA.
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