On mobile and can't delete the dupe quote so sorry. I went back and this is what I found about payouts.
If we were doing $125 we should have a pool of $1k. It looks like it should be regular season winner gets $250 and then 1st and second chop up $750. I guess 500/250. Fair?
Since no one paid in, including the 3 who have $ coming, that's all less $125 each.
Reg season champ Lou should have $125 coming his way
Timmy should have $125 coming his way. You all overpaid him by $75.
My team should have $375 coming.
For simplicity's sake have Timmy send one of you back $100 and the other person whose $ Timmy kept owes him another $25.
The person who Timmy sends their money back to can send BB Lemon Pepper Lou $125.
Then the 3 others can send me $125 each and that's the $375.
Does that work for everyone? I'll put my Venmo here later.