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UTGrad98

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Everything posted by UTGrad98

  1. Permanent i believe. Wife is from Mexico. She is handling it so I don't have much more in terms of specifics.
  2. Still on track to move just outside mexico city next year for a couple years. June 2024 is our target. Have been here on vacation all this week. High today was 67. Rain from the mountains every afternoon and evening. What I didn't know was mexico city is about 7500 ft above sea level. I knew it was high but not that high. These higher elevations are where people are going to start heading. We are discussing selling our flower mound home after a couple years here and buying our next home in Denver or somewhere in Colorado. Lower elevations for both record heat and mother natures list of fuck you's (hurricanes tornados floods etc) can eat a bag o dicks.
  3. I'm adding Royal Blue to my list and i haven't even eaten there. This thread is gonna save me a lot of time and money.
  4. Every counter service place that prompts me for a tip, I put on the list and never return. In the past year we have saved thousands by eating more at home. Not to mention the health benefits. It's the rage that drives me and it feels good.
  5. You are selling the teddy bear, not the memories. If my grand dad left me a Babe Ruth rookie card on his death bed and said please always keep this in the family, I'd smile and nod and then turn around and put it up at the next auction.
  6. 85 degrees this morning in flowermound walking my dog at 6am. Heat index of 91.
  7. Mexico city or Colorado in the next year or 2. Even my wife is on board. Amarillo may be the only inhabitable city over 100k in Texas now. God bless the Caprock. Dallas area can go fuck itself.
  8. As a former director for a giant corporation I can not fucking stand HR. They literally made my life exponentially worse anytime I had to deal with them for one of my employees. There is no common sense. Only insanity. I try to not continue derails but HR and the music sub-forum here where everyone thinks they are so cool with their complicated shoes while shitting on perfectly good bands gets my blood boiling. CR, not so much. Anyway...what were we all talking about?
  9. What I want to know is how in the fuck has the Dallas area been hotter than Austin, San Antonio and Houston all fucking summer. Does latitude not mean shit anymore?
  10. 1984 had quite a few iconic movies.
  11. Beautiful summer day in the Dallas area today. I'm thinking this could be it until early September
  12. You've got 20 0f em right here. Why pay for one.
  13. Just a friendly reminder that 95 degrees at 100% humidity and 109 degrees at 50% humidity is considered unlivable for a human being. This being where they are no longer able to regulate their body temperature. Maybe we have a shot on Wednesday. The conditions that can lead to a wet-bulb temperature of 95 °F vary greatly. With no wind and sunny skies, an area with 50% humidity will hit an unlivable wet-bulb temperature at around 109 °F, while in mostly dry air, temperatures would have to top 130 °F to reach that limit. https://www.livescience.com/hottest-temperature-people-can-tolerate.html
  14. A significant amount of people dont like when the playing field starts to even out.
  15. We'll take the left half. China will take the right.
  16. Have you been to Catholic mass? We will see you back on page 1370.
  17. https://www.wsj.com/articles/u-s-navy-detected-titan-sub-implosion-days-ago-6844cb12 Looks like our Intel knew as well
  18. The dad should have thought about this and killed himself for taking his kid.
  19. Just take a deep breath and swim up to the surface
  20. I hate to say this but it honestly depends on the person and their desires. I will say having a partner who works helps tremendously. I am responsible for my part of the total expenses. My wife is responsible for her part. It makes things a hell of a lot cheaper when calculating all of this. In terms of moving to more conservative strategies, if you were to put the bulk of your money in a 30 year note at 3.9%, could you live off the interest it makes while doing the things you want? Id start there. If not, what is the % return you need to stop working and live off the interest with what you currently have saved, properties etc? That % is what you want to shoot for and how conservative (or not) with your investments youll need to be. In terms of being partially done. Id advocate for everyone is go part time first if they can. My mind set right now is, I have enough, why do I need more than enough? My strategy is the next year or 2 will show if I can keep my standard of living while working 12-16 hours a week. If I can, Ill contemplate working even less or full retirement. I did read (and agree with) where those who are able to save say 50+% or so of their income already have a lower standard of living and are practicing for when they retire. Id also try that first. If you make 200k a year and only save 20k, then you have to account for that and either find a return that yields you 180k per year or reduce your expenses to equal a more conservative yield like 4-6%. As an example, for me, the percent return I need to never touch my principle of my retirement is ~3.5%. My investment strategies are based off that.
  21. I resigned. Got another job so i had to go through with it. 1 day on, 6 days off. I know the 6 days a week off is implied but I like typing it. I will stay on with my current employer until they find a replacement for me. That's fine. I also offered to stay on as needed. Maybe 1 shift every 2 weeks and to help train my replacement. They accepted. I made a compromise with myself. My new work week will allow me to continue to pay my portion of the bills while allowing our nest egg to grow compounding on itself. I can also still save and invest some of my income per month but obviously much much less. Feels like a win. And I can always go back to work full time if my math is wrong. Narrator: it's not. In other news my brother, best friend and I finished our video game demo and are currently working on the full game. It's a hack n slash. Bought Rosetta stone to learn Spanish. Am going to start some home depot classes so I can be a bit more handy around the house. Online coding classes, reading some books, working out/meditation, playing some saved up video games, and watching breaking bad are also on my to do list. All and all a good day.
  22. Take dead aim on Burger King. Get them in the crosshairs and take them down. Just remember, they can buy anything, but they cant buy backbone.
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