Wulaw Horn

Just got canned on this- tell me whose beating this one: 7.449- bought down 1/0 buydown to 6.449 (by me), conventional loan- 675 credit score/ no points. I was making 110 basis points of which 40 were mine in cyp. Locked before things got a little better recently because we had a 3 week deadline (there are now 2 weeks left today). ended on good terms. He thanked me for our work (like I said- he’d been approved 1 week in) who the hell is beating that deal? I’m not mad, genuinely curious. Hell, probably work to my benefit- the agent who referred is both impressed and apologetic and this was only his second referral. “You’ve been a pro and great- I am so sorry, this is so embarrassing, I owe you one etc”. No big deal. If he’s got a better deal cool. How is there better out there? Or is someone making like 1/4 of a point or something (660k sale/600k loan)?

I keep telling Andrew Maldonado is clearly worse and he doesn’t believe me. That rat bastard. you’ve got the entirety of the list right now, I think.

I grew up in the Bay Area and lived there until 1990 when I was 12 and moved to houston. my first sports memory was the 49ers losing in the championship game in 83 to the redskins. The next year they went 15-1 and dominated everyone. I thought that was completely normal. Saw 2 more 49er titles before we left, run TMC warriors, a couple Stanford college baseball titles (it was free to go so dad took us a lot) and a giants division and another pennant. No complaints at all!

For sure on IT. And basketball talent wise Shaq deserved to be on that team but CL was the greatest college player of my lifetime and Duke won back to back titles and he was a 4 year guy so that all made sense at the time- even though Shaq was clearly a force of nature. As an FYI I was 6 I guess when the Tigers won it all and I remember being mesmerized and waking up and checking the paper every day at the start of the season as they started like what- 35-5 or something absurd and ridiculous like that. And, I booked my first bet (and cashed) in Vegas for 5 bucks in Vegas with my dad on the tigers to win.

Just a couple disgusting AB’s bailed out by an E5. Thanks fellas.

I think 85-86 has a good argument. Celtics 40-1 at home won an absolute mission- looking like an3 in a row against the Lakers who are also loaded and then whoa! Rockets- where did that come from. You had young Jordan and Barkley a d all the other guys from that incredible 83 class just staring to make their name- good rivalry emerging with the Pistons etc. all that was more flushed out in 87-88 but the year before had lots of the same stuff going for it plus that historically awesome Celtics team. I’d make an argument for 92. Jordan at his absolute Apex- the Olympics were coming and the Dream Twam was just fun to think about as you had so much talent as the 83 draft class guys were fully there- while Bird and Magic were bowing out. it also doesn’t hurt that 92 college basketball might have been at its absolute apex and staged the greatest game I will likely ever watch in Duke v Kentucky in 92, Fab 5, UNLV all that great stuff. Basketball was great then. I didn’t google any of that stuff as I was 14 and am going by memory. I’m sure I got some of that wrong but that’s what happens when you get old….

Everyone that asks if they can sit down at a table with me gets asked “do you split 10’s”. When they say no I look at them quizzically and say- well we all do here at this table. Usually good for a laugh.

I got in last month 7 locks before the jobs report. And it was the only miss of the last 18 months. I’ve got the opposite of the Midas touch

I’m floating one tomorrow into CPI. Probably going to get burned. My wife freaks out when I play $150 or 200 a hand in black jack on the cruise ship (I usually play $10). I had $1000 at risk- total- during that time. Probably got 2500 up for grabs on the CPI. This is really dumb and a losing battle in all likelihood.

Andrew titled it “the pen is not mighty” 1 hour before the blowup last night. this podcast is better and more thoughtful than this shit ass organization deserves. Listen up fuckers…

Terry Collins was a prick and his clubhouse hated him. That's not good. He wasn't a bad strategist or manager at all.

It's not that bad. Options are by the year- so this up and down didn't cost us anything long term with him.

You are seriously underrating what a moron Bo Porter was. Like- didn't know rules of the game. 1 M Jimy was probably a decent baseball man but I hated him. Managers I've liked for the Astros: Art Howe, Larry Dierker, Phil Garner, AJ Hinch. Everyone else can fuck themselves.

Like- what the hell was he thinking with Montero?

There’s that too.

He is a fool.

I fucking hate this team and everything they choose to be. 2 errors already!

Arreghetti being scoreless so far while being allergic to the strike zone is interesting.

Holy shit what a bad game for Yainer right now. also- throw strikes asshole.

I remember going to Mardi Gras in college and coming back home and having the overwhelming urge to scream “show your tits” (never did) at every girl I saw for like a month. That was 3 days in NOLA and it almost broke my 19 year old brain. we are downloading ass to mouth porn to a bunch of 14 year olds where kissing is taboo- you are damn right it’s twisting minds- and that exists in America obviously too. I think I saw something where 40% of girls 18-25 reported they’ve had a sexual partner choke them during sec without asking permission. Any of yall ever do that? It wouldn’t ever cross my mind. I guess it’s a porn thing an bam- you’ve just mainstreamed a kink that was almost nonexistent before that. I met my wife on a dating site. I started a podcast with a guy I met on here. I have a business partner and friend because of the internet. If I’m being honest I don’t think I have a single post law school friend I’ve made that doesn’t relate in some way to apps, boards and sites. I’m not anti internet. It’s enriched my life in many way. And yet, the pull of the cell phone is so prevalent and I can promise it makes my life, day to day, worse. I’m less involved. I’m less intentional. I’m distracted. I’m a worse father and maybe worse husband because of it.

It is interesting that it’s cabbage when they could give Loperfido 2 weeks worth of AB’s if they wanted to.

Cool. He plays near golf glove caliber defense and he’s still an above average hitter. To act like Jake meyers is somehow a problem with this team is really really dumb.

This draft? probably.

Any chance they try Loperfido at 3B some? If you can play 2b and CF it seems worth 30/60 days at 3B on a try out basis (in the minors)

Meyers has been really good- like quasi all star good this year. Abreu is an affront to humanity.