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Wulaw Horn

Burnt Ends
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Everything posted by Wulaw Horn

  1. Wulaw Horn
    That was me!
  2. Wulaw Horn
    This is going to be so funny when we get a 50 basis hike in July. I'm here for it baby. I'm tired of waiting expectantly- just lean into the suck. The ride will be that much more glorious on the way back down. Yeeeee haaaaaw.
  3. Wulaw Horn
    Bregs starts like shit every year and ends up a 4 WAR player. Same as it ever was.
  4. Wulaw Horn
    Look at the lineup. They are performing 20% better than average and that’s what you’d expect for the year/ that’s really good. The sequencing will come. we’ve got a bunch of guys that we know are good on the IL right now that should come back, and are getting good stuff from some guys that are surprising. It will be a really good staff. I’m not worried about what everyone though would be the best back end of the pen in baseball 2 weeks ago. it’s fine. This year. I’m nervous in the intermediate to long term because no Luhnow.
  5. Wulaw Horn
    Burn baby burn. Started the day up 14! Now down 10 with a reprice for the worse. Let’s see how shitty we can get. Bring back 8 like we saw in October for a bit.
  6. Wulaw Horn
    Weather delay and late start. Will be a shitshow there. also- yall are being silly. This is a good team w good team that has things going against them right now. we will be fine.
  7. Wulaw Horn
    Also when they sell they have appreciation from their purchase and plenty for downpayment, obviously.
  8. Wulaw Horn
    Work with a couple agents at the 1.5-2M price point occasionally. 50+ percent of their deals are cash. Anecdotal, but yeah/ less rate sensitive the higher you get.
  9. Wulaw Horn
    For sure. Had 2 that weren’t locked and just too exposed. the bad news is I was going to roll my entire October pipeline (5 loans but still) into a refinance after the 6 payments had been made. This 1/4 point loss doesn’t help that. Not all the doors I’ve been knocking on. It’s not really about the lousy day it’s about putting a nail in the idea of a Refiance boom this summer/fall. Looking like winter at earliest. that means a bigger boom later with less originators around to share it, the philosophical side of me says, but most of me is like fuck that shit- let’s do this now.
  10. Wulaw Horn
    78 points down as I type. auction graded a D- !
  11. Wulaw Horn
    That’s a kind reaction compared to the 10 year and the mbs market.
  12. Wulaw Horn
    The good news is it’s probably not a hard fix and you just call up Loperfido in May/June if it doesn’t fix itself. Probably.
  13. Wulaw Horn
    No doubt. 58% of the people that started 1/1/2022 are gone.
  14. Wulaw Horn
    Last year through April I’d closed 10 des. This year through April I will be at 40. There’s absolutely nothing helpful about what’s happening though, other than people are being jettisoned out of the market as far as originators go. Hope to hold onto- if you can make it through this (and it will turn at some time) it’s going to be fucking glorious on the other side.
  15. Wulaw Horn
    Ha. Mbs market down 53. Wonder if we will be down 100 today? Burn baby burn.
  16. Wulaw Horn
    Inflation come in super hot today? I had 2 deals not locked ( not mine but my mentees) because we were waiting on her cup points so I assume today we will lose about 50 in the mbs market. rise and shine originators and people looking to buy a home- it’s time for your daily kick to the junk!
  17. Wulaw Horn
    For sure, except I'm building, not buying. Ah. Missed that part. Carry on.
  18. Wulaw Horn
  19. Wulaw Horn
    This shit is not helping me with my effort to move. Here's to 2025 cuts! Buy now when you can get a deal. Get a free 1/0 buy down. Ask the sellers for a 2/1 buy down. Refinance later. Boom.
  20. Wulaw Horn
    Game ball to the guy who got the first out of his MLB career (maybe the last out) tonight in a winning effort. let’s win again tomorrow. 3 games is a streak fellas.
  21. Wulaw Horn
    This isn’t what we have on the farm. This is the guy in AAA who happened to be on full rest at the last possible minute.
  22. Wulaw Horn
    I’m rooting for him to give up like 10 runs here with no outs. Let’s become a trivia question kid.
  23. Wulaw Horn
    Holy fuck I was expecting bad and it’s so much worse than that.
  24. Wulaw Horn
    The moment right before he shit the bed man. When all the world was a possibility.
  25. Wulaw Horn
    There’s a good chance this kid doesn’t record a single out.

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