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StassneyHorn

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Everything posted by StassneyHorn

  1. My dream is just traveling at 40 and having a dividend hit every month or quarter, and being an absolute degenerate along w/remote work. Im trying to do what I call a 4 horseman strategy. 4 accounts with 100k. Pre-tax, post tax, individual and home equity before 38.
  2. @Hefeweizen have you thought of adding a high dividend etf? How close to retirement? There’s a number of people switching out growth funds and going into funds like SCHD for dividend income closer to retirement. Rebalancing is probably the better word.
  3. I figured I’d start a thread for the new year and see what people’s goals are to accomplish. This thread can be a place to state your goals and post progress/delays throughout the year. Options being contribution goals for 401k trad, 401k Roth, max out IRAs, HSA, 529s, pay down higher interest debt, get ahead of mortgage, refi with UT Phil, or plans for major purchases/investments. For me, I’m focusing mostly on post tax investments after hitting the pre tax goal this year. 1) pay off last 6k on loan balance. 2) max Roth IRA before 4/15 of this year. 3) max Roth IRA for current year post 4/15. 4) max out HSA 5) open and max contribute to Roth 401k. Going to try and attack these individually in order, with exception of #5, rather than spreading myself across.
  4. Subway has vastly improved in quality.
  5. How did Memphis let this happen?
  6. Almost all CFB games on ESPN/ABC are on YouTube and without trouble. Something makes it hard for Youtube to take these down cause of Youtube TV. Not sure how the TNT games were for the first playoff weekend.
  7. It comes down to some of these big tech companies want you to come in and immediately know what to do, and not have your 6 month learning curve. They’d rather hire an incredibly cheap foreign contractor in the same position and just fire them if they can’t keep up. There’s a lack of patience for molding tech talent.
  8. Big Tech would rather pay pennies on the dollar for contracted Indian freshers, and give them the sink or swim work experience, than to hire new US talent. These people get cockblocked from ever entering the tech industry due to shitty Business school grads running engineering departments that give recruiters unlikely expectations of 3+ years of experience for an entry level role. New grads and transitioning career individuals will self reject themselves a lot.
  9. They shifted the workload. Very clear. As a result I steal from them, because wage theft is a crime
  10. All anyone does with that newfound time is masturbate in the parking lot
  11. How grocery stores got people to use self checkout due to their own store’s inefficiencies, and not offer a discount or cheaper groceries was fun to observe. Wasn’t even automation. Just a “Would you like to prove you can do our jobs quicker than our employees?”
  12. Fast food workers in California now earn $20 per hour. How does Texas compare? The Lone Star State has a ways to go to win that battle. By Andrea Guzmán,Texas Brands Reporter April 12, 2024 About half a million fast food workers in California started making at least $20 an hour this month, a rate that’s $4 higher than the state’s minimum wage and $12.75 more than the minimum wage in Texas. The current rate is a new wage requirement that went into effect for fast food workers in California this month as part of a bill that California Gov. Gavin Newsom signed last fall. It specifically applies to restaurants with larger operations; restaurant chains with more than 60 locations across the country must abide by it. But as other states move to make minimum wages closer to what many call "a living wage," Texas has stuck with the federal minimum wage of $7.25 an hour that hasn’t increased since 2009 despite efforts from some democratic state representatives to boost the wage. So while fans of Whataburger and In-N-Out Burger fight over which restaurant chain has better food, the latter appears to win in the battle of wages. Even in Texas, where In-N-Out is not required to pay the $20 an hour wage, the popular burger joint boasts wages at or near the California pay. For example, a posting for a night sanitation technician in Lancaster, Texas has the pay range listed at $20.50 to $24 an hour. Another for quality control technician has a similar range with a cap at $24.88 an hour. Store associates are lower, however, with postings in Texas listing a pay of $17.50 an hour on Indeed. The job search portal still notes that almost 90 percent of workers reported that they’re satisfied with the pay at In-N-Out Burger. “We start all of our new associates at a competitive wage for one simple reason...you are important to us!” the company’s employment page says. “And our commitment to a higher starting wage is just one of the ways in which we show it.” Along with the wage increases, California’s new fast food industry standards also established a fast food council made up of both restaurant industry representatives and workers. The council has the power to make the $20/hour rate just a starting point since they can increase wages for the rest of the decade to keep pace with inflation or up to 3.5 percent. At Whataburger, meanwhile, about half of respondents on Indeed said they agreed that they are paid fairly. The pay reported from dozens of workers for a cashier position lists an $11.11 per hour pay. A customer service representative lists $13.21 an hour and a slightly higher rate of $15.14 an hour is the reported pay for a unit leader. Still, Whataburger has to follow some wage requirements as the fast food chain expands into states across the country, an effort that has led the company to reach 1,000 locations earlier this year. In states such as Colorado where the minimum wage is higher than in Texas, at $14.42 an hour, Whataburger charges slightly more for items such as cheese, bacon and patty melts. But the wage boosts are a necessary task, Newsom and his supporters say. When signing the bill in September, Newsom pushed back against the idea that fast food jobs are for teenagers just joining the workforce, calling it “a romanticized version of a world that doesn’t exist.” “We have the opportunity to reward that contribution, reward that sacrifice and stabilize an industry,” Newsom said. Conclusion: Tell your kids in Texas to work at In N Out instead of Whataburger. In n out costs less, taste better, and pays more.
  13. "That's like saying a post here and a post on the same topic on orange bloods are "the same exact thread". Ok I'm arguing with a woman. It's not a block in the back penalty and your masculinity should be questioned for not knowing a simple thing like that in a very conclusive video.
  14. I just read the first link and it’s all about cut blocking you idiot. EDIT:Seriously did you read your own fucking links? An 18 year 6 post discussion on the same exact thread from the first link. You don’t know ball
  15. This play just screams block in the back
  16. It’s becoming too obvious that Arch is going to complete a jump pass for a TD, and we’ll see it everyday for a year.
  17. He literally proved me right with the definition you fucking CR gatekeeping bitch. You can disintegrate my dick.
  18. @Dahobbs youre very clearly wrong and two others have given you an out by using "lot of leeway", "kinda depends" and "doesn't get called often" Thinking where a QB receives his snap is borderline r-word.
  19. Biden, in likely last round of student debt forgiveness before leaving office, cancels $4.28 billion worth for 55,000 workers The Biden administration is canceling federal student loans for another 55,000 workers through an existing program known as Public Service Loan Forgiveness. The Education Department's announcement Friday targets teachers, nurses, service members, law enforcement officials and others who've reached eligibility through the program, which promises to erase loans after 10 years of work in government or nonprofit jobs. The $4.28 billion in relief is expected to be the final round of public service loan forgiveness before President Biden leaves office in January. After failing to deliver his promise of widespread loan cancellation, Mr. Biden has instead focused on expanding loan relief through programs that were created before his presidency. Under Mr. Biden, the Education Department loosened the rules for Public Service Loan Forgiveness, which previously had a 99% rejection rate amid burdensome rules and widespread confusion over eligibility requirements. With the latest round of relief, Mr. Biden has now canceled an unprecedented $180 billion in federal student loans through existing programs, covering 4.9 million Americans. That includes $78 billion for roughly 1 million borrowers through the PSLF.
  20. You are wrong. Oline never get called for that as long as they're near the line of scrimmage. Every lookout block would be a block in the back then. Anytime a LB or DE drops a shoulder it would be called.
  21. OL block DL in the back all the time at the line of scrimmage. It’s legal.
  22. Made me chuckle. Any older guys that used COBOL remember starting salaries?
  23. We did it https://amp.cnn.com/cnn/2024/12/20/business/chilis-comeback
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