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CleverNickname

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Everything posted by CleverNickname

  1. I would love to trade some of my silver for gold when that ratio comes down. But 80 to 1... yeesh.
  2. I think I'm officially dug deep enough for the next set install. I'm 13' deep, a good 5' below the second set. Hopefully putting some new wood in the next month. some recent material purchases: $60 for 1.5x1.5 slotted angle iron (3× 5') $10 for 10 square washers $10 for 10 nylon steel 5/8 nuts $100 for 4x5' 5/8 threaded rod I want to buy the 4x6s for the fourth set this week, so I can make sure the holes line up.
  3. ya know, sooner or later, it all comes down to butt stuff.
  4. hey, those flashcards got me to where I am today: a middle manager at a large bureaucracy, who digs holes.
  5. oh goodness, am I breathing heavy in those? Lol
  6. Video! Hole set up from cabin: Hoisting a bucket Today I tried to separate the rocks from the dirt. This allows me to reuse the rocks for projects around the ranch. Didn't quite get to making the bottom even at 13', but fairly close. I wanted to get home jn time to watch the RRS.
  7. I bet this has been asked and answered, but what is a good target number (in 2024 dollars) for 529 accounts?
  8. UT Class of '05. State lawyer. Eligible to retire 6/1/2032. Probably could retire then and quit the rat race, but more than likely will take the pension and find something else. Or maybe come back 20-30 hours a week without management responsibilities. Anyway, if you got a sharp child interested in a work/life balance job, reach out. Ten years gets your student loans forgiven. Or if you want a change of pace. I'm almost always hiring.
  9. TIL Ybor city, where the whores wouldn't fuck a coked up Jason Isbell, is down near Tampa.
  10. this completely nails what I hate about Florida. My grandparents lived in Pompano Beach. There was zero feeling of community uniting people. Just haves vs have nots. Maybe central or northern Florida has better vibes.
  11. might get <900 on this recon
  12. I told her we would not rush anything. It's just one block over, so it's not too much trouble. But yeah... probably cost $1200 a mo to keep around, while forgoing the interest the money would be earning in the bank.
  13. eh, mom moved to assisted living. She ain't going back to living alone. Packing stuff would take a while, but she had given away a lot the last few years. Mostly now just pots and pans (kids can use em when they leave the house), photos (keep, scan), furniture (divide up), and garage stuff (tools).
  14. Any harm in listing a house as FSBO on zillow for more than likely market price, just in case someone comes along with a suitcase of cash?
  15. fwiw moved my mom to an assisted living last week. I think it's going OK, although I'm still anxious. I check on her every day. She has had some senior confusion... put trash in wrong container (a lot of new furniture and such). But she is going to all meals and likes to eat with others. I think she's double feeding the cat, but he isn't complaining. I worry she might need elope-y at some point. If she needs memory care, I might move her to a different place. This one is a good deal for AL but the MC is painful.
  16. Seems like you might walk away with a million in cash (the real estate), half the value of a house, and $64k in 401k. That ain't half bad, I reckon.
  17. He denies he has any mental illness at all, and has never been diagnosed. I contact CFV, as I could sponsor his rent, but they want 3 years documented homelessness and technically he is not yet homeless.
  18. So my brother is probably schizoaffective. He is an adult, recently (end of last year) moved in with my mom. But I needed to move her into assisted living (cognitive decline). She needed more care, and frankly she was tired of him being around. He rants, as such people do. Sometimes I had to threaten to call the cops, one time I actually did. She has money, he has none. He would like to stay with her and be her caretaker. I wish that was possible but frankly it is not. Recently he said terrible things about my wife and child, such that I am tempted to say he's burned his last bridge. But I am also my mothers keeper, and I assume she has some compassion. She wanted to boot him from her house months ago, but always let him back in. When I kick him out of her house (I have power of attorney, eventually the house musy be sold), he will almost certainly end up homeless. Mom has money, but not an infinite amount. My idea is to give him her car (2019 outback with 20k miles, back folds flat) and maybe $800 or $1000/mo for spending money. More generously I could buy him a cheap condo (San Antonio, El Paso, Houston) and keep a roof over his head. But I've been asking him about that for 8 months and he never acknowledges the option. What would you do?
  19. State worker here. Next paycheck has an across the board increase. Always a great time to bump up 457/401k contribution, and to add an extra $100 to whatever loan has the highest interest rate (if one exceeds the 4.5% vanguard cash plus is paying out today).
  20. I would be afraid more modern ammo would blow my p38 to pieces. I did inherit a nagant I've shot. It wasn't worth very much, so I didn't feel bad about it. I also got some black powder pepper boxes. Real pirate vibes. If these look familiar, I think I posted the same pics yeara ago in this or a predecessor board.
  21. • winchester 1885 trainer 22 lr (w/ peep scope) • colt army w/ powder keg • sharp new model 1863 • p38 mauser with leather holster amd 2 mags (1944) • Hungarian Femaru P.Mod.37, luftwaffe wehrmacht • Remington model 95 derringer • brevette derringer
  22. if whole life is so great, why are agents generally opposed to the DOL fiduciary standard rule, and why do state regs only apply suitability standards to annuity sales amd not cash value life policies?
  23. any recommendations for selling antique firearms on consignment? Austin would be great, but I could travel.
  24. is their something like a cooperative Crank? Doesn't have to be Clank, but my family game night prefers coop games.
  25. ultimately I think you not only have to spreadsheet to plan for savings, but you need to do a good budget breakdown. That way it is easier to have alt numbers that don't include $3k for travel baseball and whatever obscenity two twwn drivers cost.
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