What's happening now is that cryptos (mainly tether/USDC and bitcoin) are becoming the new payment rails. Stablecoins will eliminate Paypal, Zelle, Venmo, all that shit. Eventually, they replace Visa/Mastercard. Zero transaction fees and instant settlement. So regular people will be buying and holding crypto in large volumes in the near future. Second issue, which crypto do you want to hold? USD (getting money printed to Bolivia) or the hardest most secure permissionless currency ever created and oh yeah it's the one everyone is using. Crypto is disintermediating money, just like the internet did 20 years ago to the rest of the economy.
Incidentally, I was hesitant on Bitcoin early on because of transaction fees and lack of staking. But after screwing around for a while, I realized those issues are all solved with layer twos. So in a year or two we will be able to earn interest at a market rate and have lots of other apps and services. We have already solved the transaction fee problem. The tax issue is a problem, but if we get the "under $600" solution then I am not worried in the long run. I would argue we've mostly solved the political problem as well.
The other thing that sold me was RISK ADJUSTED return. I could buy a pharma company, or Palantir, but that is risky. The BTC adoption process isn't risky, I am observing it happening directly.