
CleverNickname
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Charlie Kirk Assassinated [Shooter in custody]
CleverNickname replied to Laguna's topic in Daily Texan
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eh, Larry T Spider has the right of it. I think some of us are parents (and hell, property owners) who are kinda unable to see the big picture. Old small schools were always going to be the ones closed first. They sort of have to in any rational world. The conspiracy theories about backroom deals to sell the campuses? I highly doubt it.
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Who's been covid vaxxed? Stand up and be counted.
CleverNickname replied to High Plains Drifter's topic in Daily Texan
dame here. My first case (to mu knowledge). Some congestion Sunday, popped positive. Felt meh yesterday. Fever this morning. Congestion now building. -
Do you FIRE? Financial Independence, Retire Early
CleverNickname replied to UTGrad98's topic in Business and Markets
My main concern is how cheap most construction is done. I want lock and leave, but not hear my neighbors walking or banging. It's a delicate balance. I don't need a garage or even much storage, as we have our whole ranchette, casita, and hole to live like arky hicks. -
Do you FIRE? Financial Independence, Retire Early
CleverNickname replied to UTGrad98's topic in Business and Markets
so you rent even though you could own a home? Up until like this week I never even considered it. But the simplicity appeals to me. I also am considering how I could make things easier for my spouse or our kids when we are old and far less independent (or I'm dead). -
Do you FIRE? Financial Independence, Retire Early
CleverNickname replied to UTGrad98's topic in Business and Markets
slightly adjacent topic: downsizing I kinda want a smaller condo or small house in retirement. Ideally lock and leave, but I could make do with turning the water off in a house. We would try to save the difference, and use that money for a family vacations (like a week long Neuces river rental or beach rental) on our dime when the kids are older or maybe with grandkids. But I keep penciling the math, and I don't see a huge savings. Our house is smallish (but NW Austin, so the value is the lot), so realistically a smaller place only nets us $100-150k equity. Gotta live somewhere. The difference in taxes is often soaked by a HOA fee. I suppose its the utilities and cost of maintenance we'd benefit from. I dunno. Might make sense just to fix up this place (its a one story). I almost... almost... see the logic in a 55+ active retiree community with gym, pool, etc. Paying rent is a drag, but basically all costs would be predictable and no big maintenance hits. -
Do you FIRE? Financial Independence, Retire Early
CleverNickname replied to UTGrad98's topic in Business and Markets
quoting myself from 2 years ago... fwiw ERS now offers a "COLA-ish" annuity option: +2% fixed rise every year. I will pick that (bought 3 years, now eligible 2031). The 100% spouse option was about 94% of just my life (we abiut the same age), and looks like the cola is 77% or that. Still makes retirement planning way easier. My budget and retirement spreadsheets show we could retire at age 52/51. Wife has TRS (and AISD so also social security). More than kikely we would enjoy our mandatory 3+ months break. Wife still wants to teach, so part time or sun for her. I could try to find a 50% part time attorney job. That income is just bonus - or subsidizing college or just iut of college kids. What I really want is to take 2-3 week vacations in late Sept/October and March/ April, when shoulder season weather is cool and the summer tourists aren't so crazy. -
General Gaming Thoughts That Don't Deserve Their Own Thread
CleverNickname replied to atomheartbevo's topic in Video Games
I should take off work and play video games and crush an oven pizza more often. Maybe 5-7 days a week. -
General Gaming Thoughts That Don't Deserve Their Own Thread
CleverNickname replied to atomheartbevo's topic in Video Games
I'm taking off of work Sept 12 to ay Borderlands 4. -
re international schools. I am interested on behalf of my sophomore daughter. But the schools in Canada and UK don't seem cheap. They are every bit the out if state $$$ I see elsewhere at very good public universities. I guess we are in that "make good money but not $350k+ pay out of pocket $80k per year" group that is price sensitive. My daughter has excellent academics, but I think she will probably either need to find an OOS school that will give a partial (in state) rate, or non upper tier private institution that will throw money at her. It am thinking it may be that to go OOS she will have to take a step down in academic quality from top in state options (UT Austin). We have a good 529 chunk, but I try to tell it would be good to keep some it for grad school. Maybe a lot of it if she wants to go to law school.
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1999. I'm an idiot.
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Sadly (?) the hole is not a well. Got out 5 buckets in 1.5 hours of work. My clothes must have had 2 pounds of sweat. Magically turned into this: Yeah, I dont see a change either. But onward and downward!
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I'm pretty sure it was 1999.
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Places I pooped not simply a hole (but I also pooped in a couple of holes): The fancy lake vault potty: The Thelm and Louise hold hands whilst pooping outhouse: The sourdough hermit thing:
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There are many things one can say about the Yukon, many said better by Robert Service than I ever could. But one thing remains true some 25 years after my first canoe trip there: Germans fucking *love* the Yukon.
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