Everything posted by tbone_
-
Elon Musk: Nazi traitor piece of shit [Confirmed]
Is it too much to hope that AI figures out that the best thing for humanity is to rid the world of tech billionaires?
-
Everything is Shit: Tracking the Great Enshittening
But self checkout is so much fun
-
Dirty Dubai and their Porta Parties
People are the root of all evil. Money is just rocket fuel for one’s true personality and character.
-
So my kiddo got accepted to UC Santa Barbara
Appreciate all the feedback. For those of you helping plan out our family future, you should probably also factor in that UCSB tuition is literally 10x the alternative. Her scholarship offer results in net annual tuition at U of A of $5k. UCSB is $50k. I could literally pay for U of A and a Harvard or Stanford MBA for less than the cost of UCSB alone. If she slummed it and went to Michigan or Texas I’d come out $70k ahead. Or we could use some of the $180k difference to buy a house, start a business or just invest. It’s a crazy comparison.
-
Texas Offseason 2025 - Archmania Is Upon Us
I weighed in at 6-1, 246 at my annual physical last month. Too bad I’m out of eligibility.
-
All Encompassing Mortgage and Real Estate Thread
You might want to re look at the stock prices of the big publics over the last 6 months. Also, for what it’s worth the incentives may look like shenanigans to buyers but the accountants and analysts have no problem accurately discerning actual revenue, cost, and margin. And yes, the big publics are in choppy waters right now. While they may own their own mortgage companies, they are not the investors in those loans, so they are still subject to market forces. Owning the originator may make it easier to execute a rate buy down but the cash to do so still comes straight out of margin.
-
SEC Catch-all Thread
Fuck ohio and georgia can suck my dick.
- Post a pic that makes you lol
-
The movie you just watched
North by northwest. Outstanding.
-
Elon Musk: Nazi traitor piece of shit [Confirmed]
Made it thirteen seconds
-
Dumbass Shit We See On Facebook
He probably owns the boat
-
2025 NCAA Tournament - 2nd Round Games
AZ coach seems like an idiot
-
2025 NCAA Tournament - 2nd Round Games
Is anyone good enough to beat Duke?
-
Hi Fi and Home theater set ups
I’d find someone else to fix the Marantz
-
The Guitar Pron Thread
Love that Gretsch. How does it sound through the Matchless?
-
All Encompassing Mortgage and Real Estate Thread
I’m not familiar with the policy. But I wouldn’t lower rents because of lower taxes, absent some other reason to do so.
-
2021 - Is inflation finally back in the conversation?
Yea the rate is down. Prices are still high. Why do we argue about this?
-
The New Car Fanatic Thread
Me neither. But I can tell you what row I was in for Ratt and Twisted Sister at the Bronco Bowl in 1984.
-
Spinal Tap II
I have low hopes. Happy to be wrong.
-
Elon Musk: Nazi traitor piece of shit [Confirmed]
I mean we’ve all accepted the concept now that Trump was behind Elon buying twitter right?
-
Dumbass Shit We See On Facebook
The unforgettable fire and Joshua tree were good albums. The rest I can do without.
-
Tesla
I hope maga loads up on it. And averages down all the way to bk. How’s DJT doing btw?
-
All Encompassing Mortgage and Real Estate Thread
Whoever told you that is clueless. I work for a company run by people as fair as I’ve ever run across in this industry. We raised rents 30% from mid 2020 to early 2022. Because we could. And we would have been chumps for not doing it. And our partners would have skewered us if we didn’t. When supply and demand is out of whack, those who benefit bend those who don’t over. This shit isn’t complicated.
-
All Encompassing Mortgage and Real Estate Thread
Dropping rates will make housing more expensive, not cheaper. Might make the payment more affordable. I’ve been in the housing development business since 1996. Only time I’ve seen costs come down in a meaningful way was 2008. Unless that happens again, we aren’t getting a cost reset.
-
American Happiness Reaches Five-decade Low
Fuck your unhappiness. My life is awesome.