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Bookman

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Everything posted by Bookman

  1. Bookman
    Wow that seems to me like Putin's really scared.
  2. Bookman
    https://www.dailymail.co.uk/news/article-10554269/Ukraine-DESTROYS-Russian-convoy-Zelenskys-troops-derail-Kremlin-push-Kyiv.html
  3. Bookman
    What is Poland doing with all the Ukrainian refugees? Are they separating kids from parents and putting kids in cages while their President calls it an "invasion"?
  4. Bookman
    And apparently the state took her shit for her mistake. And a similarly situated taxpayer with no equity in her condo doesn't have to pay that penalty. It's a crazy statute. Can't believe it's constitutional.
  5. Bookman
    Say in Texas you had a commercial first-lien debt of $1 million secured by property worth $2 million, and $700,000 of subsequent liens, mechanic's liens, judgment liens, etc. If the foreclosure proceeds are $2 million, who gets that money, and how much do they get? When I did commercial foreclosures, the first lienholder would get $1 million, all the other liens would get paid off, and the owner would get the remaining $300,000. Do you think that's an unfair result? If the owner doesn't get the excess $300,000, who should get it? Do all the other lienholders get to chop it up pro rata? Or does the first lienholder get it all? Maybe the foreclosing attorney should get to put it in his pocket.
  6. Bookman
    It's really the only sensible thing to do, if it's done safely. Therapeutically, there's no danger involved.
  7. Bookman
    Lol yeah, I don't have an HOA either and I'm thankful for it. But they can serve their purposes. I represented an HOA for a rich neighborhood and they did a good job taking care of things.
  8. Bookman
    Pull out the covenants, conditions, and restrictions for your house and you'll see a clause where the HOA subordinates its lien.
  9. Bookman
    Yeah and the buyer at the foreclosure sale takes subject to the bank's lien.
  10. Bookman
    I haven't done foreclosures in 10+ years, but in my experience it was extremely rare for an HOA to have a lien with priority over a purchase money lien. The one time I saw it the HOA subordinated its lien as a condition of making the loan. I can't imagine a bank making a loan on a house and being behind the HOA's lien.
  11. Bookman
    I just skimmed the opinion. That is a terrible statute, in my opinion, because it's an unfair penalty. I'm no constitutional lawyer, but they didn't seem to argue equal protection.
  12. Bookman
    In Texas, if the foreclosure proceeds are more than the debt, then the debtor gets the excess proceeds. I can't imagine any legal theory where the creditor gets to keep more money than what is owed. If the house increases in value after the foreclosure sale and is later sold, then the debtor doesn't get any of that gain.
  13. Bookman
    Couple days for me.
  14. Bookman
    With all their hockey hullabaloo, and that bitch Anne Murray too.
  15. Bookman
    Please finish those thoughts.
  16. Bookman
    It's hard for him to have a set or two pair on that turn, but I think those would call. That's just a spot I find myself in too often in these multi-way nobody-ever-folds folds pots at 1/2 in San Antonio. If I'm out of position, turn the nuts on a four-flush board, check, and it always checks through.
  17. Bookman
    This isn't true. He could step down and admit he cheated his way to the Presidency. Oh wait, then Kamala would be President. That would make Trumpkin heads explode.
  18. Bookman
    Do you ever lead that turn?
  19. Bookman
    And of course Putin thinks America is weak; we just had four years of a whiny bitch failed businessman being President.
  20. Bookman
    A lot of Trump's supporters think he's strong since he insults so many people.
  21. Bookman
    yeah I got shingles in my early thirties during a particularly stressful time.
  22. Bookman
    Wow I wonder what happened in December 2020 that could have caused Q to stop posting.
  23. Bookman
    Yeah I saw this on the Internet and it aligns with my feelings so I'm going to believe it and consider myself a lion in a world of sheep.
  24. Bookman
    Why did that person get underneath the horse? That doesn't seem like a very comfortable place to be.
  25. Bookman
    Trump would call this a very strong, powerful response.

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