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dlatin

Certifiably Surly
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Everything posted by dlatin

  1. Very interesting thread. I never wanted kids but after 3 years of marriage we had our first and it was life changing that can’t really be explained or truly understood until you have kids. He was so good we decided to have another shortly after. #2 was not as easy and we decided to stop at 2. I agree with just about all that’s been said above with just one important addition. I owe a lot of how great being parent is to how amazing my wife is. She is an amazing mother and just an amazing person. Having a non-crazy wife is huge. She helps me be a much better dad. Also, it’s important to know if you are controlling, a neat freak, etc because if so, if either party is, it can be a real challenge. I’m going through the teen years now and it’s pretty scary, you worry so much about them, about their future. You try to help teach from all your mistakes but the reality is that’s the only way to learn, by making mistakes so that’s challenging to know. You just have to have faith that you raised them well and all will be ok. And even if you did, there still will likely challenges. There’s nothing more heart breaking than your child in pain, physically or emotionally and that is a guarantee to happen. I am convinced my life wouldn’t be as fulfilled sans kids. However I’m sure I would be on a sailboat in the Caribbean right now if we were childless.
  2. I just watched this and was going to share as well. Really great piece. It all makes a bit more sense.
  3. This is a good read if you hadn’t seen it. https://www.nytimes.com/2022/02/14/us/politics/durham-sussmann-trump-russia.html?referringSource=articleShare
  4. Just took these a few minutes ago. Went down to the dock to replace a stereo receiver and caught this…
  5. Smoked a 14.3 lb prime brisket and a 9 pound pork shoulder for NYE dinner. Both turned out amazing. The flat was so perfect I ended up serving everyone sliced flat then chopped the point up for leftover deliciousness. I’ve been smoking meats for about 10 years and rarely did brisket but I embraced the brisket in 2021 with some nudging from my BIL and am so happy I did. I never felt I could find ribs or pulled pork as good as my own anywhere but never felt that way about brisket. I now think mine is as good as I can find and makes the time and effort worth it.
  6. This!
  7. I’m jealous, I was just looking back at pics from our sailing trip around St. John this past summer. I was really looking forward to sailing both US and British waters but COVID kept us in the US. STJ is my favorite island so spending 10 nights just off those beaches was pretty awesome. I enjoyed sailing the mono we rented when we did the BVIs (46’ Jeanneau). It was so easy to sail. I found the cat harder, largely due to the setup and lack of clutches. It was crazy comfortable though. My goal is to retire onto a boat in the Caribbean in a few years and my wife wants it to be a cat. I wish I could get more sailing time. I am lucky enough to live on a lake so I get lots of powerboat time.
  8. 14 pound prime brisket and 9 pound bone in pork shoulder. Brisket was amazing…
  9. I’m in Finance and think I can do it myself. At the same time, with all that I have going on, having a professional handle it may be worth it come tax time.
  10. Great thread, I think I’ll use this to continue the discussion vs starting a new one. If you’ve been following my PSWPJFUD thread I bought a property a few doors down. It needs a ton of work first then we plan to rent it. Probably long term, there are a couple VRBOs next door. VRBO feels like more work. Based on this thread, an LLC isn’t necessarily. I should work with an agent to find tenants. Do I need to get help with tax prep or is it relatively straight forward?
  11. Does anyone have experience with goosehead insurance? I was curious about how they are as carriers.
  12. Closed on this transaction today, I learned a ton in the process. I was able to track down the holder of the lien and negotiate a settlement.
  13. Woot! Tapa’s back
  14. I stand corrected - they do own the property where they are living. I found it on CAD.
  15. I don’t know whether they are renting or own. I find it hard to believe they would have the money to own another property. At the end of the day, they would probably be fine paying the debtor to be done with it and collect what’s left at closing. If there was a way to to reduce how much is collected on this long outstanding debt, that would be great but perhaps figuring out how to get the title company the payoff schedule would work too. Maybe I should be working on that angle, tracking down the payoff document.
  16. Thanks Jerry, I can see the property has a homestead exemption filed with the appraisal district. Sounds like we can hire an attorney to file a homestead lien release affidavit since liens can’t be assigned to homesteads?
  17. Thanks HH, would you normally help facilitate the release by tracking it down in a case like this? I think the sellers got in contact with a lawyer to look into the lien but then they never heard back from the lawyer and they can’t seem to get in contact with him. So I think we are at a point there is a judgement filed with the county on the property dated back to 2007. Looks like there is another filing on the judgement that is dated 2014. I’m not sure if the sellers have any any information about who now owns the debt. I don’t want to reach out to this group out of Austin (F BBB rating) and pay off the lien unless it is attached to the homestead because it may not be necessary. I think the $7500 debt would now be about $22k with interest. It would seem like the title company would be able determine if the lien is attached to the homestead. Perhaps I should change title companies? I’m paying cash. There are 2 years of delinquent taxes too, and water meter was removed for non-payment.
  18. Thanks, I was hoping the title company could lend more assistance but it doesn’t appear they do that, at least not this one…perhaps someone will be able to offer some direction. The property needs a ton of work and I’d like to work on it while I’m off work over the holidays.
  19. Actually, we’ve been neighbors for 17 years and they abandoned this house 2 years ago and are living in a nearby town. I’ve offered to buy the house and help clear the lien and pay back taxes so they can have access to capital tied up in the property…as well as fix up a property that has a ton of potential.
  20. I have a contract to buy a property that is known to have a judgement filed with the county for an unpaid debt related to a truck purchase . The title company sent over a copy of the judgement dating back to 2007. The title company asked me to ask the seller’s lawyer if the judgement is attached to the homestead. If not, a letter from the lawyer will work, if yes, they’ll need the payoff statement. The seller is an older Hispanic couple that doesn’t speak English well so I’ve been working with their young daughter (maybe 20 years old) through the process. I was told the lawyer they have been working with has not been much help and this has been going on for a while. My understanding is this debt has been sold to a collector, the company listed on the judgement is Collins Asset Group out of Austin. I’m hoping to get this closed quickly so I can work on the property over the holidays. Best case scenario I think is this judgement is NOT attached to the homestead and we can close on the property without settling this judgement. If it is attached, I assume I could maybe reach out to the collector? As I mentioned, the judgement was filed 14 years ago. Does anyone have any experience with something like this? I was hoping the title company would track this down but it looks like more legwork needs to be done on our part.
  21. Season is coming to a close and I haven’t been out much since football season started but had to get on the water for a few last night. I had hoped to jump in the boat with my neighbors but since they didn’t go out I put her in to take a spin by myself and catch sunset.
  22. Nice! Hope to swing by Sent from my iPad using Tapatalk
  23. It’s saying I don’t have enough permission as of today I think
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