Everything posted by UTPhil2006
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Random thoughts that don't warrant a thread
1) Mr Cooper likes servicing (I'm guessing you started with UWM, they purchase a lot of UWM loans) and are built for it vs the bigger lenders (UWM, Quicken, NewRez) just want to do the initial loan and package and sell them 2) I don't have a data point on that but I would assume so. They are sold in large batches. Again with the bigger lenders they have more stringent standards vs the non QM lenders that do 1 year tax return deals, bank statement programs etc that come with higher rates.
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Below Deck
Chase was certainly an interesting choice for replacement
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2024-25 MLB offseason thread
Absolutely awful awful idea
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Survivor 47
Where can I pay for that Genieveve
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Texas Baseball 2025 - Your SEC regular season champions!!
Makes sense. I thought Skenes was a lock to Texas and then it just seemingly crumbled
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Texas Baseball 2025 - Your SEC regular season champions!!
Would also like to know this
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The Challenge Season 40: Battle of the Eras
You didn't see it? CT came back and TJ battled him in the elimination arena for the right to host the show. nah no new episode this week
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A farewell to Dairy Queens
You got a chili cheese burrito at DQ? And not a chocolate dipped cone?
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Survivor 47
I gotta think she's next.
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Immaculate Grid
⚾️ Immaculate Grid 608 9/9: Rarity: 9 IMMACULATE! 🟩🟩🟩 🟩🟩🟩 🟩🟩🟩 Play at: https://immaculategrid.com @immaculategrid x @baseball_ref
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All Encompassing Mortgage and Real Estate Thread
Quoted a 6.375 earlier for a girl with 25% down and great credit so in that arena
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2024-25 MLB offseason thread
24 mil deferred
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All Encompassing Mortgage and Real Estate Thread
Another .066 down today to finish off a very good Turkey week. Down to 6 week lows.
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Survivor 47
Relatively predictable
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Thanksgiving Recipes
My mother bought pumpkin spice cheese for her charcuterie board. It's as bad as you would imagine.
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24/25 Astros Offseason thread
Do any teams at this point? Everyone staring at Soto
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2021 - Is inflation finally back in the conversation?
- All Encompassing Mortgage and Real Estate Thread
Another nice little .06 down today- All Encompassing Mortgage and Real Estate Thread
Chris Watters? Yeah he and their whole operation is awful- All Encompassing Mortgage and Real Estate Thread
Literally perfect gif- All Encompassing Mortgage and Real Estate Thread
It's not so much the qualifications, they still go down to low (if not 0%) % down on condo, it's just about a .375 or so hit on rate for condo, so it's slightly higher (plus higher HOA can inhibit some buyers on DTI)- All Encompassing Mortgage and Real Estate Thread
Yeah same here in Houston for the most part. For a younger couple/professional who doesn't want the hassle of a yard and such quite yet it's not a bad deal. Just a matter of us seeing what the HOA is monthly, what that actually encapsulates, etc to see if it's a good fit. But you are correct definitely some deals out there in that arena currently.- 24/25 Astros Offseason thread
Nope- All Encompassing Mortgage and Real Estate Thread
I think todays movement is 2 fold - was a little too high and has been stagnant/slow upward for 10-14 days and then the other being the Bessent Treasury pick.- 24/25 Astros Offseason thread
21 is a little steep for Coochie, no? - All Encompassing Mortgage and Real Estate Thread
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