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horncyclist

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Everything posted by horncyclist

  1. 10-year dropped down again this morning. Have the mortgage rates caught up yet? It seems like they lag a little. I found this website, which updates average rates daily. http://www.mortgagenewsdaily.com/mortgage_rates/daily.aspx It seems like mortgage rates are not coming down as much as the 10-year. Also, on getting the best rate, is it worth shopping around to a few different lenders or is it competitive enough, that you're likely to get the same from whoever? I had talked to the lender that did our mortgage when we purchased last week, just reached out to two others this morning. Appreciate any advice on how to navigate that.
  2. CDC estimated the death rate at 3.4% but said its not as contagious as the seasonal flu. Both of those were a little surprising to me. It'd be great if the spread is limit to local outbreaks but the Wuhan example and lengths the Chinese had to go to contain it plus the rapid spread in Iran make it seems like it's more viral.
  3. Stupid question...only second time looking at mortgage. If you lock and rates continue to follow in between locking and closing, can you take advantage of the new lower rates? If so, seems like a no brainer to lock soon.
  4. Voted for Elizabeth Warren. Hard to not think about what might have been. Here's hoping that Biden and/or Bernie don't fuck this up and Liz keeps her influence. We desperately need her structural reforms.
  5. Werr probably doing a mortgage refi this week. From 4.375 should save a bunch. Does the surly wisdom say rates have hit bottom? I would try to lock rates today but my wife had a surprise medical bill collection pop up last month that will disappear this week. With the markets and 10 year stabilizing, do we expect mortgage rates to creep back up?
  6. I'll be voting for Elizabeth Warren this morning. She's the most qualified of the bunch and has a vision for where we need to go. I think, if nominated, she would win and she would be great. Absent Bernie having a heart attach again, she probably has no chance, but I'll feel good about my vote.
  7. Why would the MTA shut down only be 2 weeks? I'm anticipating teleworking for months.
  8. Again, just catching up. How does this not cause a global depression? We're all kinds of fucked right?
  9. I've been following this thread and the news developments. Reading this it kind of sunk in. Is it really a 15-20% hospitalization rate? This is going to disrupt our way of life for a year. Until the vaccine is widely available.
  10. Did 30 more minutes of calls. Going to knock on doors in Virginia tomorrow. Let's do this.
  11. Just did 30 minutes of calls to California. Got 4 confirmed Warren votes and one lady voting for Buttigieg. Chatted with the Buttigieg voter for a bit who said Warren was too old. Anyway, feels good. Others should join. Elizabethwarren.com/call
  12. How much can the President influence general promotion? Seems like politicizing the military would be the next step in his authoritarian takeover.
  13. She needs a strong second place in Nevada. I'm gonna start making calls for her today. Who else is in?
  14. Campaign text this morning said $5 mil. Her coming back would be amazing.
  15. She still has my vote. My wife and I donated again and will be volunteering.
  16. A relelected Trump will go full authoritarian. All that's left is to ignore the courts.
  17. Relax guys. Wait until Susan Collins expresses her concern. This will be ironed right out.
  18. Biden collapse seems real. That will be hard to stop and really resets things.
  19. More like 10 nationally and he'll benefit a lot from Biden's collapse.
  20. Having strange thoughts today, that if it's not Liz, I could get behind Bloomberg.He prob has no limit on spending, would double Trump in TV and social. His not being depend on big money donors is appealing too. Obviously grassroots funding is better.
  21. Also you can separate correlation between causation. I'm doing really well too. It has nothing to do with Trump. Nevermind that I believe he's harming me personally in the long run.
  22. Seems like there's no stopping it, huh? Seems like the only bright spot is the death rate appears low but who knows how accurate the reports are. Also, how long does it take to people? There's a 14 day incubation period. Figure it takes at least a few days for fatal pneumonia to set in. So the large number of people infected two weeks ago wouldn't show up in the death toll yet. Seems like you would need to discount the infected rate in calculating the fatality rate, no? Do they do this?
  23. Idk. The fucking Constitution. Jesus fucking Christ.
  24. https://www.desmoinesregister.com/story/news/elections/presidential/caucus/2020/01/31/iowa-democrats-sue-and-bob-dvorsky-endorse-elizabeth-warren-president/4621518002/ Hoping all these Iowa endorsements start to add up. Really want to see Warren rebound. She's by far the best candidate and could unite the party.
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