14K for a headlight and bumper scratch on a 488 could have been worse.
Not too long ago, a local car dealer sold out to a much bigger outfit. He decided to "invest" in a rare limited edition Ferrari. The day comes and he gets delivery of his investment and decides to drive it to the country club to show it off to anyone and everyone. About half way down the driveway, some hack shanks a golf ball over the green and right into the door of his new investment. Guy gets out and throws a fit threating everyone around until the hack finally owns up to it. Repair was in the 30K neighborhood for a door ding. The appreciative value of the car now in jeopardy due to the body work preformed.
A dealer once told me that before you buy a Ferrari, you should own a high end Porsche out of warranty. If you can still afford to cover the costs of all the repairs and maintenance after a few years, you will be ready for a new Ferrari in warranty. Just because you can afford to buy the car, doesn't mean you can afford to maintain the car. When your Toyota needs repairs, its $1500.00. When your Ferrari needs repairs, it $15,000.00