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Tonesky

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Everything posted by Tonesky

  1. As of about 30 minutes ago, the Teamsters have my full support!
  2. Absolutely stunned by the people I’ve heard this from recently.
  3. The current 529 balance will cover undergraduate tuition. If the market/fund values crashed at a time such that the balances would no longer cover undergraduate tuition, we would very painfully supplement from other sources - our retirement. Which is the reason for my quest to move to another fund with better end stage options than equity funds, bond funds, or mixes of the two. I am not sure it exists, other than the plans I mentioned with money market options, which presumably will soon start declining with interest rates. If, I could just stand pat, with a 2-6 year ladder of bank CDs, I would probably do so, but that is not an option in a 529 plan....
  4. Absolutely not. I use all of it, and have never had a bitterness issue.
  5. Initial burn-in underway! I used an Old Smokey and charcoal for about 15 years (dating to a long gone duplex that was just north of campus in the 3100 block of Tom Green) and then gas for the next almost 30 years. This will be interesting….
  6. So, now you’ll be adding 3-4 days at the end, right?
  7. I was focused more on the cute young woman, with a touch of cray, over her right shoulder.
  8. Kids (twins) just started their junior year of high school. Their 529 funds have been parked in the Iowa 529 plan since they were in diapers, and have done very well there. But, like most plans, Iowa investment options are limited and do not include low risk "safe" investments for short term savings. The most popular plans on this thread - Nevada and Utah - are the same. Kind of like not leaving all of your savings in the stock market as you are approaching retirement, I feel the need to get some or all of their college money out of more risky investments as they are about to start college. South Carolina and Alabama, however, have bank deposit (CD/Money Market) options that are currently paying in the 5.25% range, with nominal to zero expense/fee. They - Alabama in particular - also have various Vanguard and other low expense funds if I want to divide the money into multiple investments, with some (and the ability to increase over time) the amount locked down in a bank fund. Anyone have experience with South Carolina or Alabama 529s? Or, other 529 with a bank savings option? Or, just want to talk me down off of the ledge?
  9. For both our benefit. For them to start learning better budget responsibility, and for me to better know who is spending what. For example, having our respective Amazon purchases charged to separate cards. Also, as someone mentioned upthread, to avoid screwing my world every time one of them loses their card.
  10. My kids - about to turn 17 - are overdue to have a credit card. It would be great for them to start building a credit history, but the real catalyst is tracking their spending. I want to get them off of my statement - for them to each have their own statement that details their spending. My first thought was to get a business card (which I don't legitimately qualify for), naming them as employees, but bank and wire fraud, and all that shit.... Is there a solution other than opening two new credit card accounts for them, with me as co-signor/guarantor?
  11. Tonesky

    Gumbo

    I think tomato is also the primary difference for gumbo, which tends to mean Cajun is also a darker, richer roux. I think there is also a tendency (but, not a hard rule) for Cajun to less likely have okra. And, for me, but I don't think actually accurate, I tend to associate Creole as seafood (with tomato and okra) and Cajun as chicken and andouille (with a dark, no tomato, roux).
  12. And, knowing this, I am not going to sit in a line a 5 cars, when a pump on the "wrong side" has a line of 2 cars....
  13. Tonesky

    Gumbo

    Absolutely yes regarding potato salad. but more so on Cajun style, rather than Creole.
  14. Modena: Acetaia di Giorgio is a small artisanal Balsamic producer with a terrific tour and tasting. It is well located to follow with highly recommended lunch at Trattoria Ermes. Ravenna: The Byzantine mosaics are spectacular. Allow a few hours to visit the 4-5 primary sites, which are clustered fairly close together.
  15. Maybe Baytown Lee - the only remaining High School in the Country named for Robert E. Lee - will finally change its name.
  16. The Hertz rate with the standard AAA discount is better than the rates offered with other discounts, e.g, AARP. And, I can almost always find a AAA weekend or weekly rental promo code for additional savings. Bottom line, I can never find a better rate for a major at-airport rental, than what I get with Hertz through AAA. Battery service has also saved my ass several times.
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