Jump to content

boilerhorn

Certifiably Surly
  • Posts

    1218
  • Joined

  • Last visited

Everything posted by boilerhorn

  1. Agree w/ Zelle over Venmo. However, not all banks or credit unions have access to Zelle.
  2. Where can I convert my silver certificates to savings bonds? Attempt at anachronism humor. These days, the only time I write checks is when I am prepared to hand them directly to the payee. In many cases, it is written to a contractor, who will take it to a bank or check cashing service so he/she does not have to declare it. In most cases, even these folks have evolved to Zelle and Venmo. I do all CC payments online on the due date - electronic payment. Glad it worked out OK for you.
  3. I was normally a loud-mouth during the game. And would have a quick moment of self-reflection and say, "WTF, boilerhorn, these guys know more than you do and are closer to the action..." I was always willing to volunteer as timer, spotter, etc., as it got me even closer to the game - and helped with my inability to shut up My 2 boys (10 years apaprt) did not play for LT, but did play against them. Do not want to self-dox - yet
  4. Yup. Garrigan was a really good coach, but I am sure you know the rest. Loda was OK, but a in an little over his head. Bok was a pendulum swing. Bringing “adults” back into the fold. Kudos to the players/leadership for this direction.
  5. > 0% chance I said you made an improper call when you were a ref. I apologize.
  6. My son played for Texas LAX for all 4 years. On darn near all of his teams, he had D1 transfers. Basically, these were guys who were really freaking good and asked themselves, “Why am I living in a 20k person town that has 18 hours of dark and rain in the winter? And for LAX?” And the women at UT. He asserts that Hartzell would have taken most of his teams really far.
  7. Spring, Fall, and Summer in Portland (and its suburbs) almost make the winters worth it. As a matter of fact, the above can be said for *many* places in the Pacific NW and the northern Midwest. But, the winters fucking suck - you just have to survive.
  8. 2 good points here. The low-tax-state issue has always been a ruse. It's far more profound now that properties in Austin, Houston, etc. are no longer as affordable and accessible as before. A quick number-crunch... A $500k home is accessible to someone with a bit of a down payment and earning around $150k per year. A 2.5% property tax rate yields property $12500 per year. That's equivalent to an 8.3% income tax. Many other "high tax" states have 1% property taxes, so the effective difference yields a tax of $7500, or 5%. That's on par with moderately taxed states. Once that $500k house gets to $800k (like many around Austin did), the relative tax becomes around 8%. Texas is not "low tax." Water - agree. 55% is for farm irrigation. 31% for municipalities. 7% manufacturing. Power, mining, and livestock take up the remaining 7%. Worst case, watering lawns uses up 1/2 of municipalities, and only at peak times.
  9. Up until around 3 years ago, I appealed every year. I viewed it as holding the CAD to account. In almost every case, I was successful. A friend in real estate would provide comps. I'd meet w/ a CAD employee who'd bring up the data that they were using for comps. I'd share mine and they'd agree w/ mine. In one specific case, the CAD employee pushed a function key and the data was re-populated, resulting in a 15% reduction. Ok. In 2019 (I believe), the informal appeal failed and I did the formal appeal. Everything described previously was accurate. 3 octogenarians and a CAD employee are with you in a room. You present your position, the CAD employee refutes it using every manner of poor reasoning. "Mr. Boilerhorn appeals every year. He has a nice yard. Blah." I cannot respond, "Of course I appeal every year. People who do not are not holding you accountable." I was able to get a 15% functional obsolescence on my home because of it relative to homes in neighborhood. One of the panel said, "I do not understand one bit of Mr. Boilerhorn's math, so I side with the CAD." My math was basic price/Sq.Ft. as a function of Sq.Ft. My home is larger than others in the community; the previous metric was fairly linear - except for my house. A few years back, I called one of the "pros" for consulting. He said, "I can make more money focusing 30 minutes on appeals than you can pay me to consult. But since you are on the phone..." It was enlightening, but I did not really learn that much. He did say that he (and darn near all of the other "Pro" tax appealers) formerly worked for TCAD. They know everyone there and they know the process. I had already figured there was some sort of positive relationship. in 2012 (or so) I saw one of the Pro appeals guys show up with 4 file boxes on a dolly. He was greeted cheerfully, shake hands with a few people, etc. I found that interesting. Also, your file is one of thousands he'll handle. You'll likely do a more thorough job and you'll definitely care more about the outcome.
  10. I've had a corded Aqua Products EVO 614iq for about 5 months. Happy with the results so far. I bought from Marina Pool and Spa in Colorado, based on recommendations from folks at TroubleFreePool.com (a site I highly recommend). Posters on that site have had very positive experience w/ Marina, their service, and the handling of warranty issues. EVO is part of the Jandy/Polaris conglomerate, fwiw. https://marinapoolspaandpatio.com/ https://www.aquaproducts.com/en/products/pool-cleaners/evo-614-iq
  11. Golf world driving range. Just west of Conroe on 105.
  12. Some of requires context. Cherry picking some of his lowest output games. @ NIU (36.5 avg): 44 (downed at 2), 28 (shank?), 30 (downed at 9), 44 @BGSU (31.0 avg): 40, 22 (bad punt) @EMU (37.3 avg): 49, 38, 29 (short kick), 33 (oob at opp 19) 2 "bad kicks" and 2 "inside the 20" contributed to the above. In 7 games he had some 50+ yard punts. In 4 of those, he had some 60+ yard punts. Oh, and he's Australian.
  13. Catching up on this thread and saw the above. Agree w/ ctj's assessment - Wilson could be a 10 year player. Butkus award. 400+ tackles. 6'4"/233. 4.33 40. Overall, he was ranked #48 and the #3 LB. Fell to the Steelers at #98 overall. Fwiw, this pick was part of the Kenny Pickett trade that sent him to Phil. I already feel like Pitt got its money's worth
  14. David Tepper's new nickname: Karen
  15. Agree with this. Rondale Moore was an absolute stud at Purdue and has shown flashes in the NFL. I cannot believe that AZ valued Ridder that high or Moore that low. Seems like the AZ GM did not realize in how bad a position ATL was and that they could have gotten Ridder for "free."
  16. Not even close. Mahomes is leaps and bounds better than Tua. You've been Helobius'd
  17. Before the NFL instituted a rookie wage scale, most of these guys would not have been first round picks. It's a QB league and the wage scale makes the risk/reward calculus encourage reaching for a QB. For example, McCarthy's rookie contract is a guaranteed 4yr/$21.3mm deal; Nix's rookie contract is a guaranteed 4yr/$18mm. If these guys perform in the top half of QBs, they were a freaking bargain. If they wash out, the salary impact is relatively absorbable. In 2007, Jamarcus Russell signed a 6/$61mm deal with $32mm guaranteed. That was around 10% of the salary cap in 2007. Today, $5mm per year is around 2%. Seems like a reasonable risk to take for the most important player on the team.
  18. That seems like a pretty ridiculous requirement, especially for a high school. Some colleges require it for a student to have access to merit rewards. I suspect they'll steer a merit reward to the need-based (or gov't) bucket if they can. Some private colleges require it for access to any level of scholarships.
  19. Very late to this conversation. She's a good reporter and easy on the eyes. Was she in HS when you were in HS? If so, you and I went to the same HS around the same time .
  20. Thank you. Fwiw, real action begins at 1:20:52
  21. That really sucks, @immamac. What a pain.
×
×
  • Create New...