Dbeasy

The accuracy of an athlete is an interesting topic. Whether it’s a QB throwing deep patterns or a pitcher hitting 95, I’m of the strong opinion some guys are born with a level of athleticism accuracy and muscle memory that's inherently better than others. My datapoint for this view is the fact that I hit the range 10x more often than my really athletic friends, but constantly struggle more to maintain muscle memory of a good swing. These guys can go a year without picking up a club and shoot par.

I’ve seen a few sporadic young people (under 35) expressing support for Trump. I just can’t understand that. They aren’t hooked on Fox News. They don’t have faulty old memories of the old days. Why in the world would a young person vote Trump. I wish a surly young person supporting Trump would show up and explain. But I know they won’t because they will get attacked hard.

You realize that 90% of the Trump voters probably don’t even know what a white nationalist is.

I’m an ETF index investor for the most part, although I do have some REITs, private investments, utility ETF’s, healthcare etfs, and a few other things. I’m a bit underweighted in tech stocks because of what @Reagan1k mentioned, but I wish I was even lower. My S&P index etfs are now heavy tech because of the rise of the big 7. I’m 48/52 equity/fixed, but given valuations I’ve contemplated dropping to 40/60.

Jerry Jones is an asshole who has suckered Cowboy fans for over thirty years. All that he has ever cared about is money and having people pay attention to him. That’s it. The search for championships is simply a tertiary factor that enables him to make money and have people pay attention to him. He’s incredibly lucky that he stumbled into Jimmie Johnson because otherwise he’d have zero super bowls. I don’t blame Jerry though. People line up to buy seat licenses, over priced concessions and tickets, or watch their games on TV, just to watch failure on the field. Jerry is the best kind of grifter. Legal. I give them so little money these days it makes me feel better about the whole situation. They maybe get my eyeballs a few games a year and that’s it. Not a dollar more.

Hahahaha. My wife and I were cheering.

I think this whole approach is very cool. Different. They are setting a new standard imo.

Importance to Texas? Why would that change his ranking? I’m confused.

Good call

I’m independent too. The Cloak room can be extremely frustrating. Far left and far right posters often get dug in on their positions and will never look at things objectively. Many posters anre often wrong annd just never admit it. And as I said earlier I know you to not be an idiot. However, maybe you need to look in the mirror and ask yourself why you believe she is a terrible candidate. Because all of the facts available indicate she absolutely is not a terrible candidate on the same level as Trump, which is what your initial post stated. Instead of blaming cloak room people, which sometimes is a legitimate excuse, in this case the only person you should be blaming is yourself for having a flawed perception.

There sure are a lot of photos that don’t show up on mobile lately.

Incredible. She’s been dead for 25 years.

Ah, well then, that probably explains it. As a side note unrelated to this, I know a lot of people that spend a lot of time with rural folks, because of their career. They tend to be more Trumpers because of it. A lot of people’s views are shaped by the company they keep, not their own critical thinking.

This thread is moving too fast to keep up. Everyone needs to take a breath.

@Handcruser you need to read and re-read immamac’s post. If I recall, you work in the tech industry in a tech role, so that means you’ve got some brains. And if you have some brains, then your view of a candidate ought to be based on correct and fair information. You can’t blame stupidity. There are things I don’t like about Harris, including her positions on certain issues. But to say she’s a terrible candidate is ridiculous. She’s been an AG of one of the most important states in the country. She been a senator. She’s been VP. She has a law degree. How can you possibly say she’s not smart? How can you say she’s not Presidential? There is no basis for that viewpoint. To lump her with Trump as two “bad candidates” is like saying Einstein (Harris) is the same as a baboon (Trump). It’s insane.

Also just be aware that a lot of those simulators assume 9-11% returns on stocks with a 2.25% inflation rate. We probably won’t see that over the next ten years. The latest capital market assumptions from various financial firms is more in the 6-8% range because of how elevated stocks prices are right now.

If y’all are really healthy like a few of our friends, that works well. If you have a lot of issues that come up, you can end up spending $20-40k on healthcare per year depending on the plans and the issues. We did the same. Wife teaches in Round Rock. We don’t want to be on ACA because we need specific special doctors.

What are you assuming for healthcare until Medicare? That can produce dramatically different requirements. We don’t spend a lot. We’ve always been low key, but our health care premiums and expenses are insanely high. As you get older shit happens.

If you aren’t already familiar with Monte Carlo simulations, you need to read up on them. It basically shows that without some bond allocations you run a higher risk of running out of money in retirement, if you are withdrawing a significant amount every year (2-4%+) to live on. That’s where the 60:40 model originated from. You aren’t at retirement, so you don’t need to be that heavy on bonds yet, but you should have some and grow it over time. If you elect to not have bonds, it could still end up very successful, but you would have to hope the market returns, especially early in retirement, aren’t particular poor historically. You will also have to be able to live with some nail biting drops in retirement account value, 50% for example. If you have a pension that covers all your living expenses in retirement, the need for bonds becomes much lower. The decision you have ahead of you is very very important. It took me over two years to find the strategy I was comfortable with.

As I posted in the old man thread, I’m a heavy researcher and I now know a lot about prostate cancer, BPH and treatments, and enlarged prostates. Feel free to DM me with questions or post here. When I first got diagnosed, I was fortunate to have a good friend who is friends with one of the country’s foremost experts in prostate cancer. I learned a lot of eye opening things from going down that path.

Still not one substantive reason why you don’t like her. And by the way, I’m not a Democrat. It ain’t my party. She has a tremendous record of achievement including Vice President. For you to say the things you are saying with no substantive rationale is peculiar.

Setting Trump aside, the issue is that your reasons for disliking her are either flat wrong or subjective drivel. You look like a clown. I was expecting some thoughtful response on why you don’t like her.

It wasn’t a comment about Texas, just in general both schools are recruiting very well this year.

Damn LSU and Oregon are kicking ass

Because I can get insanely focused on figuring out certain things that interest me, I’m now pretty darn knowledgeable about the old man issues of enlarged prostates, BPH, and prostate cancer. If anyone else is trying to figure it all out and has questions, feel free to DM me. Be happy to help however I can.