LCHorn

This is probably a fantasy on my part, but I like to imagine prospective athletes expecting additional NIL money from A&M because it’s a school full of weirdos.

The logistics of it also become insane. We did a GSE loan for a guy in 2021 (several actually) that owned over 90 houses free and clear and the documentation burden was insane. There’s no way we made money on them if we actually looked at the hours of labor involved.

That’s a clickbait article and something I’m seeing all too frequently from formerly reliable media sources like CNN and The NY Times. I suppose even they need outrage to keep the money machine running and there’s only so much space they can devote to Trump. What UWM is doing isn’t any different than what’s been offered by various down-payment assistance programs for the last 20 years, most of whom are using HUD money for the program funds (the Chenoa fund a notable exception, whose funds come from an Indian tribe). Those didn’t seem to crash the economy and UWM has lots of federal and state data to show their approximate losses on those 2nd liens. I don’t know how UWM’s program will work, but the traditional government programs are all very niche, anyway, and have some big downsides (increased cost of borrowing, 2nd lien can’t be resubordinated so borrower can’t refinance until they have enough equity to pay off 2nd lien). My impression is that UWM rolls these out because they know websites like CNN will talk about them and it gives their brokers something to sell, but they won’t write many mortgages that actually use them (by design).

If true then I’m sure that’s a factor. I’m saying that monopolies and cartels in many industries has had the result of limiting the choices managed funds have in equities, and they are looking elsewhere. If what you’re saying is true then it might not just be a matter of total dollars, it might also be because funds (probably led by newer funds) need to justify themselves and that creates pressure to be creative or look in weird places for investments. I’m stealing this from the Hidden Forces podcast, but if we take one industry, let’s say automobile for familiarity, and posit that electric car demand is a huge disrupter that allows new entrants an easier path to market entry than 10 years ago (when they would be competing instead with firms that have up to 100 year head starts), then we should see more new firms than we are. Instead it’s mostly just Tesla and a smattering of rival firms that are far smaller. if you’re managing a fund that doesn’t give you a lot of options for that industry, and telling your investors that you put their money in Tesla is something they are perfectly capable of doing on their own. I’m sure there’s all kinds of other reasons (potential for AI disruption in services, outsourcing, direct state subsidies in foreign markets) that also make equities seem riskier than in previous business cycles.

27 offers sounds like someone who had bad advice from their agent… Taxation is one remedy, but I would offer that the real cause is a failure of the modern economy to produce firms worth investing in (I.e., capital is looking for non-traditional investments). Lots of guilty parties contributing to that, but lots of solutions as well.

All of the IT people appear to think Sanders is a comparable to Zion and Brown, likely because Nahlin thinks so.

The trades reported that, but I wonder, too, if FF wasn’t far enough along conceptually (Marvel is somewhat notorious in trying to develop multiple scripts at the same time) and wanted to have his calendar free for pretty much anything else more ready to lens.

I’m following along on the ESPN ap-why did Arrighetti get pulled after 3 innings and 64 pitches?

Interesting choice-we probably won’t find this out for years but I wonder who else they’ve talked to. I figured they’d first offer it to Jon Watts or maybe Lord and Miller.

Well see, it used to be true that not being stupid was a bipartisan goal…

Jesus, what a horrible first third of a season. On the bright side, we don’t have Maldonado to kick around anymore. Blanco is outperforming his 90% best case outcome. Hitter’s regression has to come at some point. We’re getting a chance to see what Brown and Arighetti can do and whether we’ll need to commit to a total rebuild in ‘26. Onward…

He’ll probably end up like Jimmer Fredette and be a good reminder that I don’t know shit about basketball, but the more I read about Sheppard the more I like the fit. We don’t really need him to be Mark Price or (yikes!) Curry (as I saw a statistical comparison made today on Clutchfans). If he can shoot threes at 38% and be average on defense guarding 1’s I think he’ll justify the pick in a weak draft. Anything more is gravy.

I think it’s important to remember the medium in which those early short stories were published-they were all in skin mags, to break up the monotony of nude photos or otherwise provide a veneer of sophistication to someone who just finished some self-gratification. They are punchy, provocative, by turns gross and pulpy, and all of that is intentional. Aka, the scariest, most efficient story King has ever written.

When you posted this Saturday I looked up his stats and I think that Bridges would be a good fit if he was a couple of years younger. As it is, he's going to be a free agent right as the team matures and he'll be 30, on the downside of his career and expensive. I'd rather draft Sheppard at 3, let Brooks hit FA when his contract is up, and keep my powder dry for someone more useful.

Reviews are out from reputable, non-geek media like Variety and they are positive.

Rookie move-when you transport it you first put the pot in a large garbage bag.

Those NY Times voter interviews can get so ridiculous that they could be mistaken for The Onion.

I don’t want to put the cart before the horse but I think that’s something post election that will suddenly become the crisis de jure. Not to go full Cloak Room, but I think the historical party of labor should be hammering this on the campaign to sever some of the populist energy on the right and it more naturally plays to their base. Maybe they are and I’ve just not been paying attention.

I’m not entirely sure I’m following but I think you’re referring to ageism. That might be a part of it but we’re seeing the same thing across lots of differently aged peer groups. Mortgage lending historically is a good place for an older person to still be useful but I think this particular down cycle has been hard on them. Tech, particularly because there’s just been so many more layoffs there, probably contributes more to my perception of labor weakness. Again, all this is anecdotal, but I hear a lot of folks taking state jobs and they are happy to be employed but it’s a pay cut and not in their field of expertise.

Personally I think the Larry Summers “inflation might be due to high rates” drumbeat will grow as we get closer to the end of the year. Also, purely anecdotal but between me in mortgage lending and wife in tech, we know ALOT of people laid off in the last 12-24 months, many of whom are having a terrible time finding something comparable. I’m getting really skeptical about using the unemployment rate as a predictive measure.

Hmmmmm…..

I’m still trying to navigate my own feelings on the subject, but let me give you a rebuttal on this in two parts. First, Roe didn’t settle the issue-it might very well be that the white nationalist movement would have picked another issue where the Venn diagram on white supremacy and male superiority didn’t overlap so well, but the forces that would oppose them have had 50 years to legislate or otherwise create a compelling counter-narrative to the evangelicals powering most of the rhetoric repeated by GOP politicians. At some point progressives need to look in the mirror and admit we failed. Second, there’s clearly institutional flaws in the way that government is organized and in the basic character of the body politic. I’m not sure which is easier to cure, but most of our efforts have been on the latter (for example, liberals have presumed that increased levels of education, particularly among women, would have been a non-controversial policy to implement but it’s either the cause or correlative with a large drop in education for men and subsequent rightward shift among them). I’m not nearly so pessimistic as @Brisketexan, but we’re definitely approaching a “you’ve got to break it to fix it” stage because the federal government (and now state governments) are doing a bad job of actually passing or implementing popular programs and/or improvements. Bringing it back to your post, I don’t know how you reach low information citizens without making them FEEL consequences, and good leaders are going to need to rally that emotion towards passing legislation that actually protects women’s body autonomy.

Wells just intimated that he may be getting the hint that Texas likes Armstrong and Townsend more.

Tangent alert, but there’s various stories on the internet from the writers/producers recounting Seagal pitching a fit on set about his death scene. Bear in mind he was hired with the script in place and his character perishing in the first act, but on set he wanted it re-written to become the protagonist.

I like that he made sure to not omit Russian as a normal, commonly spoken language.