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UTGrad98

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Everything posted by UTGrad98

  1. UTGrad98
    It's ripping through my staff. 1 positive last week. 2 texts today both positive. Gonna be a fun week at work.
  2. UTGrad98
    Deltacron powers. Activate https://www.google.com/amp/s/www.cnbc.com/amp/2022/01/08/cyprus-reportedly-discovers-a-covid-variant-that-combines-omicron-and-delta.html
  3. UTGrad98
    If we were better than what we are I would agree with you.
  4. UTGrad98
    No but that isn't my particular situation. I would not want to begin to give you any advice on your issues. I have a 401k with my company. I created an IRA with vanguard and literally put in 6k a year then immediately transfer the balance over. My individual IRA is at 0 dollars. I actually think I have screwed up the past 2 years because my company may offer a mega back door Roth as well. I always thought it was either or and never educated myself on what a mega back door Roth IRA was. So I chose to put my money in the company 401k and not the Roth ira. Turns out i may be able to put up to 33k each year into the company Roth IRA in addition to the 19.5k I put into the 401k. Seems too good to be true but I am reading more companies are doing this. Perhaps some one more educated than myself can comment.
  5. UTGrad98
    I'm not sure people are saying that or even think that. If you are one of the few who loves what you do and make a good living, you got it right. I would venture to say most of us FIRE people got it wrong or just had no idea what we were getting into when we signed up. And so we have this drive to move on from the stress and finally see if we can get it right.
  6. UTGrad98
    Every year I do my backdoor Roth IRA I genuinely get nervous if this is in fact legal. And I have to Google for about 30 minutes before I put money into the regular IRA and then hit transfer. Every year.
  7. UTGrad98
    Apparently this happened years ago and the vegan is having a shit life all these years later. The victim had probably been feeling guilty and continued to follow the vegan on Facebook culminating in her reddit post to justify her actions and get rid of her guilt. Story was picked due to the post on "Am I an asshole" reddit. Really it's the uncle who was the asshole. The 2 girls were just stupid as shit.
  8. UTGrad98
    So she gets to answer yes to the question 'have you ever been convicted of a felony' for the rest of her life just for cooking up some foofoo bacon? Although when she explains why on the application, that alone will get her some interviews.
  9. UTGrad98
    Not having a game thread is jinxing us. Someone start one
  10. UTGrad98
    This is a good year to have quality depth
  11. UTGrad98
    They are Mexican nationals and live in a small town/suburb about 30 miles outside mexico city. There are some really nice places in Mexico with large ex pat communities. San Miguel de Allende comes to mind and is one of our options we are currently looking at. My wife wants to buy a beach property too but she isn't quite sure where or if she wants just the land or something already built.
  12. UTGrad98
    They didn't even save the human race because none of them can procreate.
  13. UTGrad98
    My brothers goal is in this range. He is starting to build his dental practices and will sell in about 5 years and his wife is an MD. The thing is we have our youngest brother and he could care less about any of it. Bought a 5 acre property in between the airport and Bastrop for about 100k last year and is the happiest of all of us. All my wife, me, my brother and his wife do is bitch about how stressful our lives are. Meanwhile our youngest brother just built an outdoor movie theater and honestly living the dream in my eyes. I can't wait to join him. His retirement plan is building a hobbit house and renting it out on air b and b.
  14. UTGrad98
    Well both nasal swab and throat swab pcr came back negative. I am going to assume I am ok now.
  15. UTGrad98
    Reading some of yalls posts I'm on the other side of this discussion it seems. Before covid we went on 1 or 2 week long vacations a year to various all inclusive resorts around Mexico at the tune of 3500 or so per trip. Our other 2 weeks of pto was visiting my wife's family which is basically a resort itself. What else is there? I think we will remodel out master bath this year and are looking at 13k or so. What else? All I value anymore is time, memories and quality of life years. I could give 2 shits about most material things with the exception of splurging on a new desk top computer every few years to play the latest video games. I genuinely don't care about the other stuff. In retirement I can see us going on probably 4 or 5 vacations instead of 2. And? 15k a year on that is nothing if house is paid. And if we move to Mexico in a few years we will need half our estimated retirement.
  16. UTGrad98
    I would love to know the difference between a "critic" and myself.
  17. UTGrad98
    Calling delay of game is like calling a travel in the NBA. Neither will ever happen unless it is egregious. And even then it's a coin flip.
  18. UTGrad98
    Super bowl teams and super bowl coaches don't make these kinds of mistakes.
  19. UTGrad98
    Someone told him he couldn't take his shoulder pads off.
  20. UTGrad98
    I was exposed to someone at work Tuesday who later tested positive. Also exposed to someone who just felt bad that day but didn't get tested. I felt chills, had night sweats, a bad headache amd overall malaise Thursday night. No fever. Friday afternoon and since felt right as rain. No symptoms at all. Tested negative Friday morning after my bad night and then negative again this morning with 2 rapid antigen tests. I took a pcr today as well and will know tomorrow if I had it I guess. Strange course for me. Literally 1 bad night and then nothing. I'm thinking I didn't have covid but it sure felt like I got something. I never ever get sick and especially like that.
  21. UTGrad98
    Yes that is the only issue stopping most people. I would think after a year though your yearly income level would be at point where Obama care wouldn't be to high. My hope is they lower Medicare age to 50. I'd imagine there would be a retirement boom that would dwarf what's happening this past year.
  22. UTGrad98
    We spend at most 60k a year and 25k of that is the mortgage. Our situation is different than most because my wife is from Mexico and there is a real chance we move there sooner rather than later. As long as there is no funny business with inflation our social security will cover most of our expenses when we hit 65 so its getting there that is the real issue. We could easily easily retire with 1.2m if mortgage is paid. But I'm a miser. Wife wants 2m. The debate is ongoing. The thing is it's not black and white. My job allows me to go part time as I'm in healthcare so I will most likely work like 1 day a week when I decide to quit if I some extra cash. But that gives me time to start other ventures. My wife can work for her dad in Mexico as well so for us it's not all or nothing. My personal FIRE will be when I decide to exit the rat race full time because the stress I have isn't good for me long term.
  23. UTGrad98
    Is partial qualifiers still a thing? Is that why the sec is so much better than the other conferences on average. I know it was talked about a long time ago. Didn't know if that was still the elephant in the room.
  24. UTGrad98
    A through K
  25. UTGrad98
    Wife and I saw it this morning. Pretty damn funny.

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