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StassneyHorn

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Everything posted by StassneyHorn

  1. Should’ve asked her if she wanted some Hanukkah Lewinsky.
  2. Why is the average amount of all accounts your takeaway? Or even the median— I’d bet there’s way more accounts at breadcrumb amounts due to people leaving within 0-6 months at a company that affect the number than whale accounts. I think the most telling number is that people are saving at a combined 14.2% rate which is pretty close to the recommended 15% savings. If people are as hard up for money as some may think- we’d expect this number to be lower. Instead it’s a nice, responsible number.
  3. Average 401(k), IRA balances hit record highs amid 2025′s market gains https://www.cnbc.com/2025/11/20/average-401k-ira-balances-hit-record-highs-amid-2025s-market-gains.html Retirement account balances, which sank at the start of 2025 amid wild market swings, hit record highs in the third quarter, according to the latest data from Fidelity Investments, the nation’s largest provider of 401(k) savings plans. The average 401(k) balance jumped 9% from a year ago to $144,400, an all-time high, Fidelity found. The average individual retirement account balance also rose 7% year over year to $137,902. Fidelity’s report showed increased interest in Roth 401(k)s and IRAs, particularly among younger savers. Like a traditional 401(k), Roth 401(k)s let you contribute up to $24,500, which is the new, higher limit for 2026. But a key difference is that contributions to a Roth 401(k) are taxed upfront so withdrawals in retirement are tax-free. Roth 401(k) plans are similar to better-known Roth IRAs although the contribution limits vary. With a Roth IRA, savers under the age of 50 can make after-tax contributions up to $7,500 a year, as of 2026, and then take tax-free withdrawals in retirement. “Retirement is about taking a long-term view, and the growing interest in Roth products shows that investors recognize their potential for tax advantages and long-term growth,” Robert Mascialino, president of wealth at Fidelity Investments, said in a statement. While other research points to retirement saving shortfalls across generations, Fidelity’s “numbers tell a different story,” said Mike Shamrell, Fidelity’s vice president of thought leadership. “We’re seeing a lot of positive behaviors among younger workers, especially Gen Z.” Number of 401(k), IRA millionaires hit all-time highs The gains in account balances also helped boost the number of 401(k) millionaires to a fresh high. The number of 401(k) accounts with a balance of $1 million or more jumped to 654,000 as of Sept. 30, up 10% from the second quarter, according to Fidelity. The number of IRA-created millionaires also increased by 11.5% from the previous quarter to a record 559,181. Positive savings behaviors were key to better outcomes, Shamrell said. The majority of retirement savers continued to make contributions, even during periods of market turbulence. Although there have been concerns about the economy, “the good news is, as of now, it has not turned into any sort of pullback on their retirement savings efforts,” Shamrell said. The average 401(k) contribution rate, including employer and employee contributions, held steady at 14.2%, Fidelity found, just shy of their suggested savings rate of 15%.
  4. So employment numbers that nobody trusts (jobsgiving) made institutional think no rate cut in December. So good news is bad news.
  5. Praise NVDA If I'm looking at the chart correctly, up 97.8% since April 4
  6. uh... DEI principles are absolutely developed and integrated into AI to combat biases.
  7. BTC falling helps a little in making it an easier path to 1 and done. BTC falling hurts a hell of a lot more with BLOX. Take me back to Halloween.
  8. How did you reach that conclusion from the question, and why would it matter in America?
  9. Presently, I am not having a good time
  10. Seems like she may have used a Leaf Stone and evolved from shitty Republican to college Libertarian, doubt she read Atlas Shrugged though
  11. Speaker Johnson blowing wind right now
  12. There's some good youtube content from digital nomads and tourists showing the visa runs to the location coming from the Vietnam side.
  13. I am behind the 8 ball, happy belated paycheck Friday to all. Hope you all are ready for the start of the holiday season. I fully vested in my company’s stock options and now have the 10 year window to exercise. I will need to get that confirmed if it’s from last vested date or date I choose to leave company. Still have a couple years of equity but it’s fish food compared to previous amounts. My 2nd boss, who had no business ever being my boss, was let go 2 weeks ago which seems like a dick move cause nobody hires at this point of year unless it’s seasonal retail. The VP I talk to most made it seem like I’d be absorbed into Product or Engineering where I should’ve been the whole time if there was a Product Ops type of team. Should be fairly quiet until the new year.
  14. The single smartest poster on this board
  15. kirby has dominated these last two games on ST. lets turn it around
  16. You know what they just called us the devil by doing this little Charlie Daniels shit, fuck 'em
  17. I would like to see the team win comfortably and to not post any overreactions. I trust none of you have been drinking, and are sober and want to remember every play and feeling of joy. Please don't disappoint me, your wife, child(ren), and do not yell at the dog.
  18. Lot of shit talking for a man with hands quicker than Dileno Deshields.
  19. The single most correct poster on this site
  20. Three Six Mafia and Project Pat wrote Chickenhead in honor of Nancy Reagan.
  21. Came here to post the same video-- huge mistake. There's plenty of new college grads and existing out of work people that can get up and running better than H1B contractors who are hired by the same manager that is also here on an H1B Visa from the same country. Between this and the Epstein release today along with the bright idea to start touring during economic uncertainty, Soros should be increasing his investment in crowd disrupters.
  22. Holy shit this is fucking hilarious. I’d say all it’s missing is DD’s stamp of approval but like a moth to a dick flavored flame he has already given his stamp of approval. Weak. Pathetic. Cut my balls off before I ever post some shit like this.
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