I'm feeling part of that. I'm super stressed about a lot of things lately, but having time isn't a problem. I have time. I just can't seem to get myself in gear to actually produce something instead of just thinking and dreaming about it.
It definitely is best to have some kind of schedule to keep with some kind of deadline. I try to decide my own schedule or deadline to do some actual guitar playing, art work or something else creative or constructive. But it doesn't work that well for me if I'm the only one on the schedule and deadline. I've done one stupid little thing where I set a deadline, and it was at the last 10 minutes. Wasn't much, but I was stoked that at least I did at least one little thing I promised I would do. My overall record in that regard is piss poor. I think that little thing was about a year ago, so maybe I'm due again.
I've always wanted to be a team guy and collaborator, but it doesn't happen. I have a shortage of candidates for that kind of thing, with people around that have some similar interests and time.
It's nobody's fault but my own, but it's really frustrating to have myself as the guy I'm trying to get to do stuff. I suck at that.