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UTPhil2006

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Everything posted by UTPhil2006

  1. UTPhil2006
    Cmon gimme down .01 by close of market
  2. UTPhil2006
    This why you need to make one of his games. Kid has alot of confidence in himself as you know. On Saturday other team had hit a hr and was rounding 3rd where lilshep was playing. Kid was saying I'm freddie freeman. Late in game same Kid comes up to bat with lilshep pitching. Got him to pop up to 2nd with bases loaded and 2 outs( lilshep came in with bases loaded). As he was walking off mound lilshep told the kid you aren't him, cause I'm that guy. Hahahahah yes. Me and Lucas will come see him. Lucas of course in full garb
  3. UTPhil2006
    Actual story: tried to start the wave
  4. UTPhil2006
    Another damn .05 up already this morning. Something has to break. This isn't sustainable.
  5. UTPhil2006
    15 more years of mediocrity
  6. UTPhil2006
  7. UTPhil2006
    For that high you can prob negotiate down because it's going to be a hefty commission either way. I wouldn't necessarily count on the buyer not having an agent especially that high they should prob have representation but maybe add the line you mentioned if you want to the listing agreement. I wouldn't necessarily count guess that behind a person who wouldn't do it for 3/2.5 there are probably several that would do it for 2%. I'll DM you for the location, never know may have people interested when I push it out
  8. UTPhil2006
    The FHA loan limit is 500k so all yall still solid
  9. UTPhil2006
    Did USC win at least
  10. UTPhil2006
    They talked an awful lot about something they weren't supposed to talk about
  11. UTPhil2006

    TexMex

    UTPhil2006 replied to Smax's topic in Houston

    3putt def has an NIL deal with Villa Arcos
  12. UTPhil2006
    Yeah can definitely say a lot of younger buyers are "just get me in the house and we'll figure it out later" thought process currently.
  13. UTPhil2006
    Might just be for their comfort level and to make sure they don't miss anything in this digital age (DocuSign etc). My MawMaw is still sharp at 90 but she won't do anything without my mother so she doesn't miss anything. Also might have helped to put Elderly financial issue in title.
  14. UTPhil2006
    Gotcha. Can't say I've come across one of those. The 10+ years of MI would infuriate me as a buyer. Like 2 years would seem appropriate or something. But then you're splitting hairs on FHA guidelines. Hopefully all the FHA deals we've done get converted to a mid 4 conventional over the next 12-24 months anyway.
  15. UTPhil2006
    CapMetro makes 850 mile trips?
  16. UTPhil2006
    Maybe .5% as that scenario doesn't make a whole lot of sense.
  17. UTPhil2006
    It's gotta be some insurance or some deal like that to make them have to do these lame simple challenges
  18. UTPhil2006
    Wait why is @McNelly jealous?
  19. UTPhil2006
    Conventional it drops off at 78. Usually just a phone call and a desk review on those. In 2013 FHA switched to MI for the life of the loan so the only way out is refi to conventional or pay it off.
  20. UTPhil2006
    They gave him his meds?
  21. UTPhil2006
    The problem right now is that most First Time Homebuyers are increasingly going FHA. It isn't the worst thing in the world, but MI for the life of the loan (until I can refinance them into conventional, hopefully) isn't great but between rates, credit (sometimes) and down payment they're almost a necessity.
  22. UTPhil2006
    Another random no talent required elimination
  23. UTPhil2006
    Starting to drag on a little too long
  24. UTPhil2006

    Mexican

    UTPhil2006 replied to Jack Straw's topic in Austin

    How in the world did it last that long in that location
  25. UTPhil2006
    At this rate @Dbeasy's bond investor buddy may be correct by next Friday

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