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blacklab

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Everything posted by blacklab

  1. poor thing. I had a lab that had similar issues and we tried everything. We did do acupuncture for a while and it did seem to help. It was over 20 years ago so I can't be of any help as I tried to find her a few years ago and couldn't. Don't feel bad for trying. I'm rooting for your little guy.
  2. Yeah, none of the ones I found had an option for that. Was going to write one but got lazy and all the ones I tried gave me 0% chance of failure. Last 150 years: Only twice has it lost 3 years in a row, and only once 4 years in a row, I think you're pretty safe with 3 years of living expenses.
  3. ding ding ding this plan is a winner. I was planning on two years. If I go a year without making a withdraw I figure I'll dramatically slow my spending and pick up a project or two or get a part time job.
  4. Loading times are similar to surface ships, there's nothing complicated about them. That would be the best time to hit them. If they have missiles that can only be launched from these subs they may as well use them. I'm sure we got some sonar arrays somewhere in the black sea. If they are nuke boats we can track them pretty easily, if they are diesel we can track them easily when they are running the diesel, not so much when they go to battery. In the mid 80's when we were fucking with Libya they sent out a couple of old old russian diesel subs towards a carrier. The subs that were nearby had orders to sink them if they switched to battery power.
  5. According to some family members Peru is also tired of the Venezuelans coming in. First wave was people released from prisons there, resulting in increased crime. Probably not going to allow many more.
  6. Had to be around 2010. For those who don't know I was driving by Zilker one day and saw Kaiser and LF68 playing frisbee golf. I pulled over to the side of the road and yelled "Get a job, hippies!". The guys they were playing with dropped their shit and started walking towards my car in an angry manner. I got in my car and took off.
  7. Yeah, I'm figuring an average of 7% on stocks. Thanks for mentioning the health care, I did a quick budget and forgot all about that. I did half jokingly gave my boss a 4 year notice a few months ago. She knows I'm the only one that knows how a lot of things work and was a little freaked out and immediately said, "but you could do part time like 10 hours a week when we need you right?" and I said yes, if you keep me on the health plan, and she said that would not be a problem, so I've got that going for me, which is nice.
  8. Wife is a part time/sub teacher, she was planning on getting a full time job for a few years during the gap for the insurance. If that doesn't work getting a high deductible plan of some sort.
  9. Went through 4 different simulators and all 4 said I was 100% likely to be successful. I'm probably in a different position than most. My wife and I are pretty low maintenance. If I take my kids out of my current expenses and get the house paid off I think we could live very comfortably on $50k a year. If we can do that I could just put all of my money in a savings account earning 4% and it would go up not down as we got older.
  10. Thanks for the feedback. If it does go down 20% and averages 5% back out now you're only getting 4% of your original money. After I retire I am going to be selling off a small percentage every year so the price will matter. I'll probably just leave the 5% or so in bonds and just let my kids deal with it once I'm dead and don't care.
  11. Would love to hear other's opinions on bonds but I'm 100% against them and plan on keeping everything in stocks and two years of living expenses in liquid form. I'm mid 50's and planning on retiring in 4 years. The reason I'm anti bond is they can go down in value just like stocks. Here's a bond fund I inherited a while back. It's lost ~20% of it's value over the last 4 years. Yes it spits out dividends, but if I needed to sell I'd be down a bunch right now. The whole sales pitch on bonds is while only a 1-5% return you won't lose value. Well that's not true at all. I'd rather average 7% and take the lumps of the ups and downs of the stock market. I do plan on keeping 2+ years of expenses in cash/liquid, and slowly dribble out money each month to keep it flush. If the market tanks I'll just stop withdraws for a few months till it gets back to a more normal level. With the house and car paid off and the kids out of the house I really don't see us spending much more than SS is bringing in and hope the interest on the cash will cover most things. My uncle that I inherited this bond fund from used this plan, and had the same amount in his Vanguard account when he died 2 years ago that was in it when he retired 20 years ago. Around 5% of his money was in bonds, the rest was in stocks, mainly s&p 500 funds.
  12. Just got my ou tickets, ended up getting in 117. Last couple of years I've been around the 10 yard line. Only end zone left
  13. Not a very well named lake
  14. painting? let me figure out what spot will be most in the way
  15. So where do you come down on the "cheating"? I thought it was kinda fucked up how he was going over and looking at a laptop every chance he got, was pretty sure you weren't able to do that. Rather than post a ton of tweets, Polk covers most of them here
  16. Scipio's annual book is out. Good dude and sponsor of Surly as part of Mortgage Provider Market Advantage Buy it here: Smashwords (compatible with any device, select epub for Apple, Kindle) Apple Amazon (print) The most comprehensive Texas Longhorn and SEC football preview features: In depth breakdowns of the entire Texas Longhorn roster. Every player, every position, every unit An entertaining, analytical breakdown of every season opponent. With additional profiles of 7 SEC teams Conference and season predictions Why the SEC move was the best for Texas and why only two conferences control college football A comprehensive analysis of the 2024 Texas recruiting class by special guest contributor Eric Nahlin Over 55,000 words of Texas and SEC focused content. And more... Written for the passionate, smart fan who wants more than recycled corporate media content. Find out why it's called The Burnt Orange Bible. Be the smartest fan in the room and start Thinking Texas Football today.
  17. blacklab

    overlanding

    Yes! That truck is bad ass. Late 70’s?
  18. Max acting like a baby on the radio to the point the engineer basically told him to shut up
  19. blacklab

    overlanding

    I think I did link it. That was a great story. Ran into it when researching this trip. Joined the forum so I could post then saw the post and thought, this seems familiar. https://forum.expeditionportal.com/threads/democratic-republic-of-congo-lubumbashi-to-kinshasa.50799/
  20. hasn't changed. have to move it all out within 10 years with a minimum each year here's a calculator to tell you the minimum each year. https://inherited-rmd-calculator.web.vanguard.com/
  21. Thank god we don't use Crowdstrike. Was woken up this morning by a text from our CTO asking if we use it anywhere. Wondered WTF is he asking that for. Maybe 10% of our staff is on windows, and the only things at AWS on windows are used as remote desktop for large processing by some worker bees. Only reason I kinda knew what crowdstrike is due to looking it up when I saw them as a sponsor of Mercedes F1 and wondered what it was. Less than a month ago I was talking to our dropbox rep and I told him McLaren team was never going to win shit because they have to use dropbox to share files and dropbox is shit.
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