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UTPhil2006

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Everything posted by UTPhil2006

  1. Another nice little .06 down today
  2. Chris Watters? Yeah he and their whole operation is awful
  3. It's not so much the qualifications, they still go down to low (if not 0%) % down on condo, it's just about a .375 or so hit on rate for condo, so it's slightly higher (plus higher HOA can inhibit some buyers on DTI)
  4. Yeah same here in Houston for the most part. For a younger couple/professional who doesn't want the hassle of a yard and such quite yet it's not a bad deal. Just a matter of us seeing what the HOA is monthly, what that actually encapsulates, etc to see if it's a good fit. But you are correct definitely some deals out there in that arena currently.
  5. Nope
  6. I think todays movement is 2 fold - was a little too high and has been stagnant/slow upward for 10-14 days and then the other being the Bessent Treasury pick.
  7. 21 is a little steep for Coochie, no?
  8. 10 year down .11 so far today.
  9. I mean they don't have the Pelosi trading tracker Twitter for no reason.
  10. It's the refinances where it gets tricky.
  11. Nashville seems like the logical choice
  12. How much longer do you think it's sustainable to have higher rates. Housing market is stale because no one is moving because rates, buying has slowed, no one can access equity without paying a premium, and construction numbers are down. And yes while 7% isn't historically bad, back then home value was proportionally much better vs wages.
  13. You're in a solid area. You'll be fine.
  14. Good thing is that the whole arena is starved for good news/rates that when/if it does it should pop off
  15. Rachel? Been a couple episodes so not sure
  16. I think he's wanting them back at the 2021 rates he's at. That being said, Dec prob will be another rate cut but it will be presumably January before we see some real traction. I expect mostly feet dragging and minimal gains the next 5 weeks
  17. If you skip over the 4-5 times Josh cries you can save 10 min.
  18. Now we're cookin
  19. Assuming the 740+, 20% down about 6.8-6.9
  20. Looks like just this guy for not keeping an eye on the anchor. Vaguely remember such
  21. Gotta think our first boot is coming soon.
  22. Yamamoto and Ohtani confirmed
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