It's wild that you are 1) that predictable, and 2) that bad at math.
Here, take an example. In 2000, you were paid a salary of $50k. The amount of goods you could buy was X. Each year, for the next 5 years, your salary increased by 4%. In 2005, you could still buy X amount of goods (or just a tiny bit more than that)....because of inflation. Of course, in 2000, you ALSO had a kid. The number of people your salary had to provide for increased. But instead of increasing your salary 4% a year starting in 2005, your employer increased it only 1% a year. By 2010, the amount of goods you could buy was LESS than X. AND, the amount of goods you could buy per member of your household had declined significantly.
Costs increase, both due to inflation and due to an increasing number of people in the system. Failure to INCREASE spending in a manner that at least KEEPS PACE with those factors means that you can afford LESS in the way of goods and services than before on a per capita basis.
Are you really that bad at math, or purposefully disingenuous, or.....the obvious answer...."both?"