Yeah, I dunno. I mean, like a lake house, being close to the water is kinda part and parcel of the whole deal. Seems like a calculated risk. I think there's definitely an acknowledgement of the possibilty of property damage, but loss of life is unfathomable.
From one of the graphics, though, the Mystic cabins in question were fewer than 100 yards from the water. Some of the La Junta stories talk about 300 yards from the water.
Then again, my cabin at Longhorn was probably 50-100 feet from the water's edge, and many are actually ON the water, but it is pointed out that Inks is a pretty low flood risk and probably not a flowing flood.
Sidenote, I participated in Texas camp culture as did a lot of my peers, then and now. I don't think of myself or my peers as extremely privileged in the sense of the Hunts. And, I don't think of summer camp as some huge indulgence. But it costs, and it costs something that a whole lot of folks can't or shouldn't afford.
Like many/most of us here, we're upper 5-10% of American society, we're pretty damned privileged if not extremely so.