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UTPhil2006

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Everything posted by UTPhil2006

  1. UTPhil2006
    Marry the home, date the rate. If only i could convince buyers that.
  2. UTPhil2006
    All very well articulated and I apologize if it came off brash. I don't think anyone truly does know what coming, Habib included. I'd just like to pick his brain.
  3. UTPhil2006
    Well seeking as we haven't been able to to discuss appraisals for several years, and his commentary seem shortsighted, would you allow him to follow up on here
  4. UTPhil2006
    Gonna be a minute before we get into the 4's. 5's should be attainable. And I would think at some point people are going to want to start accessing their equity in the home with either a HELOC or cash out. That being said I'm guessing in Miami on the example of the couple they used, Home price and insurance didn't help the situation either for DTI purposes
  5. UTPhil2006
    Slow but steady. Down another .05 today so far
  6. UTPhil2006
    From your lips to gods ears.
  7. UTPhil2006
    No real surprise but Fed officially announces .25 rate cut
  8. UTPhil2006
    And then him to approve
  9. UTPhil2006
    Not sure if he still does, or if he's seen this thread, but @Longhorn_Fan68 assisted us with this in the past
  10. UTPhil2006
    Yeah but can you Refinance your Crypto with UWM's new low rates?
  11. UTPhil2006
    Coochie couldn't get a QO so his market is even stronger according to Boras. Aka kiss him goodbye
  12. UTPhil2006
    Gotta love the UWM rates are improving email. Oh from 0.18 up to 0.16? 😂
  13. UTPhil2006
    Yeah looks like it hits a wall in the gulf Sat/Sun
  14. UTPhil2006
    Dana took some pretty hard line stances on his quotes yesterday. I had basically written him off as well so I guess let's see.
  15. UTPhil2006
    Once we sign Bregman we're gonna be presumably well over the Tax apron. What's another 6 more.
  16. UTPhil2006
    Two men enter one leaves. ChaMeyerDome
  17. UTPhil2006
    Dana Brown said Phil had lunch today. More at 10. nothingburger
  18. UTPhil2006
    1 year 5-7 mil why not
  19. UTPhil2006
    Bottom of that lineup. Woof
  20. UTPhil2006
  21. UTPhil2006
    They have 40 year loans now but they aren't commonplace and they are non QM and not attractive rates. But they're out there
  22. UTPhil2006
  23. UTPhil2006
    Insurance is definitely pushing those on the DTI fringe over. Definitely have told a couple (or 10) they have to come down about 50k+ on their purchase price budget
  24. UTPhil2006
    Schwab has the same amount of sources as @tx 3 putt
  25. UTPhil2006
    Oliver Ortega outrighted as well but I'm not gonna lie the name doesn't ring a bell.

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