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Asithappens

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Everything posted by Asithappens

  1. Maybe you need to lead group to change the law then, comrade.
  2. Private loans can bump the undergrad debt load over that amount, so yes, some (albeit few) undergrads may owe that much.
  3. Ok, I'll bite. Why don't you "need" to run 2 different pics? What's really got you up in arms? It sure isn't this.
  4. Is it? Is it really? The #1? Not one of the top 5, but the absolute #1 reason? I guess you may have some data on that, but even so, why are they running out of money? Immaturity? Poor financial acumen? Not going to a less expensive school? Even a juco? Yeah, the student loan debt issue is bad, but give me a break. The whiny victim mentality gets old. I bet about half of those kids (and their parents) just plain made some bad choices. Like, you know that billionaire who paid off those student loans? (Robert Smith/Morehouse). There was one of those students on an NPR show and the he had about $200k in student loans for an undergrad major in Finance. Let that sink in. Has it sunk in? Now, my point is just how in the blue fuck does it make any sense to go into that amount of debt from a school like Morehouse? Nothing against Morehouse, but it ain't Harvard. To me, and it's just my opinion, but anybody who thinks it's ok to go $200k in debt like that does not have good financial sense.
  5. So you are a large black woman?
  6. You are good at seeing the trees but seem to miss the forest.
  7. Maybe it's just me, but when I read that I envisioned a large (fluffy?) black woman loudly proclaiming "You don't know me!!!".
  8. 21 year-olds fall into that category, too. As do 30 year-olds. And 40 year-olds. And 50 year-olds. And 60 year-olds.
  9. Um, pay the extra $100/200? Really?
  10. I love Will, but he's kind of a dumb shit at times. First, he has no idea what an "education" is. Second, I'll let you figure the rest out.
  11. I'd rather have a state income tax than our bullshit property taxes.
  12. We can. We just don't have the balls.
  13. https://giphy.com/gifs/please-upvotes-ken-xR2SI8vqfQMLe
  14. Do you really think that's a good idea? I sure as hell don't.
  15. And AOC (et al) are correct. There is a wealth transfer to the student loan companies when that money could be going to things like mortgages and other sectors of the economy.
  16. Here's the obvious answer: they have to pay massive loans back because they took out massive loans. So why did they have to take out massive loans? 1. Maybe they didn't. Maybe they made sub-optimal choices. Go to a juco then transfer in. That saves money. 2. Maybe they picked a bad major, i.e., one with limited earning potential. 3. Maybe they went to an expensive state school, especially if you went to an out-of-state public university. 4. Maybe they went to med school at good old State U. 5. Maybe they went full retard and went to law school at State U. 6. Life is just unfair. If your parent lets you take out "massive" loans while still going to a state school then they have failed (somewhat) as a parent. Especially if you majored in something like liberal arts.
  17. The obvious one is that anyone who had to take out loans to pay tuition/fees at a public university shouldn't have had to do that. That's just absolute bullshit. Back when one could go to university for $6,000/year there were still loans. Low-cost gubmint loans. To say that one should never have to take out a loan just b/c they went to a public university is absurd. Make the loans a reasonable amount (which will entail much more public funding) and a reasonable i rate. But to say to they should never have to take out a loan at all? Ever?
  18. Those are usually the same parents who told their precious snowflakes that they can be anything they want. Money is no object. Education is a noble and worthy goal. Inherently valuable no matter what. Because of this we have kids owing $100k's with nothing but a psychology degree from NYU, or not graduating from Northwest Ohio State College (or whatever) majoring in Radio owing a similar amount. The parents and the students (and the school) all play a role in this stupidity. The biggest idiots are the parents and the students.
  19. Our society places far more emphasis on prisons than on education. And we are reaping what we are sewing. [sic]
  20. Except it is. Or at least it's closer to being paid back than you think. Anything else is awarding a double return. The "return" on the original $40k "investment" (yeah, I know) is from a higher earning potential. If the person didn't get paid more then that's on them. Why pay them according to a time value of money scenario? But here's another approach: don't pay them squat. But do wipe out the current crop of student loan debt, or at least set a limit.
  21. Not following this. Just because some students had to take out student loans doesn't mean higher education wasn't funded properly. Repaying loans for some guy becoming a brain surgeon? Fuck that. Repaying loans for some idiot who took out $100k in loans to major in Radio/TV/Film? Again, fuck that. Repaying loans for the scads of morons who went to a crappy graduate program who now can't find a job? Yeah, fuck that.
  22. Not an issue of "reparations" at all. (couldn't tell if that term was supposed to be sarcasm) The student loan debacle is a strain on the economy. But hey, let's let the "free market" take care of all this, right?
  23. Yes. Literally. Can't wait til someone trademarks "Clarence Thomas Is My N*****", where the "*" are replaced by the actual words. https://www.nytimes.com/2019/06/24/us/politics/supreme-court-vulgar-trademarks-foia.html
  24. Dale Gribble, is that you?
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