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Archer

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Everything posted by Archer

  1. Archer
    I was heavily disappointed after seeing all my stocks +5-10% in premarket trading only to open negative and go down from there.
  2. Archer
    What a kick in the dick. Had a stock I’m looking to exit, opened $1 above my exit price but I had canceled my sell order due to Ukraine (O&G). It is current $5.75 under my exit price. Nice big swing to the negative in value.
  3. Archer
    A big key for FIRE and ACA subsidies is having a paid off house. Not having to have “income” to make a mortgage payment helps you stay under the ACA cliffs.
  4. Archer
    I sold a decent chunk of O&G about 9am and immediately bought ITOT and IXUS. Lost about 6% on that trade
  5. Archer
    A lot of the FIRE guys I have read will structure their expenses to be low enough to qualify for the max ACA subsidy. I think that’s in the $60-80k range. If you needed/wanted more than that you could build a large cash war chest to supplement what you earn or capital gains. Think $60k of taxable income plus $40k out of savings for $100k spend. This assumes pulling out of a tax deferred account with 100% tax, using a taxable account you’d just be taxed on the gains so you’d be able to get more cash for less “income”.
  6. Archer
    Me too, I was hoping for a $130 entry. I’ve missed several buys that have taken off that flirted with my entry number but never hit it.
  7. Archer
    I had a $30k swing on one stock today, went from down $20k mid day to up $10k at close. Can’t say it’s not interesting.
  8. Archer
  9. Archer
    Another option to avoid big RMDs is to do Roth conversions early in retirement. Say you need $60k to live, you could pull out $81k to top off to 12% bracket and put the extra $21k in a Roth. If you are looking at big income after RMDs kick in it could be worth converting into the 22% bracket.
  10. Archer
    Variety in retirement accounts is always good so if you have the cash to do a Roth its never a bad idea. Converting your traditional to Roth is a much trickier question. You will have to pay taxes on the amount that you convert i.e. if you convert $100k you will owe taxes on it as income depending on your tax bracket could be up to $37k. The question is do you expect to be in a higher or lower tax bracket in retirement if you expect to be in a lower bracket converting now makes no sense unless you just want diversity to hedge your bets.
  11. Archer
    Always liked this one.
  12. Archer
    A few weeks ago I found out my dad is in prison when my wife went to verify his address to send a Christmas card…
  13. Archer
    Merry Christmas ya filthy animals.
  14. Archer
    Google maps of 15th and Eastern. Speed limit there should be 35 or 40. I’m not sure what the right punishment is but going 100mph in a residential area and killing a kid on a bicycle probably deserves more than counseling and a deferred sentence.
  15. Archer
    This is not a good look if true…
  16. Archer
    This shit annoys me to no end. I will usually leave them in the lobby for an extra 5-10 minutes after the appointment time out of spite. +/- 5 minutes is my acceptable window. My brother is in the show up an hour early club, we have started telling him the event starts 30-60 minutes later than planned.
  17. Archer
  18. Archer
    Sugar baby thread is that way ->
  19. Archer

    Yellowstone

    Archer replied to RPM's topic in Movies and TV

    Entry fees. The futurity this next week cost $2,777 to sign up. $2,500 is entry fees. It looks like they have about 600 horses signed up so somewhere in the $1.5 mil range from entry fees alone. https://nrhafuturity.com/2021/futurity-conditions.pdf I
  20. Archer
    What happened to Beeper? All of his post are gone. Who is going to feel the role of WTI sunshine pumper to keep me holding all of my O&G stocks hoping for a payout?
  21. Archer

    Gym Pet Peeves

    Archer replied to Ldogg53's topic in Lulz

    DB floor press is awesome for this. Gives a physicaL stopping point so you don’t accidentally over extend.
  22. Archer

    Yellowstone

    Archer replied to RPM's topic in Movies and TV

  23. Archer

    Yellowstone

    Archer replied to RPM's topic in Movies and TV

    West Hollywood shootout. Did Beth’s tits get bigger or just a better push up?
  24. Archer
    ESPN getting in on the fun this morning
  25. Archer

    NBA 2021-2022

    Archer replied to ztejas's topic in Basketball

    At least somebody has

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