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C-Man

Certifiably Surly
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Everything posted by C-Man

  1. GQP, y’all want to conspiracy theory, let’s conspiracy theory.
  2. It was this guy wasn't it?
  3. My wife lived for 4-5 years on Clearwater Beach after graduating from Clemson. I went with her to a wedding and she took me to Bern's for my birthday. There are no doubt better steakhouses in Dallas but the entire experience was off-the-charts fantastic. The waiters train for two years as understudies before they're allowed to actually wait tables. They have the entire winebook memorized. It's incredible. Bern's has the third-largest wine collection in the world, at least it did back in the mid 2010's. If you go, make sure you adhere to the dress code. Oh, and get a tour of the kitchen and wine cellar after dinner before heading up to the dessert room upstairs. Also, make sure you get a fried grouper sandwich at one of the Frenchy's in town. The beaches are just gorgeous white sand with crystal clear blue water.
  4. Don't pat Encompass on the back for that. Carriers are required by law to give clients notice of non-renewal or cancellation for any reason other than non-payment of premium. I'm pretty sure it's supposed be 45-60 days out but might be 30. I can't remember.
  5. Perhaps. Perhaps not. It's hard for us to get a straight answer from the carriers. They're not supposed to really matter but where I can 100% say that matter is if you are shopping other carriers and they see you have a couple of glass claims, maybe a towing or two, and boom you're denied terms even if you have accidents on your record. You could lose loss-free credits that are on your policy and those could very easily be worth hundreds of dollars per year. Ideally, yes, the truck driver could be held liable -- but first you've got to get him to stop, acknowledge the issue and produce his insurance information. Just getting his license plate information isn't going to do the trick, less'n maybe you've got the whole thing clearly recorded on a dash cam. Even then, your insurance carrier isn't going to put in the leg work to chase the other driver down for a $2500 or less windshield. I tell my clients they're OK filing one windshield claim per five-year period. After that, it's up to them. We'll look at their claim history and advise them of what is on there and what ramifications exist if you rack up these smaller claims. The HNW carriers -- and some middle market products -- will offer full glass coverage with no deductible. That's more enticing to file a claim in those instances. The bottom line is that ANY claim that is going to pay less than $2K after deductible is applied is best handled out-of-pocket IMO. The number is higher for collision claims. Again, the glass situation used to not be a big deal but it's hard to get a true read on it these days.
  6. I see a large headline at Drudge leading to a Washington Times report saying a Parkinson's doctor made 10 White House visits. The NYT has a story saying a neuro doctor made eight trips to the WH in eight months.
  7. I don't know the answer to that question WRT to Farm Bureau. The HNW carriers actually go the other direction -- at certain Cov A (Dwelling) limits, the wind/hail deductible can be decreased from 2% to 1% and even 0.5% (I think) for homes $5M and up.
  8. I saw the county % breakdowns earlier. Williamson County voted for Biden over Trump.
  9. Frisco is in Collin County and Denton County. I’m surprised to see Trump’s MOV in Frisco in ‘20, thought it would be higher. However, Denton is the west side of Frisco, which is where the biggest homes are and Denton was big-time Trump in ‘20.
  10. 100% Trumps, maybe not quite as bad as Collin County burbs or Southlake but not far behind.
  11. C-Man

    Dallas | Italian

    Went with a few friends to Miss Pasta in Richardson tonight. Bit of a haul for us. I have to say we were very impressed. A new fast casual offering from the chef who gave us Mille Lire, which you might remember some of the ownership were killed in a plane crash back in 2019. At any rate, pasta dishes at $15-$20 that are absolutely delightful. They've been open seven months or so. I asked if they had plans for closer to "town" and apparently there are. I would 100% love to be able to pop in and grab a dish to go some nights if it was closer to our house near Love Field. Everything we got was terrific. Funny, but the D Mag review nails something -- the only red wine bottle on menu is not great. Everything else was fantastic. The foccacia that comes with the apps is really, really good. https://www.dmagazine.com/publications/d-magazine/2024/june/at-this-richardson-italian-spot-fresh-pasta-means-a-fresh-start/
  12. I heard somebody say when USSF dumped the women’s coach, it was about 10 days after the last loss. We are still inside that window.
  13. Your guy is all over the Epstein stuff and almost certainly had sex with teen girls, might even have raped one or two of them forcibly.
  14. C-Man

    Euro 2024

    Spain has certainly seemed the class of the tournament to this point. This just seems like one that France has no business winning and wins it.
  15. C-Man

    Euro 2024

    Holy fuck — how did Turkey not score there?
  16. C-Man

    Euro 2024

    Fuck that. I’d love to see the Dutch win the whole thing. They won’t. But I’m rooting for it. France gonna take it with a couple of nil-nil PK wins.
  17. C-Man

    Euro 2024

    Man, if the Dutch can win you’ve got a dream Final Four of Spain-France-England-Netherlands. (Which means the Dutch will lose.)
  18. C-Man

    Euro 2024

    The way Darke says “shootout” makes it sound like “shitout”
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