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Dbeasy

Certifiably Surly
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Everything posted by Dbeasy

  1. An amount is released every 15 minutes on Venmo for the entire semester, day and night.
  2. I know just the guy to negotiate with elon
  3. 3 OT’s going before Banks is crazy to me. He’s probably the best OL in Texas history. I envision him going between 8-12 in the first round. The Cowboys would be nuts to pass on him and pick Burton instead. That would really piss me off. Of course they believe they have their two OT’s. I believe Guyton will fail to improve.
  4. It’s a good decision because it’s not a great year for QB’s.
  5. I was ticked off at Cook’s behavior after he left Texas. But seeing him implode in just a few weeks makes me sad for him more than angry. That dude has some real problems. This board alluded to them for a few weeks, but I thought it was typical surly hyperbole. It wasn’t.
  6. What are you referring to? Phil Knight?
  7. I’m sorry, you can throw out whatever statistics you want, but they are in direct conflict with the TRUE bible of facts regarding procreation, the documentary Idiocracy. The stupid must be multiplying faster than the unstupid.
  8. I used to be in the business of content monitoring, and on one of my trips to China I had an opportunity to visit with a very bright professor at Beijing University in an informal setting. He had built some technology that was being used by the Chinese government to analyze and filter EVERY piece of internet and mobile traffic in the country. It was frightening.
  9. 2025 is the year a ton of commercial real estate loans need to be refinanced. As that all starts to crater, it will start taking the economy with it and the Fed will cut rates. Might take awhile though. On the labor revisions, that is always way off. I don’t think it is a particular administration. It’s just very hard to get the number accurate in a short period of time.
  10. He’s an even worse piece of shit. He “allegedly” stole the original idea for Facebook from guys he was coding for under contract, then maneuvered to screw over his co-founder with a stock issuance move that left his co-founder with a pittance. He’s a terrible human being.
  11. To be more precise, I think you have to remove from the discussion the OL and RB issues and focus just on the QB for a second. IMO there are three levels of QB mobility. The first level is the ability to have pocket awareness and be able to move around the pocket in ways to avoid some sacks. The second level is the ability to take off a few times a game to keep a defense honest, make a play out of a busted play, etc. you need a bit of speed and elusiveness for that. The third level is the QB that is truly a mobile weapon. Texas doesn’t have to have a truly mobile QB, but it does absolutely need a level 1 QB. Otherwise the offense will just bog down too often and struggle to score points. A level 2 QB would be nice to have and would add an extra dimension to the offense, but it can’t be at the expense of other critical QB traits like arm strength, ability to read defenses, etc.
  12. Agreed. The post retirement financial planning and projection tools don’t do a great job today assessing the risk between a portfolio with say, a 3% dividend rate that could be applied to expenses, vs a 2% dividend rate. It’s difficult to tell whether you could avoid some sequence of returns risk by having some lower return/higher dividend investments. Because while that extra dividend helps pay the bills and avoid stock sales in early years of retirement, if the overall stock returns don’t grow enough over the years to offset higher spending due to inflation, you’re stuck anyway. For me it became an academic exercise because I can cover expenses with just dividends from a standard retirement portfolio. But if I had that decision, I would probably make sure I covered a decent portion but not all of my expenses with dividend investments, and then the rest with total return investments. There might be some times here and there where I had to sell stocks, but not a ton.
  13. I went down the dividend yield path for a few years investing in, and carefully watching, their performance. I ended up dramatically rolling back my investments in higher dividend stocks because at the end of the day a company must generate earnings and grow those earnings in order for an investor to receive money in the form of dividends or stock price appreciation. I found that high dividend stocks might deliver great dividends, but over time their stock prices offset some of those distributed earnings, or the stock price didn’t grow enough to make their performance attractive as compared to other investments in terms of total return. However, I’m not saying there is no role for high dividend stocks in a portfolio. There is something to be said for locking in the returns from dividends, as opposed to having all your returns in price appreciation. As a result I do hold a few higher dividend ETF’s, VYM and VYMI. I stay away from higher yield stuff because there are real questions about the total return potential over the long term. There is some pretty big downside risk with a lot of it. Of course with the market valuations so high right now, having some money in higher dividend investments could end up being a somewhat savvy move.
  14. I watched games from the second row under Weltlich, and that’s definitely not where my seats were. As far as Tennessee, I watched regular season hockey instead. Wake me up once he’s fired.
  15. Performing my semi-annual review of TV options, cable versus streaming. Here are the cost results for January 2025. Bottom line is that switching off U-Verse in favor of YTTV or Hulu+Live TV will save $660-900 per year, but comes at the cost of either a) more ads, b) making channel changes/finding programs more difficult as you switch between streaming services, c) losing sports team coverage of Astros, and/or Rangers, and/or Spurs. It's probably worth changing, but if $660 per year isn't that important, then probably not worth changing.
  16. While I appreciate what Ewers has done at Texas, I don’t ever want to watch a completely immobile QB at Texas ever again.
  17. Sark’s eyes were severely bloodshot in his espn interview. I’m going to envision him pulling an all-nighter to create a masterpiece of a game plan.
  18. I’d be happy to give them away to someone who can fit into them if they want them.
  19. Today is the 10th, as in number 10, as in the greatest college quarterback in history who wore number 10. We gawt this. #fate.
  20. Troy Aikman on a radio show today had a really interesting comment about NIL. He was approached about providing NIL money to get a top QB to UCLA. He contributed money to get, I think, Dante Moore in 2023 (he didn’t say the players name). He was really pissed because the QB didn’t play much in his first year, then transferred. Aikman said he was done giving money for players to UCLA. I wonder if they gave this QB a ton of upfront money.
  21. only if she also wants someone with an 0 for 172 Surly prediction record.
  22. Craig Way on the ticket this morning said he doesn’t know if Saek has interest in the nfl but that he does love college football so much he watches it in his spare time.
  23. Same. I thought I’d have some sort of nostalgic interest in it, but nope, I couldn’t give a fuck about the entire conference or any of the teams.
  24. I finally put a poster on ignore after they spammed the recruiting thread with something like 5 straight posts before someone else posted. It was ridiculous. Ignoring a poster is a game changer. Now when I see the “you’ve chosen to ignore…”, and I see it A LOT, it has a very calming effect, like a nice indica. I highly recommend it.
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