I usually try and spend $100 every 2nd or third week when browsing academy. That could be a flat of 12, or 2 boxes of 300w. Same applies the few times a year I’m in a gun shop, but then I typically focus on harder to find stuff like my wbys and .410. I also purchase a 100 ct box of “good” (target/match) grade .22 on top of whatever each time. Buy a brick maybe 2x a year. I’ve got a shitload of .22 (about half match and half bricks) Shitload of 12 and 20 (4 flats typically) with lots of hunting (dove, quail, and duck) boxes mixed. That varies a lot because clays are my jam and now the wife is into it so we’ve been flying thru 12/20. I’m low on 300BO at moment and some wby stuff and need to focus on that. I don’t do pistols much, I’ve got a few boxes of cheap Winchester paper loads in 9mm, and a few magazines worth of the defense rounds loaded. If I’m working with a new rifle and find a shelf load it LOVES, I go right back to the store and buy a bunch hoping its the same lot. I need to break down and reload at some point because I shoot a lot of harder to find calibers and they all like different shit.
I don’t believe in zombies. And I’m pretty shit out of luck if something ever goes down unless someone has a massive stash of wby, grendels, wildcat loads saved up.