-
Posts
8005 -
Joined
-
Last visited
Reputation
7127 Surly 1%Recent Profile Visitors
The recent visitors block is disabled and is not being shown to other users.
-
This board will know 100% when I’m in Thailand
-
The single hardest I’ve laughed in my life, so hard it hurt, was with a still-drunk-from-the-night-before group of friends ordering a crown and coke at 1030 am at a New Orleans brunch spot. When the waitress came back with my drink she had a bunch of miniature mermaids sitting on the rim of the drink like gummy bears. “Hope you don’t mind the mermaids!” she said. A buddy of mine asked “that’s not real AIDS is it?” Our table and 2 tables next to us all lost our shit at the same time. Same guy two days later asked to pull over on the way back to Houston to shit in a field and scooped ditched water into his crack to make it to the next exit sign store to cleanup …and I always think of that when I think of New Orleans.
-
I saw a 50 cent change at the William Cannon and Woodhue location and I chalked it up to them being the worst Circle K in America, since they are. But no, lots of places in the area were doing fuck fuck games.
-
I was told by serious posters that lower gas prices means lower food prices since they spend less money to distribute.
-
No, I would not have sex with or marry 20 men. 1 was enough. Haven’t killed anyone.
-
That’s a no to both. Good boy.
-
Gif surrender noted to a legitimate question. It’s literally the highest average amount recorded, but slay, eviscerate and go off queen.
-
EE deferrals 9.5 and ER match 4.7 is what they had
-
Should’ve asked her if she wanted some Hanukkah Lewinsky.
-
Why is the average amount of all accounts your takeaway? Or even the median— I’d bet there’s way more accounts at breadcrumb amounts due to people leaving within 0-6 months at a company that affect the number than whale accounts. I think the most telling number is that people are saving at a combined 14.2% rate which is pretty close to the recommended 15% savings. If people are as hard up for money as some may think- we’d expect this number to be lower. Instead it’s a nice, responsible number.
-
Average 401(k), IRA balances hit record highs amid 2025′s market gains https://www.cnbc.com/2025/11/20/average-401k-ira-balances-hit-record-highs-amid-2025s-market-gains.html Retirement account balances, which sank at the start of 2025 amid wild market swings, hit record highs in the third quarter, according to the latest data from Fidelity Investments, the nation’s largest provider of 401(k) savings plans. The average 401(k) balance jumped 9% from a year ago to $144,400, an all-time high, Fidelity found. The average individual retirement account balance also rose 7% year over year to $137,902. Fidelity’s report showed increased interest in Roth 401(k)s and IRAs, particularly among younger savers. Like a traditional 401(k), Roth 401(k)s let you contribute up to $24,500, which is the new, higher limit for 2026. But a key difference is that contributions to a Roth 401(k) are taxed upfront so withdrawals in retirement are tax-free. Roth 401(k) plans are similar to better-known Roth IRAs although the contribution limits vary. With a Roth IRA, savers under the age of 50 can make after-tax contributions up to $7,500 a year, as of 2026, and then take tax-free withdrawals in retirement. “Retirement is about taking a long-term view, and the growing interest in Roth products shows that investors recognize their potential for tax advantages and long-term growth,” Robert Mascialino, president of wealth at Fidelity Investments, said in a statement. While other research points to retirement saving shortfalls across generations, Fidelity’s “numbers tell a different story,” said Mike Shamrell, Fidelity’s vice president of thought leadership. “We’re seeing a lot of positive behaviors among younger workers, especially Gen Z.” Number of 401(k), IRA millionaires hit all-time highs The gains in account balances also helped boost the number of 401(k) millionaires to a fresh high. The number of 401(k) accounts with a balance of $1 million or more jumped to 654,000 as of Sept. 30, up 10% from the second quarter, according to Fidelity. The number of IRA-created millionaires also increased by 11.5% from the previous quarter to a record 559,181. Positive savings behaviors were key to better outcomes, Shamrell said. The majority of retirement savers continued to make contributions, even during periods of market turbulence. Although there have been concerns about the economy, “the good news is, as of now, it has not turned into any sort of pullback on their retirement savings efforts,” Shamrell said. The average 401(k) contribution rate, including employer and employee contributions, held steady at 14.2%, Fidelity found, just shy of their suggested savings rate of 15%.
-
Markets still falling like whoa
StassneyHorn replied to Llano Estacado's topic in Business and Markets
So employment numbers that nobody trusts (jobsgiving) made institutional think no rate cut in December. So good news is bad news. -
Markets still falling like whoa
StassneyHorn replied to Llano Estacado's topic in Business and Markets
Praise NVDA If I'm looking at the chart correctly, up 97.8% since April 4
Football ... Basketball ... Baseball ... Other Sports ... Futbol ... 🤫995🤫 ... Gambling ... Movies & TV ... Music ... Hobbies ... Lulz ... Food & Travel ... Daily Texan ... Business and Markets ... Cloak Room ... Help ... For Sale ... Board Discussion ... Subscribe!... Donate!... COOKIE MONSTER!